The top-rated auto insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Zack Pacleb - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Zack Pacleb - State Farm Insurance Agent | 72 Kapiolani St | (808) 657-3212 |
| 5 | Cary Ichinose - State Farm Insurance Agent | 630 Kilauea Ave #102 | (808) 933-8500 |
| 6 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 7 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 8 | Ohana Health Plan | 88 Kanoelehua Ave a105 | (888) 846-4262 |
| 9 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 10 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area, offering auto insurance policies to local drivers. The agency helps customers navigate coverage options that meet state requirements and personal needs. Agents work with individuals to review policy details, including liability and collision coverage. Understanding ocean conditions, wind, and volcanic hazards in the Big Island region is part of tailoring suitable plans. The company also handles bundling auto insurance with other personal policies and provides assistance with claims processing for vehicles on Hawaii Island.
Iris Kuwaye - State Farm Insurance Agent provides auto insurance policies for drivers in the Hilo area. The agency assists clients with selecting appropriate liability, collision, and comprehensive coverage options to meet their individual needs. Service includes regular policy reviews to adjust coverage as situations change. The agent also handles claims support and billing inquiries. In addition to auto insurance, this office services insurance needs for single-family homes, condominiums, apartments, retail, and restaurants.
Homeowners, drivers, and local business owners in Hilo can turn to Claire Justo - State Farm Insurance Agent for auto insurance coverage tailored to their daily commutes and family vehicles. This agency helps customers review their policy options, explore potential discounts, and manage claims efficiently. Serving the broader Hawaii Island area, the office also assists clients in nearby communities such as Keaau and Pāhoa.
Serving Hilo and the surrounding communities across the Big Island, Zack Pacleb - State Farm Insurance Agent handles auto insurance coverage for local drivers. The agency works with clients to find policies that meet their individual needs and driving habits. By reviewing each customer’s situation carefully, it identifies appropriate coverage options to protect against common road risks in the area. The typical process involves discussing the driver’s history and vehicle details before presenting a straightforward selection of available plans.
Cary Ichinose - State Farm Insurance Agent in Hilo, HI, distinguishes between one-time policy setups and the ongoing service of coverage adjustments. The agency specializes in auto insurance, helping drivers select protection for liability, collision, and comprehensive needs. As a localized provider, it understands the specific driving conditions and requirements of the Big Island area. Customizing each policy to individual circumstances ensures that clients receive appropriate support for their vehicles. Service for existing policies runs on an as-needed basis, with agents available for amendments or claims assistance whenever a client requires further guidance.
Pyramid Insurance - Hilo offers tailored auto insurance policies including liability, collision, and comprehensive coverage for personal vehicles. It also provides guidance on deductibles and policy limits to align with each driver’s needs. Located in Hilo, HI, this agency assists local motorists in navigating state insurance requirements and securing affordable protection. The company helps customers adjust their coverage when seasons change due to increased road hazards during Hawaii’s rainy winter months, ensuring adequate protection against flood-related damage or aquaplaning risks.
Hope Chu Hing - State Farm Insurance Agent provides coverage for personal vehicles and can also expand policies to include roadside assistance or rental reimbursement. Serving the Hilo area, this agency works to protect drivers from financial loss due to accidents or weather damage. It writes policies to meet minimum state requirements while offering higher liability limits for greater protection. Commercial sectors served by this agency include offices, warehouses, and food service.
As the rainy season brings slick roads and occasional flooding to Hilo, drivers rely on insurance that covers unexpected mishaps. Ohana Health Plan serves this community by helping local motorists find auto policies that meet Hawaii’s requirements and protect their vehicles. The agent discusses coverage limits, deductibles, and optional protections such as comprehensive or collision plans. Each policy is tailored to the driver’s commuting habits and vehicle type. The process begins with a straightforward review of the customer’s current driving record and insurance history.
Residents of Hilo can secure personal auto insurance through Fast Insurance Agency HI. The company also offers commercial coverage for local businesses needing vehicle protection. Service extends throughout the Hilo area. Agents help clients compare liability, collision, and comprehensive options to build suitable policies. They explain coverage limits and deductibles clearly before binding. Following initial policy setup, the agency provides assistance with claims and adjustments, encouraging clients to return for annual reviews or to update coverage for life changes like a new vehicle or driver.
What Does an a Auto Insurance Agent in Hilo Cost?
Auto insurance costs in Hawaii vary by driver age driving record and vehicle type. The average annual premium in Hawaii is around 1,300 dollars but Hilo drivers may pay slightly more due to higher risk of volcanic ash and flood damage. Rates can range from 800 to 2,500 dollars per year depending on coverage levels. This is general information and not insurance advice.
About auto insurance agents in Hilo
Working with an auto insurance agent in Hilo Hawaii can help you understand the specific coverage requirements for the state. Hawaii is a no-fault insurance state which means your policy must include personal injury protection or PIP coverage. A local agent can explain how Hawaii laws affect your policy and help you find the right protection for your vehicle.
Frequently Asked Questions
What are the minimum auto insurance requirements in Hawaii?
Hawaii law requires drivers to have liability coverage of 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury. You also need 10 thousand dollars for property damage and mandatory personal injury protection or PIP coverage of 10 thousand dollars.
Do I need a local Hilo agent or can I use an online company?
A local Hilo agent understands the unique driving conditions on the Big Island including volcanic hazards and rural roads. They can help you find coverage that meets Hawaii no-fault laws and may offer more personalized service than a national online provider.
How do I find a licensed auto insurance agent in Hilo?
You can search the Hawaii Department of Commerce and Consumer Affairs website to verify an agents license. Many local agencies are located along Kilauea Avenue or in the Hilo town area and can provide in person consultations.