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Find Auto Insurance Agents Near You in Hilo, HI

Browse auto insurance agents serving Hilo, Hawaii. Updated 2026-07-14.

The top-rated auto insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Zack Pacleb - State Farm Insurance Agent. This directory lists 20 auto insurance agents serving Hilo.

Showing 20 auto insurance agents in Hilo, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nakoa Kai Insurance Professionals: Allstate Insurance680 Manono St(808) 969-7767
2Iris Kuwaye - State Farm Insurance Agent9 Lei St(808) 935-3375
3Claire Justo - State Farm Insurance Agent2100 Kanoelehua Ave Ste 212(808) 935-4455
4Zack Pacleb - State Farm Insurance Agent72 Kapiolani St(808) 657-3212
5Cary Ichinose - State Farm Insurance Agent630 Kilauea Ave #102(808) 933-8500
6Pyramid Insurance - Hilo48 Kamana St Suite #103(808) 969-7174
7Hope Chu Hing - State Farm Insurance Agent586 Kanoelehua Ave #300(808) 935-3157
8Ohana Health Plan88 Kanoelehua Ave a105(888) 846-4262
9Fast Insurance Agency HI218 Kamehameha Ave(808) 645-4364
10Mind Insurance HI344 Kilauea Ave(808) 646-3602
NK
680 Manono St
Nakoa Kai Insurance Professionals: Allstate Insurance
Auto Insurance Agent · Hilo, HI

Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area, offering auto insurance policies to local drivers. The agency helps customers navigate coverage options that meet state requirements and personal needs. Agents work with individuals to review policy details, including liability and collision coverage. Understanding ocean conditions, wind, and volcanic hazards in the Big Island region is part of tailoring suitable plans. The company also handles bundling auto insurance with other personal policies and provides assistance with claims processing for vehicles on Hawaii Island.

IK
9 Lei St
Iris Kuwaye - State Farm Insurance Agent
Auto Insurance Agent · Hilo, HI

Iris Kuwaye - State Farm Insurance Agent provides auto insurance policies for drivers in the Hilo area. The agency assists clients with selecting appropriate liability, collision, and comprehensive coverage options to meet their individual needs. Service includes regular policy reviews to adjust coverage as situations change. The agent also handles claims support and billing inquiries. In addition to auto insurance, this office services insurance needs for single-family homes, condominiums, apartments, retail, and restaurants.

CJ
2100 Kanoelehua Ave Ste 212
Claire Justo - State Farm Insurance Agent
Auto Insurance Agent · Hilo, HI

Homeowners, drivers, and local business owners in Hilo can turn to Claire Justo - State Farm Insurance Agent for auto insurance coverage tailored to their daily commutes and family vehicles. This agency helps customers review their policy options, explore potential discounts, and manage claims efficiently. Serving the broader Hawaii Island area, the office also assists clients in nearby communities such as Keaau and Pāhoa.

ZP
72 Kapiolani St
Zack Pacleb - State Farm Insurance Agent
Auto Insurance Agent · Hilo, HI

Serving Hilo and the surrounding communities across the Big Island, Zack Pacleb - State Farm Insurance Agent handles auto insurance coverage for local drivers. The agency works with clients to find policies that meet their individual needs and driving habits. By reviewing each customer’s situation carefully, it identifies appropriate coverage options to protect against common road risks in the area. The typical process involves discussing the driver’s history and vehicle details before presenting a straightforward selection of available plans.

CI
630 Kilauea Ave #102
Cary Ichinose - State Farm Insurance Agent
Auto Insurance Agent · Hilo, HI

Cary Ichinose - State Farm Insurance Agent in Hilo, HI, distinguishes between one-time policy setups and the ongoing service of coverage adjustments. The agency specializes in auto insurance, helping drivers select protection for liability, collision, and comprehensive needs. As a localized provider, it understands the specific driving conditions and requirements of the Big Island area. Customizing each policy to individual circumstances ensures that clients receive appropriate support for their vehicles. Service for existing policies runs on an as-needed basis, with agents available for amendments or claims assistance whenever a client requires further guidance.

PI
48 Kamana St Suite #103
Pyramid Insurance - Hilo
Auto Insurance Agent · Hilo, HI

Pyramid Insurance - Hilo offers tailored auto insurance policies including liability, collision, and comprehensive coverage for personal vehicles. It also provides guidance on deductibles and policy limits to align with each driver’s needs. Located in Hilo, HI, this agency assists local motorists in navigating state insurance requirements and securing affordable protection. The company helps customers adjust their coverage when seasons change due to increased road hazards during Hawaii’s rainy winter months, ensuring adequate protection against flood-related damage or aquaplaning risks.

HC
586 Kanoelehua Ave #300
Hope Chu Hing - State Farm Insurance Agent
Auto Insurance Agent · Hilo, HI

Hope Chu Hing - State Farm Insurance Agent provides coverage for personal vehicles and can also expand policies to include roadside assistance or rental reimbursement. Serving the Hilo area, this agency works to protect drivers from financial loss due to accidents or weather damage. It writes policies to meet minimum state requirements while offering higher liability limits for greater protection. Commercial sectors served by this agency include offices, warehouses, and food service.

OH
88 Kanoelehua Ave a105
Ohana Health Plan
Auto Insurance Agent · Hilo, HI

As the rainy season brings slick roads and occasional flooding to Hilo, drivers rely on insurance that covers unexpected mishaps. Ohana Health Plan serves this community by helping local motorists find auto policies that meet Hawaii’s requirements and protect their vehicles. The agent discusses coverage limits, deductibles, and optional protections such as comprehensive or collision plans. Each policy is tailored to the driver’s commuting habits and vehicle type. The process begins with a straightforward review of the customer’s current driving record and insurance history.

FI
218 Kamehameha Ave
Fast Insurance Agency HI
Auto Insurance Agent · Hilo, HI

Residents of Hilo can secure personal auto insurance through Fast Insurance Agency HI. The company also offers commercial coverage for local businesses needing vehicle protection. Service extends throughout the Hilo area. Agents help clients compare liability, collision, and comprehensive options to build suitable policies. They explain coverage limits and deductibles clearly before binding. Following initial policy setup, the agency provides assistance with claims and adjustments, encouraging clients to return for annual reviews or to update coverage for life changes like a new vehicle or driver.

MI
344 Kilauea Ave
Mind Insurance HI
Auto Insurance Agent · Hilo, HI
TG
451 Kekuanaoa St
Trust Guard Insurance HI
Auto Insurance Agent · Hilo, HI
(808) 736-1914
BI
1080 Kilauea Ave
Business Insurance Services Inc
Auto Insurance Agent · Hilo, HI
(808) 935-1888
bisihi.com
HI
166 Kamehameha Ave #8
Hawaiian Islands Insurance, Inc.
Auto Insurance Agent · Hilo, HI
(808) 933-3000
hawaiian.insure
DD
275 Ponahawai St # 105
Daniel De Soto Insurance
Auto Insurance Agent · Hilo, HI
(808) 961-3207
hawaiiislandinsurance.com
AM
Century Bldg, 80 Pauahi St STE 105
American Mutual Group
Auto Insurance Agent · Hilo, HI
(808) 969-1688
AI
80 Pauahi St STE 105
Atlas Insurance Agency
Auto Insurance Agent · Hilo, HI
(808) 935-2943
atlasinsurance.com
PI
166 Kamehameha Ave Ste 7
Pacific Island Insurance LLC
Auto Insurance Agent · Hilo, HI
(808) 933-3000
TI
522 Kinoole St
Treasury Insurance Co
Auto Insurance Agent · Hilo, HI
(808) 645-4146
home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/federal-insurance-office
FI
605 Laukapu St Ste#201
Finance Insurance Ltd
Auto Insurance Agent · Hilo, HI
(808) 933-1288
financeinsurance.com
PI
1510 Kilauea Ave
Prudential Insurance Co
Auto Insurance Agent · Hilo, HI
(808) 935-1948

What Does an a Auto Insurance Agent in Hilo Cost?

Auto insurance costs in Hawaii vary by driver age driving record and vehicle type. The average annual premium in Hawaii is around 1,300 dollars but Hilo drivers may pay slightly more due to higher risk of volcanic ash and flood damage. Rates can range from 800 to 2,500 dollars per year depending on coverage levels. This is general information and not insurance advice.

About auto insurance agents in Hilo

Working with an auto insurance agent in Hilo Hawaii can help you understand the specific coverage requirements for the state. Hawaii is a no-fault insurance state which means your policy must include personal injury protection or PIP coverage. A local agent can explain how Hawaii laws affect your policy and help you find the right protection for your vehicle.

Frequently Asked Questions

What are the minimum auto insurance requirements in Hawaii?

Hawaii law requires drivers to have liability coverage of 20 thousand dollars per person and 40 thousand dollars per accident for bodily injury. You also need 10 thousand dollars for property damage and mandatory personal injury protection or PIP coverage of 10 thousand dollars.

Do I need a local Hilo agent or can I use an online company?

A local Hilo agent understands the unique driving conditions on the Big Island including volcanic hazards and rural roads. They can help you find coverage that meets Hawaii no-fault laws and may offer more personalized service than a national online provider.

How do I find a licensed auto insurance agent in Hilo?

You can search the Hawaii Department of Commerce and Consumer Affairs website to verify an agents license. Many local agencies are located along Kilauea Avenue or in the Hilo town area and can provide in person consultations.

Auto Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.