The top-rated auto insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Kauaʻi County Driver Licensing, Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent. This directory lists 17 auto insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Kauaʻi County Driver Licensing | 4444 Rice St | (808) 241-4242 |
| 3 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 4 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 5 | OneMain Financial | 4370 Kukui Grove St #104 | (808) 245-5611 |
| 6 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 7 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 8 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 9 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 10 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
Yukimura & Associates: Allstate Insurance in Lihue, HI, provides a full range of auto insurance agent services, including liability, collision, and comprehensive coverage options. It offers flexible service plans to help customers manage their policies and adjust coverage as their driving needs change. Standard maintenance reviews are available to ensure accounts remain current with local requirements and any policy updates. The company services insurance needs for single-family homes, apartments, retail spaces, and restaurants.
Kauaʻi County Driver Licensing serves the Lihue, HI, area and the island of Kauaʻi, providing auto insurance agent services for local drivers. These professionals assist clients in comparing coverage options and understanding policy details required for legal vehicle operation in Hawaii. They help residents and visitors navigate liability, collision, and comprehensive insurance needs to comply with state financial responsibility laws. The agency offers guidance on uninsured motorist coverage and personal injury protection tailored to Kauaʻi’s unique driving conditions.
Homeowners, drivers, and small business owners in Lihue rely on Adam Smith - State Farm Insurance Agent for personalized auto insurance coverage. The agency helps clients compare liability, collision, and comprehensive policies to match their driving needs and budget. It also explains available discounts, such as those for safe driving or multiple vehicles. Regular policy reviews ensure coverage adapts to life changes like a new car or a teen driver. This office serves the Lihue area and also assists customers in the neighboring community of Kapa‘a.
Serving Lihue and surrounding communities on the island of Kauai, Skip Koenig - State Farm Insurance Agent handles auto insurance coverage for local drivers. The office works with clients to find policies that meet their individual needs and budget. For a typical job, the agency begins by reviewing the driver’s current situation and discussing available options to build a suitable plan.
When selecting a provider for auto coverage, clients choose between a single policy purchase or an ongoing insurance relationship that requires periodic review and updates. OneMain Financial in Lihue, HI, serves neighborhood drivers by offering common personal and vehicle safeguards for daily travel. Professional agents in this coastal area typically handle comparisons for liability, comprehensive, and collision protection to meet local road conditions. Services here are available on an as-needed basis, allowing holders to request quotes or policy revisions whenever their driving circumstances change.
When hurricane season brings heavy rains and flooded roads to Kauai, motorists in Lihue need reliable auto insurance coverage. Punua Insurance assists local drivers in reviewing their policies to ensure adequate protection against storm-related damage and common island driving hazards. The agency’s straightforward approach helps residents understand their liability limits, collision options, and uninsured motorist coverage without confusing jargon. For anyone securing a newly purchased vehicle or updating an existing plan, the process begins with a detailed consultation to assess individual driving needs and risk factors.
As an auto insurance agent, Eric Kaneda of State Farm in Lihue, HI, offers specialty coverage for classic cars and rental vehicles, alongside general auto insurance policies tailored for daily commuters and families. The agency helps clients select liability, comprehensive, and collision plans to meet diverse driving needs across Kauai. Year-round service includes policy reviews and claims assistance. Before each hurricane season, it helps drivers verify that their policies include comprehensive coverage to protect against potential storm damage from high winds and flooding on the island.
Business Insurance assists clients in Lihue with securing essential vehicle coverage and can also arrange specialized policies for comprehensive protection. The agency serves individuals seeking standard auto plans and those requiring additional options such as roadside assistance or rental reimbursement. Policies can be tailored to meet the specific needs of local commercial operations, including offices, warehouses, and food service businesses.
Heritage Insurance HI is known in Lihue for its focused approach to auto insurance protection and risk management. The agency provides a full range of standard coverage policies designed to meet the specific needs of local drivers and vehicle owners on Kauai. Service includes guidance on liability limits and comprehensive options following island regulations. Clients can also add rental reimbursement coverage as a practical, cost-effective feature for their personal auto policy.
Pyramid Insurance - Kauai provides auto insurance services for residents in and around Lihue, Hawaii. The agency also assists local businesses with commercial vehicle coverage tailored to the needs of Kauai’s economy and geography. Policyholders throughout the island can access advice on standard liability, collision, and comprehensive protection. After an initial policy is placed, the agent follows up with clients when renewal dates approach and is available for questions or adjustments between regular visits, helping maintain continuous, updated coverage.
What Does an a Auto Insurance Agent in Lihue Cost?
Typical auto insurance costs in Hawaii vary widely based on driver age, vehicle type, driving record, and coverage levels. For a standard policy in Lihue, annual premiums often range from $800 to $1,800 for minimum coverage and $1,200 to $2,500 for full coverage. Rates may be higher for younger drivers or those with accidents on record. This is general information and not insurance advice.
About auto insurance agents in Lihue
An auto insurance agent in Lihue can help you find coverage that meets Hawaii state requirements. Hawaii law mandates that all drivers carry at least $20,000 per person and $40,000 per accident in bodily injury liability, plus $10,000 in property damage liability. Working with a local agent familiar with Kauai driving conditions can simplify the process of choosing the right policy.
Frequently Asked Questions
What are the minimum auto insurance requirements in Hawaii?
Hawaii requires all drivers to have liability insurance with at least $20,000 per person and $40,000 per accident for bodily injury, and $10,000 for property damage. Personal injury protection (PIP) is also required, providing up to $10,000 in medical coverage.
How do I find a reputable auto insurance agent in Lihue?
You can search online for agents licensed in Hawaii, ask for referrals from local residents, or contact the Hawaii Insurance Division for a list of licensed agents. Look for agents who have experience with Hawaii-specific laws and local risk factors.
Can I get a discount on my auto insurance in Lihue?
Many insurers offer discounts for safe driving, bundling home and auto policies, completing a defensive driving course, or having anti-theft devices. Ask your Lihue agent about all available discounts to lower your premium.