The top-rated auto insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 481 reviews. Other highly rated options include Erick Ellgren: Allstate Insurance, AAA Hawaii, Mia Migita - State Farm Insurance Agent. This directory lists 25 auto insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St #102 | (808) 945-0802 |
| 2 | Erick Ellgren: Allstate Insurance | 1188 Bishop St PH 2 | (808) 941-2886 |
| 3 | AAA Hawaii | 1130 N Nimitz Hwy Ste A-170 | (808) 593-2221 |
| 4 | Mia Migita - State Farm Insurance Agent | 600 Kapiolani Blvd #203 | (808) 484-0085 |
| 5 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 6 | Dustin Kwok - State Farm Insurance Agent | 615 Piikoi St # 2002 | (808) 589-2585 |
| 7 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 8 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 9 | Deanne August: Allstate Insurance | 6700 Kalanianaʻole Hwy Ste 203 | (808) 395-5810 |
| 10 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI provides auto insurance coverage to meet local driving needs. It offers regular policy reviews and assistance with claims filing to maintain active protection for clients. The business also helps adjust coverage limits or deductibles as personal circumstances change. Service plans include roadside assistance options and rental car reimbursement for qualifying drivers. Properties serviced include single-family homes, apartments, retail establishments, and restaurants.
Auto insurance can be handled either as a one-time policy purchase or through an ongoing, scheduled renewal process that keeps coverage active over time. Annual or semi-annual payments maintain the policy, while single transactions cover a specific term. Erick Ellgren: Allstate Insurance in Honolulu, HI offers personalized support for auto insurance plans that protect drivers against liability and collision damages. Guidance on coverage limits and deductible choices is available through direct consultations. Service runs on a scheduled basis with each policy term, requiring renewal for continuous protection.
Homeowners, business owners, and property managers in Honolulu rely on this local auto insurance agent for protective coverage policies. They provide essential liability and collision plans suited for daily commuting and commercial vehicles. The agency helps clients verify their coverage limits and file claims through clear, step-by-step guidance. They serve the greater metropolitan area including the neighborhoods of Waikiki and downtown Honolulu.
Mia Migita, a State Farm Insurance agent in Honolulu, HI, provides auto insurance services to local residents for their personal vehicles. The agency also handles commercial auto coverage for business-owned cars and trucks in and around the Honolulu area. Help is available for new policies, existing account questions, and claims filing. Clients often return for policy updates or to adjust coverage as their driving needs change between regular service visits.
Kaina Kauahi - State Farm Insurance Agent provides personalized auto insurance services to residents throughout Honolulu, Hawaii. Helpful coverage options are also available for local commercial drivers and business-owned vehicles in the area. An agent licensed in this region can help customers understand policy details to meet their driving needs. Clients are encouraged to schedule follow-up consultations between regular policy reviews to accommodate any life changes or vehicle updates.
Dustin Kwok - State Farm Insurance Agent is an auto insurance provider based in Honolulu, Hawaii, known for offering personalized coverage options in the local area. The agency helps drivers protect their vehicles against common risks on Oahu roads, including liability, collision, and comprehensive plans. Clients can add roadside assistance for emergencies or rental car reimbursement while their vehicle is being repaired after a covered incident.
First Insurance Company of Hawaii, LTD is an auto insurance agent in Honolulu, HI known for matching local drivers with appropriate coverage. Its service range begins with helping customers select liability and collision policies to comply with state requirements on the islands. The agent also handles property damage protection for vehicles on Oahu roads. A specialty service this company can add on is rental car reimbursement to cover a temporary vehicle while a primary car is being repaired after an accident.
Deanne August: Allstate Insurance serves homeowners, local businesses, and property managers in Honolulu, Hawaii, offering personalized auto insurance policies alongside tailored coverage options. Clients receive assistance evaluating their liability, collision, and comprehensive needs to match their driving habits and vehicle types. The agency also helps customers bundle policies for potential savings while clarifying coverage limits and deductibles. Nearby communities such as Kailua and the broader Oahu metro area are also supported for their auto insurance requirements.
What Does an a Auto Insurance Agent in Honolulu Cost?
The average cost of full coverage auto insurance in Hawaii is around 1,200 to 1,800 dollars per year, but rates vary by driver age, driving record, and location in Honolulu. Minimum liability coverage can cost between 400 and 700 dollars annually. Factors like your credit score and the type of car you drive also affect your premium. This is general information and not insurance advice.
About auto insurance agents in Honolulu
An auto insurance agent in Honolulu can help you find coverage that meets Hawaii state law requirements. Hawaii requires all drivers to carry no-fault insurance and liability coverage. A local agent understands the unique driving conditions and regulations on Oahu.
Frequently Asked Questions
What are the minimum auto insurance requirements in Hawaii?
Hawaii law requires minimum liability coverage of 20,000 dollars per person and 40,000 dollars per accident for bodily injury. You also need 10,000 dollars in property damage liability and 10,000 dollars in personal injury protection or no-fault coverage.
How do I find a licensed auto insurance agent in Honolulu?
You can search the Hawaii Insurance Division website for licensed agents in Honolulu. Many agents also have local offices in neighborhoods like Kakaako, Waikiki, or Kapolei. Ask for recommendations from friends or family who live on Oahu.
Does Hawaii require uninsured motorist coverage?
Hawaii does not require uninsured motorist coverage by law, but insurance companies must offer it to you. You can reject it in writing. It is often recommended because many drivers on the road may not have insurance.