ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeAuto Insurance AgentsKentucky › Richmond

Find Auto Insurance Agents Near You in Richmond, KY

Browse auto insurance agents serving Richmond, Kentucky. Updated 2026-07-14.

The top-rated auto insurance agent in Richmond, Kentucky is Ashley Williams - State Farm Insurance Agent, rated 4.9 stars across 354 reviews. Other highly rated options include Chris Brown - State Farm Insurance Agent, Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble. This directory lists 21 auto insurance agents serving Richmond.

Showing 21 auto insurance agents in Richmond, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ashley Williams - State Farm Insurance Agent213 St George St(859) 353-0746
2Chris Brown - State Farm Insurance Agent638 University Shopping, Center Dr(859) 623-0180
3Parsons & Howard Insurance Group LLC332 High Land Park Dr(859) 624-9199
4State Farm: Jerry Goble444 Big Hill Ave(859) 623-0350
5Jon Clark - State Farm Insurance Agent1010 Brandy Ln Ste F(859) 623-6218
6The Richmond Insurance Group2130 Lexington Rd suite e(859) 353-5596
7Insurance Pro226 E Main St(859) 624-1500
8Shelter Insurance - Ashley Kovaleski610 Big Hill Ave Ste 6(859) 624-0883
9Bray and Oakley Insurance Agency2150 Lexington Rd d2(859) 623-1933
10Nationwide Insurance: Alan K Hatfield Inc.136 Big Hill Ave(859) 623-2970
AW
213 St George St
Ashley Williams - State Farm Insurance Agent
Auto Insurance Agent · Richmond, KY

Ashley Williams - State Farm Insurance Agent serves Richmond, Kentucky, and the surrounding Madison County area by providing auto insurance coverage for local drivers. As an auto insurance agent, the agency helps customers select policies that meet their personal needs and budget. Clients can discuss available discounts for safe driving or bundling multiple policies. The office also handles claims assistance and policy updates for those with existing State Farm plans. This location offers tailored coverage options for both standard vehicles and specialty automobiles in the region.

CB
638 University Shopping, Center Dr
Chris Brown - State Farm Insurance Agent
Auto Insurance Agent · Richmond, KY
PH
332 High Land Park Dr
Parsons & Howard Insurance Group LLC
Auto Insurance Agent · Richmond, KY

Parsons & Howard Insurance Group LLC serves Richmond, Kentucky, and the surrounding communities within Madison County. It specializes in providing auto insurance coverage for drivers in this area, helping clients navigate policy options that meet local requirements and personal needs. The agency focuses on assessing each individual’s driving habits and vehicle usage to tailor coverage accordingly. For a typical client, it begins by comparing available policy types and limits to match budget constraints while ensuring essential protection against common road risks.

SF
444 Big Hill Ave
State Farm: Jerry Goble
Auto Insurance Agent · Richmond, KY

Homeowners, renters, and drivers can turn to State Farm: Jerry Goble for personalized auto insurance coverage in Richmond, KY. As a local agency, it helps customers select policies that meet their needs and adjusts coverage as life changes. The team provides support for policy questions, claims assistance, and regular policy reviews to ensure adequate protection. This agency also serves clients in surrounding areas such as Berea, offering its insurance services to drivers across Madison County and nearby communities.

JC
1010 Brandy Ln Ste F
Jon Clark - State Farm Insurance Agent
Auto Insurance Agent · Richmond, KY

When winter weather brings slick roads to Richmond, KY, or summer storms reduce visibility on rural highways, local drivers often seek updated coverage from Jon Clark - State Farm Insurance Agent. This auto insurance agent helps residents review their policies for current needs and legal requirements. They assist with selecting liability limits and optional protections that suit various budgets and vehicle types. Initial consultations typically begin with a review of the driver's history and a discussion of available policy options during a brief phone assessment.

RI
2130 Lexington Rd suite e
The Richmond Insurance Group
Auto Insurance Agent · Richmond, KY

The Richmond Insurance Group specializes in matching local drivers with appropriate auto insurance coverage for their specific needs. It also serves the Richmond, KY area by handling policy reviews, claims assistance, and general insurance inquiries for its clients. The agency regularly works to help drivers adjust their policies after major life events like a move or a vehicle purchase. It also guides clients through managing coverage concerns during the busy holiday travel season and winter months.

IP
226 E Main St
Insurance Pro
Auto Insurance Agent · Richmond, KY

Insurance Pro in Richmond, KY distinguishes between one-time policy setup and ongoing service needs, assisting clients with the selection of auto insurance coverage that meets their specific driving requirements. A knowledgeable agent helps compare liability, collision, and comprehensive options to ensure proper protection on Kentucky roads. This local office evaluates individual circumstances to recommend suitable policy details and coverage limits. Service from this auto insurance agent operates on an as-needed basis, accommodating schedule changes or policy updates throughout the policy term.

SI
610 Big Hill Ave Ste 6
Shelter Insurance - Ashley Kovaleski
Auto Insurance Agent · Richmond, KY

Shelter Insurance - Ashley Kovaleski provides auto coverage for drivers in the Richmond, KY area. Its agents assist clients in selecting policies that may include liability, collision, and comprehensive options. Customers can also discuss adding roadside assistance or rental car reimbursement to their plans for extra protection. Beyond personal vehicles, the agency works with commercial sectors such as local offices, warehouses, and food service businesses to address their unique insurance needs.

BO
2150 Lexington Rd d2
Bray and Oakley Insurance Agency
Auto Insurance Agent · Richmond, KY

Bray and Oakley Insurance Agency provides auto insurance for residents in and around Richmond, Kentucky, tailoring coverage for personal vehicles. It additionally handles commercial auto protection for local businesses that operate trucks or fleets. The agency serves policyholders throughout Madison County and the surrounding region. After an initial policy is written, representatives are available to follow up with clients when coverage needs change or renewals approach, ensuring ongoing service between regular visits.

NI
136 Big Hill Ave
Nationwide Insurance: Alan K Hatfield Inc.
Auto Insurance Agent · Richmond, KY

Nationwide Insurance: Alan K Hatfield Inc. in Richmond, KY is an auto insurance agent known for helping drivers secure necessary vehicle coverage. It assists customers during policy selection, ensuring they understand the level of protection their cars may require on local roads. The agency also guides clients through claims processes when accidents or damage occur. A dedicated specialty service this agent offers is adding roadside assistance coverage to automobile policies for extra peace of mind.

KF
300 High Land Park Dr
Kentucky Farm Bureau Insurance
Auto Insurance Agent · Richmond, KY
(859) 623-5254
kyfb.com/madison/richmond
MI
310 Geri Ln
Madison Insurance Agency
Auto Insurance Agent · Richmond, KY
(859) 626-0002
insurewithmadison.com
AT
220 Geri Ln Ste 1
Anthony Tipton: Allstate Insurance
Auto Insurance Agent · Richmond, KY
(859) 623-1441
agents.allstate.com/anthony-tipton-richmond-ky.html
LI
1060 Center Dr
Linville Insurance Agency
Auto Insurance Agent · Richmond, KY
(859) 626-5252
linvilleinsurance.com
SI
301 W Main St
Supreme insurance Richmond
Auto Insurance Agent · Richmond, KY
(859) 374-3444
CI
310 High Land Park Dr
Cole Insurance Agency
Auto Insurance Agent · Richmond, KY
(859) 623-4309
coleinsinc.com
AI
125 S 3rd St
ALH Insurance
Auto Insurance Agent · Richmond, KY
(859) 626-7888
alhinsurance.com
RI
527 W Main St
Roberts Insurance
Auto Insurance Agent · Richmond, KY
(859) 623-7684
bobrobertsinsurance.com
RI
100 Bay View Dr
Reynolds Insurance Inc
Auto Insurance Agent · Richmond, KY
(859) 623-8485
reynoldsinsuranceagency.com
WS
120 N 2nd St
Weaver's Insurance Agency
Auto Insurance Agent · Richmond, KY
(859) 623-7040
progressiveagent.com/agents
MI
1509 1/2 Lexington Rd
Maupin Insurance Agency
Auto Insurance Agent · Richmond, KY
(859) 220-0408
maupininsuranceky.com

What Does an a Auto Insurance Agent in Richmond Cost?

The average cost of auto insurance in Kentucky is around 1300 dollars per year but rates vary based on your driving record age vehicle type and location. Richmond drivers may pay slightly different rates than those in larger cities. A local agent can provide quotes from multiple carriers to help you find a competitive rate. This is general information not insurance advice.

About auto insurance agents in Richmond

Auto insurance agents in Richmond Kentucky help drivers find coverage that meets state requirements. Kentucky law requires all drivers to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Agents can also explain Kentucky no-fault insurance rules and help you choose optional coverages like collision or comprehensive.

Frequently Asked Questions

What are the minimum auto insurance requirements in Kentucky?

Kentucky requires liability coverage of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 10 thousand dollars for property damage and 10 thousand dollars in personal injury protection per accident.

How do I find an auto insurance agent in Richmond Kentucky?

You can search online directories or ask for referrals from friends and family. Many local agents represent multiple insurance companies so they can compare rates for you.

Can an agent help me if I have a bad driving record?

Yes an agent can help you find companies that specialize in high risk drivers. Kentucky law allows insurers to charge higher rates for drivers with tickets or accidents but an agent can shop around for the best available price.

Auto Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.