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HomeAuto Insurance AgentsKentucky › Somerset

Find Auto Insurance Agents Near You in Somerset, KY

Browse auto insurance agents serving Somerset, Kentucky. Updated 2026-07-14.

The top-rated auto insurance agent in Somerset, Kentucky is Tammy Hill - State Farm Insurance Agent, rated 4.9 stars across 158 reviews. Other highly rated options include Isaacs Insurance, Chad Smallwood - State Farm Insurance Agent, Stewart & Tucker Insurance. This directory lists 20 auto insurance agents serving Somerset.

Showing 20 auto insurance agents in Somerset, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tammy Hill - State Farm Insurance Agent3311 S Hwy 27 Suite 10(606) 676-0000
2Isaacs Insurance250 Belmont Drive Suite 3(606) 679-1590
3Chad Smallwood - State Farm Insurance Agent823 S Hwy 27 Ste 2(606) 416-5072
4Stewart & Tucker Insurance3737 S Hwy 27(606) 451-2139
5Cundiff & Company Insurance Inc.525 Ogden St(606) 679-8379
6Priority Insurance Agency110 Richie Ln suite a(606) 425-4862
7Farm Bureau Don Hurt Agency345 Langdon St(606) 679-8441
8Kelly Horseman: Allstate Insurance312B Sallee St(606) 679-1130
9Reed Brothers Insurance Services, Inc.95 E Somerset Church Rd(606) 679-6311
10Safe Harbor Insurance, LLC211 W Mt Vernon St(606) 677-0051
TH
3311 S Hwy 27 Suite 10
Tammy Hill - State Farm Insurance Agent
Auto Insurance Agent · Somerset, KY

Tammy Hill - State Farm Insurance Agent serves Somerset and surrounding Pulaski County, Kentucky, specializing in auto insurance. The agency helps local drivers obtain liability, collision, and comprehensive coverage to meet state requirements and protect their vehicles. It also reviews policy options to fit individual budgets and driving needs. Customers can receive personalized advice on deductibles and roadside assistance plans.

II
250 Belmont Drive Suite 3
Isaacs Insurance
Auto Insurance Agent · Somerset, KY

Isaacs Insurance provides a range of personal and commercial auto insurance policies in the Somerset, KY area. It assists clients in selecting coverage that addresses their unique driving needs and vehicles. The agency offers guidance on policy selection and helps customers understand their protection options. It can manage routine policy updates and answer questions about deductibles or liability limits. This agent services single-family homes, apartments, and commercial properties, including retail locations and restaurants.

CS
823 S Hwy 27 Ste 2
Chad Smallwood - State Farm Insurance Agent
Auto Insurance Agent · Somerset, KY

Chad Smallwood - State Farm Insurance Agent in Somerset, KY, serves homeowners, renters, and drivers in the surrounding area. The agency provides personalized auto insurance policies, helping local residents assess their coverage needs for liability, collision, and comprehensive protection. It also assists customers with bundling auto and home policies for potential savings. In addition to serving Somerset, the agency extends its services to the neighboring community of Burnside and the nearby Lake Cumberland region.

ST
3737 S Hwy 27
Stewart & Tucker Insurance
Auto Insurance Agent · Somerset, KY

Serving Somerset, Kentucky, and the surrounding Pulaski County communities, Stewart & Tucker Insurance provides auto insurance agent services to local drivers. The agency handles personal auto policies and related coverage options to help meet varying needs on the road. Its approach involves assessing each client's driving situation and then working to match them with an appropriate level of protection from a selection of available carriers.

CC
525 Ogden St
Cundiff & Company Insurance Inc.
Auto Insurance Agent · Somerset, KY

Cundiff & Company Insurance Inc. in Somerset, KY provides auto insurance agents to local drivers, offering both one-time policy purchases for new vehicles and recurring service options for annual renewals and coverage adjustments. Their agents help clients navigate standard liability, collision, and comprehensive plans to meet Kentucky’s minimum requirements while tailoring deductibles and limits to individual needs. This agent company coordinates claims assistance and policy reviews on an as-needed basis, ensuring clients have support when accidents or policy changes arise.

PI
110 Richie Ln suite a
Priority Insurance Agency
Auto Insurance Agent · Somerset, KY

Priority Insurance Agency offers specialized auto insurance policies to protect drivers against liability, collision, and comprehensive damage. It also provides general coverage options tailored to individual driving needs in Somerset, KY. The agency helps clients navigate policy renewals and claims assistance to ensure compliance with state requirements. During the winter season, it assists drivers in reviewing coverage for ice and snow-related road hazards.

FB
345 Langdon St
Farm Bureau Don Hurt Agency
Auto Insurance Agent · Somerset, KY

Farm Bureau Don Hurt Agency works with local drivers to secure auto insurance policies that provide essential coverage and liability protection. The agency can help add specialty options such as roadside assistance or rental car reimbursement to a standard policy. Serving the Somerset, Kentucky area, it assists individual vehicle owners as well as commercial clients with fleet insurance needs. These commercial sectors include offices, warehouses, and food service operations, where tailored coverage helps protect business vehicles and assets on the road.

KH
312B Sallee St
Kelly Horseman: Allstate Insurance
Auto Insurance Agent · Somerset, KY

Somerset winters can be harsh, so residents often need dependable coverage before the snow arrives. Kelly Horseman: Allstate Insurance provides personal assistance to drivers finding suitable auto insurance policies in the area. The company works with clients to customize plans that meet individual needs and local driving conditions. As an agency within a major insurer, it offers support for policy changes and claims. The process typically begins with a thorough review of driving history and current coverage during an initial consultation.

RB
95 E Somerset Church Rd
Reed Brothers Insurance Services, Inc.
Auto Insurance Agent · Somerset, KY

Reed Brothers Insurance Services, Inc. in Somerset, KY serves residents by securing personal auto policies to meet daily driving needs. Coverage is also available for commercial vehicles used in local business operations. The agency extends its service across the surrounding region, helping drivers find appropriate protection. Clients may schedule a follow-up appointment between regular visits to review or update their existing coverage as their circumstances change.

SH
211 W Mt Vernon St
Safe Harbor Insurance, LLC
Auto Insurance Agent · Somerset, KY
MI
1340 S Hwy 27
Mathis Insurance Agency, Inc
Auto Insurance Agent · Somerset, KY
(606) 679-7836
mathisinsurance.org
PI
429 Ogden St #2
Pearson Insurance Agency
Auto Insurance Agent · Somerset, KY
(606) 679-1450
pearsonins.net
HB
225 Langdon St
Hays Brother's Insurance
Auto Insurance Agent · Somerset, KY
(606) 679-4297
haysbrothers.com
FI
2520 S Hwy 27
First Insurance Group USA
Auto Insurance Agent · Somerset, KY
(606) 679-3570
firstinsurancegroupusa.com
JI
150 Creek Terrace
Jarvis Insurance Agency, Inc.
Auto Insurance Agent · Somerset, KY
(606) 678-4911
jarvisinsagency.com
LI
1126 S Hwy 27
Lakeland Insurance Group
Auto Insurance Agent · Somerset, KY
(606) 679-5830
lakelandinsurancegroup.com
AI
4311 S Hwy 27 #2
American Insurance Agency
Auto Insurance Agent · Somerset, KY
(606) 677-0717
aiasomerset.com
SC
99 Tandy Ave
South Central Insurance LLC
Auto Insurance Agent · Somerset, KY
(606) 425-4943
sciky.net
LI
207 Apache Trail
Lakeland Insurance Group
Auto Insurance Agent · Somerset, KY
(606) 425-1279
lakelandinsurancegroup.com/about-our-agency
PI
118 N Main St
Parker Insurance Agency
Auto Insurance Agent · Somerset, KY
(606) 678-5246
theparkeragency.net

What Does an a Auto Insurance Agent in Somerset Cost?

The average cost of auto insurance in Kentucky is around 1,500 dollars per year for full coverage, though rates in Somerset may be lower than in larger cities. Minimum liability coverage can cost between 400 and 800 dollars annually. Your actual premium depends on factors like age, driving history, and vehicle type. This is general information, not insurance advice.

About auto insurance agents in Somerset

Auto insurance agents in Somerset Kentucky help drivers find coverage that meets state requirements. Kentucky law mandates liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. An agent can explain local options and help you compare policies from different carriers.

Frequently Asked Questions

What are the minimum auto insurance requirements in Kentucky?

Kentucky requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 10,000 dollars for property damage. Uninsured motorist coverage is also required. Agents in Somerset can help you meet these legal minimums.

Do I need to purchase PIP coverage in Kentucky?

Yes, Kentucky requires Personal Injury Protection or PIP coverage of at least 10,000 dollars. This pays for medical expenses and lost wages regardless of fault. An agent can explain how PIP works with your health insurance.

How can an auto insurance agent in Somerset help me save money?

An agent can compare quotes from multiple insurers to find competitive rates for your situation. They may also identify discounts for safe driving, bundling policies, or completing a defensive driving course. Rates vary based on your driving record and vehicle.

Auto Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.