The top-rated auto insurance agent in Excelsior, Minnesota is Chad Babcock - State Farm Insurance Agent, rated 4.9 stars across 299 reviews. Other highly rated options include M/Y SHORELINE, Joan Roisum - State Farm Insurance Agent, Rob Shuman: Allstate Insurance. This directory lists 10 auto insurance agents serving Excelsior.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Babcock - State Farm Insurance Agent | 378 Oak St Ste 100 | (952) 474-1454 |
| 2 | M/Y SHORELINE | 378 Oak St | (952) 492-5013 |
| 3 | Joan Roisum - State Farm Insurance Agent | 378 Oak St #100 | (952) 835-7188 |
| 4 | Rob Shuman: Allstate Insurance | 21350 MN-7 | (952) 474-4101 |
| 5 | Jason Griep - State Farm Insurance Agent | 378 Oak St Ste 100 | (952) 938-7525 |
| 6 | Farmers Insurance - Andrew Larsen | 261 School Ave Ste 230a | (763) 753-4233 |
| 7 | BeneUSA | 261 School Ave # 350 | (952) 361-0600 |
| 8 | LaTour Agency | 2500 Shadywood Rd Suite 525 | (952) 474-1444 |
| 9 | Monson Agency | 5413 Manitou Rd | — |
| 10 | Allstate Personal Financial Representative: Eric Wenger | 21350 MN-7 | (612) 730-9404 |
What Does an a Auto Insurance Agent in Excelsior Cost?
The average cost of auto insurance in Minnesota is about 1,500 dollars per year for full coverage. Rates for Excelsior drivers can range from 900 to 2,400 dollars annually depending on factors like age, driving record, and vehicle. An agent can provide personalized quotes. This is general information and not insurance advice.
About auto insurance agents in Excelsior
Auto insurance agents in Excelsior Minnesota help drivers find coverage that meets state requirements. Minnesota law mandates liability insurance of at least 30 thousand dollars for injury per person and 60 thousand dollars per accident. An agent can explain these minimums and recommend additional coverage like uninsured motorist protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of 30 thousand dollars per person for bodily injury and 60 thousand dollars per accident. It also requires 10 thousand dollars for property damage and uninsured motorist coverage of 25 thousand dollars per person and 50 thousand dollars per accident.
How can an auto insurance agent in Excelsior help me?
An agent can review your driving history and vehicle type to find policies from multiple insurers. They can explain coverage options like collision and comprehensive and help you adjust deductibles to fit your budget.
Does my credit score affect my auto insurance rate in Minnesota?
Yes, Minnesota insurers may use credit-based insurance scores to set rates. A higher score can lead to lower premiums. An agent can explain how your credit impacts your quote and suggest ways to improve it.
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