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HomeAuto Insurance AgentsMinnesota › Lake Elmo

Find Auto Insurance Agents Near You in Lake Elmo, MN

Browse auto insurance agents serving Lake Elmo, Minnesota. Updated 2026-07-14.

The top-rated auto insurance agent in Lake Elmo, Minnesota is Dan Stoudt - State Farm Insurance Agent, rated 5.0 stars across 387 reviews. Other highly rated options include Auto-Owners Insurance Minnesota Regional Office, Zignego Agency Inc, Goosehead Insurance - Tony Muckala. This directory lists 14 auto insurance agents serving Lake Elmo.

Showing 14 auto insurance agents in Lake Elmo, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Stoudt - State Farm Insurance Agent3549 Lake Elmo Ave N(651) 478-4979
2Auto-Owners Insurance Minnesota Regional Office8574 Eagle Point Cir(800) 332-2886
3Zignego Agency Inc8975 33rd St N(651) 777-8788
4Goosehead Insurance - Tony Muckala8530 Eagle Point Blvd Suite 100(612) 852-5165
5Honey Bear Insurance Agency LLC8530 Eagle Point Blvd Suite 100 #113(651) 432-4164
6Paul McCarthy - State Farm Insurance Agent11200 Stillwater Blvd STE 107(651) 748-9400
7Eagle Point Insurance Group8665 Eagle Point Blvd(651) 209-9330
8Buddy Martin - COUNTRY Financial Agent8645 Eagle Point Blvd(651) 275-9187
9Protectors Agency: Dave Lesch8530 Eagle Point Blvd Suite 100(651) 204-7148
10Sarrack & Associates, Inc American Family Insurance8615 Eagle Point Blvd(651) 777-7633
DS
3549 Lake Elmo Ave N
Dan Stoudt - State Farm Insurance Agent
Auto Insurance Agent · Lake Elmo, MN

Dan Stoudt - State Farm Insurance Agent provides auto insurance policies for drivers in Lake Elmo, Minnesota, along with options for rental reimbursement and roadside assistance. The agency offers personalized service to help customers select appropriate coverage limits and deductibles. Regular policy reviews are available to adjust plans as driving habits change. This agent serves single-family homes, apartments, retail businesses, and restaurants in the Lake Elmo area.

AO
8574 Eagle Point Cir
Auto-Owners Insurance Minnesota Regional Office
Auto Insurance Agent · Lake Elmo, MN

Auto-Owners Insurance Minnesota Regional Office serves the greater Washington County area from its base in Lake Elmo, focusing on personal auto insurance coverage for local drivers. The agency works with clients to select appropriate liability limits and policy options that fit individual driving needs and budgets. It handles standard auto policies, including collision and comprehensive coverage, for residents throughout the region. The office also assists with roadside assistance and rental reimbursement service options for policyholders.

ZA
8975 33rd St N
Zignego Agency Inc
Auto Insurance Agent · Lake Elmo, MN

Zignego Agency Inc provides auto insurance policies to drivers, helping them meet financial responsibility requirements and protect against potential losses from accidents or theft. Service plans include liability coverage, collision, and comprehensive options, as well as uninsured motorist protection tailored to individual needs. The agency may also assist with policy adjustments, renewals, and claims processing to keep coverage current and responsive. Its services cover single-family homes, apartments, retail, and restaurants.

GI
8530 Eagle Point Blvd Suite 100
Goosehead Insurance - Tony Muckala
Auto Insurance Agent · Lake Elmo, MN

Homeowners, drivers, and small business owners in the Lake Elmo area seeking personal auto insurance can work with Goosehead Insurance - Tony Muckala to explore coverage options. The agency helps clients compare policies from multiple carriers to find appropriate protection for their vehicles and daily driving needs. It serves the local community by explaining deductibles, liability limits, and available discounts without pressuring clients into a specific plan. Services also extend to nearby metro communities such as Woodbury and Stillwater.

HB
8530 Eagle Point Blvd Suite 100 #113
Honey Bear Insurance Agency LLC
Auto Insurance Agent · Lake Elmo, MN

Honey Bear Insurance Agency LLC serves Lake Elmo and the surrounding communities in Washington County. The agency handles auto insurance policies designed to meet state requirements and individual driver needs. Its work involves reviewing coverage options to help clients select appropriate liability, collision, and comprehensive plans. Each typical quote is prepared by comparing available protections to the customer’s driving history and vehicle details. The closing approach explains deductible choices and policy limits in a clear, step-by-step manner during the selection process.

PM
11200 Stillwater Blvd STE 107
Paul McCarthy - State Farm Insurance Agent
Auto Insurance Agent · Lake Elmo, MN

Paul McCarthy - State Farm Insurance Agent in Lake Elmo, MN, provides tailored auto insurance solutions, distinguishing between one-time policy setups and ongoing service for coverage adjustments or claims. The agency customizes protection to meet individual driving needs and local requirements, ensuring each client has suitable liability and collision options. Personalized consultations help clarify policy terms and potential discounts. Service operates on an as-needed basis, allowing clients to request policy reviews, report claims, or update information at their convenience without a fixed schedule.

EP
8665 Eagle Point Blvd
Eagle Point Insurance Group
Auto Insurance Agent · Lake Elmo, MN

Eagle Point Insurance Group specializes in helping Lake Elmo drivers secure personalized auto insurance coverage tailored to individual needs. It also provides consistent guidance for navigating policy renewals and claims preparation as part of everyday client support. The agency assists with updating deductibles and exploring discounts for safe driving or bundling policies. When winter storms reduce visibility on area roads, the company helps clients confirm their coverage includes comprehensive protection against ice and collision damage.

BM
8645 Eagle Point Blvd
Buddy Martin - COUNTRY Financial Agent
Auto Insurance Agent · Lake Elmo, MN

As Lake Elmo residents prepare for unpredictable winter weather or a newly licensed teen driver, Buddy Martin-COUNTRY Financial Agent helps local drivers review their protection. The agency provides auto insurance policies designed to address the specific risks of Minnesota roads, from icy conditions to suburban commutes. Each coverage option is discussed with a careful focus on individual driving habits and vehicle type. New clients begin with a thorough risk assessment to identify necessary protections, followed by a detailed inspection of their current policy.

PA
8530 Eagle Point Blvd Suite 100
Protectors Agency: Dave Lesch
Auto Insurance Agent · Lake Elmo, MN

Protectors Agency: Dave Lesch offers auto insurance guidance for drivers in Lake Elmo, Minnesota, focusing on personal and commercial vehicle coverage. Their work includes helping clients choose liability, collision, and comprehensive protection tailored to individual driving needs. They can also provide specialty add-ons such as roadside assistance and rental car reimbursement for added security. This agency serves a range of commercial sectors, including local offices, warehouses, and food service businesses requiring fleet or delivery vehicle policies.

SA
8615 Eagle Point Blvd
Sarrack & Associates, Inc American Family Insurance
Auto Insurance Agent · Lake Elmo, MN

Serving residential clients in Lake Elmo, Sarrack & Associates, Inc American Family Insurance helps homeowners and auto owners protect their everyday assets. The agency also offers commercial coverage tailored to local business needs within the surrounding area. By working closely with each policyholder, the agent clarifies coverage options and limits while explaining how deductibles affect premiums. Clients typically return for an annual review to adjust policies as their life or driving patterns evolve, ensuring continued suitability between regular visits.

MJ
11200 Stillwater Blvd Suite 106A
Michael Johnson
Auto Insurance Agent · Lake Elmo, MN
(651) 773-8250
content.naic.org
TS
11200 Stillwater Blvd
Todd Shannon Agency
Auto Insurance Agent · Lake Elmo, MN
(651) 773-8250
agents.farmers.com/mn/lake-elmo/todd-shannon
FI
8673 Eagle Point Blvd
Farmers Insurance - Scott Johnson
Auto Insurance Agent · Lake Elmo, MN
(651) 379-0440
agents.farmers.com/mn/lake-elmo/scott-johnson
SI
8625 Eagle Point Blvd
Schneider Insurance Services, LLC
Auto Insurance Agent · Lake Elmo, MN
(651) 704-9990
sisinsurance.net

What Does an a Auto Insurance Agent in Lake Elmo Cost?

Typical annual auto insurance costs in Minnesota range from 1,200 to 2,000 dollars for full coverage and 600 to 1,000 dollars for minimum liability coverage. Lake Elmo rates may be slightly different due to local traffic patterns and claim history. Actual costs depend on your specific situation including driving record, vehicle, and coverage choices. This is general information and not insurance advice.

About auto insurance agents in Lake Elmo

An auto insurance agent in Lake Elmo can help you find coverage that meets Minnesota state requirements. Minnesota law mandates liability insurance with minimum limits of 30/60/10. Local agents understand the specific needs of drivers in Washington County and can explain options like uninsured motorist coverage and personal injury protection.

Frequently Asked Questions

What are the minimum auto insurance requirements in Minnesota?

Minnesota requires liability coverage of at least 30/60/10 which means 30,000 dollars per person for bodily injury, 60,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. Uninsured motorist coverage and personal injury protection are also required.

How can an auto insurance agent in Lake Elmo help me save money?

An agent can compare quotes from multiple insurance companies to find competitive rates. They can also identify discounts you may qualify for such as multi-policy discounts, safe driver discounts, or discounts for completing a defensive driving course.

What factors affect auto insurance rates in Lake Elmo Minnesota?

Rates are based on your driving record, age, vehicle type, annual mileage, and credit history. Your location within Lake Elmo and nearby accident statistics also influence premiums. Minnesota allows insurers to use these factors under state regulations.

Auto Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.