The top-rated auto insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 212 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 13 auto insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 9 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 10 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
Mandi Vote- State Farm Insurance Agent serves the Prior Lake and Scott County area with auto insurance policies. The agency helps local drivers secure coverage that meets Minnesota state requirements while also offering options for additional protection. Clients can review their liability limits and deductibles during personalized consultations. The office also assists customers by providing tailored rental car reimbursement and roadside assistance endorsements.
AB & B Insurance provides a range of personal auto insurance services in Prior Lake, MN, helping drivers select appropriate liability, collision, and comprehensive coverage. Its agents work with clients to review policy options and explain available deductibles and limits. The company assists with routine policy maintenance, including updating coverage after a vehicle purchase or change in driving status. Services focus on single-family homes, apartments, retail, and restaurants in the surrounding area.
Located in Prior Lake, Minnesota, Jeremy Senn - State Farm Insurance Agent provides auto insurance coverage to area drivers, including homeowners and local business owners looking to protect their vehicles. The agency helps clients understand their policy options, choose appropriate liability and comprehensive limits, and bundle coverage for potential savings. Customers receive dedicated support for claims guidance and policy adjustments. In addition to serving Prior Lake, the office also extends its auto insurance services to neighboring Shakopee in the southwest metro region.
Lakes Insurance serves Prior Lake and the surrounding communities in the greater Scott County area, handling auto insurance policies for local drivers. It works with clients to select coverage that meets personal needs and legal requirements for vehicles on Minnesota roads. The agency evaluates individual driving patterns and vehicle types to recommend appropriate protection plans. To handle a typical job, it reviews customer circumstances and coverage options before explaining policy benefits in straightforward language.
Prior Lake State Agency in Prior Lake, Minnesota, helps drivers choose between one-time policy adjustments and recurring service options like monthly payment plans and ongoing coverage management. Their auto insurance work tailors each policy to meet individual needs, whether for liability, collision, or comprehensive protection. As an agent based in the area, they guide clients through available coverage decisions to match local driving conditions. This service operates on both a scheduled and as-needed basis, with options to review or update policies whenever required.
DeRose Commercial Insurance Group in Prior Lake, MN, specializes in providing auto insurance policies tailored to commercial vehicles, including fleet coverage and business-use cars, while also handling personal auto insurance for local residents. It helps customers review their liability limits and comprehensive coverage options to match their driving needs. The agency also assists clients in adjusting their policies when winter weather increases the risk of ice-related claims.
As winter approaches in Prior Lake, MN, drivers begin checking their coverage for packed snow and ice, a need that Van Curler Independent Insurance Agency responds to by reviewing local auto insurance policies. They assess personal vehicles, trucks, and family commuter cars to match coverage with changing road conditions and daily routes. An agent outlines potential adjustments to deductibles or liability limits during an initial consultation, which often begins with a complimentary inspection of the current policy and registered vehicles.
Nick Atkinson & Associates Inc American Family Insurance provides auto insurance agents in Prior Lake, Minnesota, distinguishing between one-time policy purchases for immediate needs and recurring coverage options for ongoing protection. Their work assists drivers with required liability plans and optional comprehensive packages. Available on an as-needed basis, they offer consultations to adjust policies following life changes or vehicle updates, ensuring local drivers maintain appropriate coverage throughout the policy term.
Oak Tree Insurance provides auto insurance coverage for residential customers in Prior Lake, Minnesota, helping protect personal vehicles with standard policy options. They also serve commercial clients who need coverage for business-owned cars, trucks, or vans. Their service area includes Prior Lake and the surrounding communities in Scott County. After customers purchase a policy, Oak Tree Insurance handles follow-up needs between regular visits, such as policy adjustments, addition of new vehicles, or billing questions that arise throughout the year.
What Does an a Auto Insurance Agent in Prior Lake Cost?
The average cost of full coverage auto insurance in Minnesota is around $1,500 to $2,200 per year, but rates in Prior Lake may vary based on your driving history, age, and vehicle. Minimum liability coverage can cost between $400 and $800 annually. An agent can provide a personalized quote based on your specific situation. This is general information and not insurance advice.
About auto insurance agents in Prior Lake
An auto insurance agent in Prior Lake, Minnesota can help you find coverage that meets state law requirements. Minnesota requires liability insurance with minimum limits of $30,000 for injury per person, $60,000 for injury per accident, and $10,000 for property damage. Agents in Scott County can explain optional coverages like uninsured motorist protection and personal injury protection, which are also required in Minnesota.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota law requires liability coverage of at least $30,000 per person and $60,000 per accident for bodily injury, plus $10,000 for property damage. You must also have personal injury protection (PIP) of $40,000 and uninsured motorist coverage of $25,000 per person and $50,000 per accident.
How do I find an auto insurance agent in Prior Lake?
You can search online for independent agents or captive agents in Prior Lake. Many agencies serve Scott County and offer free quotes. Ask for recommendations from neighbors or check the Minnesota Department of Commerce website for licensed agents.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and mileage to find discounts. Common discounts in Minnesota include multi-policy, safe driver, and good student discounts. Agents can also help you adjust deductibles to lower your premium.
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