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HomeAuto Insurance AgentsMinnesota › St Cloud

Find Auto Insurance Agents Near You in St Cloud, MN

Browse auto insurance agents serving St Cloud, Minnesota. Updated 2026-07-14.

The top-rated auto insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 611 reviews. Other highly rated options include Kristen Stebbins - State Farm Insurance Agent, Ken Bellicot - State Farm Insurance Agent, The Lyle Group: Allstate Insurance. This directory lists 18 auto insurance agents serving St Cloud.

Showing 18 auto insurance agents in St Cloud, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Anderson - State Farm Insurance Agent300 23rd Ave N(320) 253-4656
2Kristen Stebbins - State Farm Insurance Agent1988 Co Rd 134(320) 251-8353
3Ken Bellicot - State Farm Insurance Agent2904 Roosevelt Rd #2(320) 251-4686
4The Lyle Group: Allstate Insurance30 15th Ave S(320) 253-4994
5Hess Partners Insurance Agency31 33rd Ave N(320) 255-0417
6Michael Brower Agency, Inc. American Family Insurance1727 W St Germain St(320) 252-5151
7Advantage 1 Insurance3801 3rd St N(320) 252-6650
8AAA St Cloud3959 2nd St S(320) 251-6200
9Rock City Insurance14 7th Ave N(320) 259-4003
10Moe Janssen Schee Agency: Allstate Insurance3717 3rd St N(320) 251-1383
DA
300 23rd Ave N
Dan Anderson - State Farm Insurance Agent
Auto Insurance Agent · St Cloud, MN

Dan Anderson - State Farm Insurance Agent serves the St Cloud, MN metro area as a local auto insurance agent. The agency provides standard auto coverage options for area drivers seeking financial protection on the road. Typical services include helping customers select appropriate liability limits and physical damage coverage. Additionally, this office handles policy adjustments for new vehicles and addresses policy changes due to local driving conditions. It also assists clients with filing claims after accidents or storm damage within the St Cloud region.

KS
1988 Co Rd 134
Kristen Stebbins - State Farm Insurance Agent
Auto Insurance Agent · St Cloud, MN

Kristen Stebbins - State Farm Insurance Agent in St Cloud, MN, provides auto insurance policies along with related coverage options and personalized risk assessments. Routine policy reviews and claim assistance are offered to help clients manage their coverage needs efficiently. The agency ensures customers understand their deductibles and liability limits, working to match plans with driving habits and budget constraints. It services single-family homes, apartments, retail locations, and restaurants seeking dependable vehicle protection in the local area.

KB
2904 Roosevelt Rd #2
Ken Bellicot - State Farm Insurance Agent
Auto Insurance Agent · St Cloud, MN

Homeowners, property managers, and business owners in the St Cloud area can work with Ken Bellicot - State Farm Insurance Agent for personal auto insurance policies and related coverage. As an auto insurance agent, the office helps clients select liability limits, comprehensive protection, and uninsured motorist options to meet their individual driving needs. The agency also provides assistance with policy changes, claim reporting, and billing questions for local residents. It serves customers throughout St Cloud and also covers nearby Sauk Rapids.

LG
30 15th Ave S
The Lyle Group: Allstate Insurance
Auto Insurance Agent · St Cloud, MN

Serving St. Cloud and the surrounding communities in central Minnesota, The Lyle Group Allstate Insurance handles auto insurance policies for local drivers. It focuses on providing coverage options and risk protection to meet individual needs. An agent assesses each driver's specific situation, discusses available deductibles and liability limits, and then tailors a policy that balances adequate protection with budget considerations.

HP
31 33rd Ave N
Hess Partners Insurance Agency
Auto Insurance Agent · St Cloud, MN

Hess Partners Insurance Agency specializes in auto insurance protection, helping clients in St Cloud, MN, find coverage that matches their driving needs. The agency works to explain policy options, from liability to collision and comprehensive plans, ensuring that each customer understands their level of protection. Drivers often turn to this auto insurance agent for guidance on managing coverage after a minor accident or when adding a new vehicle to an existing policy. During the harsh winter months, the agency assists with claims related to icy road collisions.

MB
1727 W St Germain St
Michael Brower Agency, Inc. American Family Insurance
Auto Insurance Agent · St Cloud, MN

Michael Brower Agency, Inc. American Family Insurance in St Cloud, MN, provides auto insurance coverage for residential drivers, protecting personal vehicles for daily commutes and family use. Commercial auto policies are also offered, covering business-owned vehicles and local service fleets across the greater St Cloud area. Licensed agents review individual driving profiles and policy limits during scheduled consultations. Clients are encouraged to return for periodic policy reviews or after life changes, ensuring coverage stays aligned with current needs between regular visits.

A1
3801 3rd St N
Advantage 1 Insurance
Auto Insurance Agent · St Cloud, MN

Advantage 1 Insurance helps customers in St Cloud, MN, find coverage that meets their driving needs. The agency specializes in adding protections such as roadside assistance and rental car reimbursement to standard auto policies. It assists both individual drivers and those who operate vehicles for their businesses. Commercial sectors served by the agency include local offices, warehouses, and food service operations that require fleet or liability coverage.

AS
3959 2nd St S
AAA St Cloud
Auto Insurance Agent · St Cloud, MN

At AAA St Cloud, clients can choose between one-time policy consultations or ongoing managed service plans. Their auto insurance coverage helps protect vehicles and drivers in the St Cloud, Minnesota area. This includes liability, collision, and comprehensive options tailored to local driving conditions. Account management focuses on providing clear policy explanations and assistance with claims. Support runs on an as-needed basis, with agents available to handle questions or policy updates whenever required by the client.

RC
14 7th Ave N
Rock City Insurance
Auto Insurance Agent · St Cloud, MN

Rock City Insurance in St Cloud, MN is known for helping local drivers navigate auto insurance policies that fit their daily commutes and family vehicles. Its service range includes comparing coverage options from multiple carriers to find appropriate liability, collision, and comprehensive plans for area road conditions. Specializing in adding roadside assistance coverage, the agency arranges for towing, flat tire changes, and lockout support to give drivers extra security on central Minnesota highways.

MJ
3717 3rd St N
Moe Janssen Schee Agency: Allstate Insurance
Auto Insurance Agent · St Cloud, MN

Winter roads in central Minnesota can become hazardous quickly, and Moe Janssen Schee Agency, an Allstate Insurance auto insurance agent in St. Cloud, MN, helps drivers manage that risk with tailored coverage discussions. The agency works with local residents to review their policies and ensure protection against common regional perils. Understanding each driver's unique situation allows for a personalized approach to liability and comprehensive options. This process begins with a thorough inspection of the vehicle to assess its current condition and coverage needs.

AO
3601 18th St S
Auto-Owners Insurance St. Cloud Claims
Auto Insurance Agent · St Cloud, MN
(320) 251-1451
auto-owners.com
FI
3335 W St Germain St #105
Farmers Insurance - Duane Osgood
Auto Insurance Agent · St Cloud, MN
(320) 252-6095
agents.farmers.com/mn/saint-cloud/duane-osgood
HI
2233 Roosevelt Rd #4
Hess Insurance Agency LLC
Auto Insurance Agent · St Cloud, MN
(320) 251-1515
hessinsuranceagency.com
FI
2700 1st St N #215
Federated Insurance Co
Auto Insurance Agent · St Cloud, MN
(320) 314-3964
reps.federatedinsurance.com/st-cloud-mn-insurance-representative-chris-yasgar
GI
2789 Clearwater Rd #C
Gasperlin Insurance Agency
Auto Insurance Agent · St Cloud, MN
(320) 252-6800
gasperlinagency.com
MA
536 25th Ave N
Moe Agency Inc
Auto Insurance Agent · St Cloud, MN
(320) 253-7644
moeagencyinc.net
JH
606 25th Ave S #111
John Herman Insurance
Auto Insurance Agent · St Cloud, MN
(320) 251-1997
johnhermanins.wixsite.com/johnhermanins
MH
1500 Oak Grove Rd SW #109
Mark Helminick
Auto Insurance Agent · St Cloud, MN
(320) 230-9147
insurancebrokersmn.com/contact-us/office-locations/st-cloud

What Does an a Auto Insurance Agent in St Cloud Cost?

The average cost of auto insurance in Minnesota is around 1,400 dollars per year for full coverage, but rates in St Cloud can vary based on your driving record, vehicle type, and coverage levels. Minimum liability policies may cost less, around 500 to 700 dollars annually. Many agents offer free quotes to help you compare. This is general information, not insurance advice.

About auto insurance agents in St Cloud

Auto insurance agents in St Cloud, Minnesota help drivers find coverage that meets state legal requirements. Minnesota law mandates liability insurance with minimum limits of 30/60/10 for bodily injury and property damage. Local agents can also guide you on optional coverages like uninsured motorist protection and comprehensive plans.

Frequently Asked Questions

What are the minimum auto insurance requirements in Minnesota?

Minnesota requires liability coverage of at least 30/60/10. This means 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage is also mandatory.

How do I choose an auto insurance agent in St Cloud?

Look for agents licensed in Minnesota with local experience. You can compare quotes from multiple agencies and check their customer service reputation. Ask about discounts for safe driving or bundling policies.

Does Minnesota have a no-fault insurance system?

Yes, Minnesota is a no-fault state. This means your own insurance pays for medical expenses and lost wages after an accident, regardless of fault. Personal injury protection (PIP) coverage is required by law.

Auto Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.