The top-rated auto insurance agent in Wayzata, Minnesota is Fry & Associates - National Insurance Brokers, rated 5.0 stars across 130 reviews. Other highly rated options include Ryan Nelson - State Farm Insurance Agent, Premier Insurance Agency, Zach Augustyn- State Farm Insurance Agent. This directory lists 17 auto insurance agents serving Wayzata.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fry & Associates - National Insurance Brokers | 600 Twelve Oaks Center Dr Suite 103 | (612) 455-8965 |
| 2 | Ryan Nelson - State Farm Insurance Agent | 305 Minnetonka Ave S Ste 250 | (763) 923-0533 |
| 3 | Premier Insurance Agency | 801 Twelve Oaks Center Dr #818 | (763) 258-7018 |
| 4 | Zach Augustyn- State Farm Insurance Agent | 851 Engel St | (952) 835-1177 |
| 5 | Minnesota Insurance Group | 15250 Wayzata Blvd # 103 | (952) 930-3661 |
| 6 | Pete Giancola - State Farm Insurance Agent | 18160 Minnetonka Blvd | (952) 474-7600 |
| 7 | Mark Groehler Insurance Agency | 3600 Shoreline Dr | (952) 471-9336 |
| 8 | Farmers Insurance - Michael Halonen | 600 Twelve Oaks Center Dr STE 101 | (952) 253-0075 |
| 9 | Rachel Malec Agency, LLC American Family Insurance | 1250 Wayzata Blvd | (952) 544-4466 |
| 10 | Jake Schreder - State Farm Insurance Agent | 700 Twelve Oaks Center Dr #714 | (952) 473-4382 |
Fry & Associates - National Insurance Brokers serves Wayzata and surrounding Hennepin County communities as a local auto insurance agent. The agency helps clients compare coverage options from multiple carriers to find suitable policies for their vehicles. It assists drivers in reviewing liability limits, comprehensive protection, and uninsured motorist coverage to meet state requirements. The team also handles policy adjustments for life changes like adding a new car or teen driver.
Ryan Nelson - State Farm Insurance Agent in Wayzata, MN, provides personal auto insurance policies to local drivers. Service plans include tailored coverage options for liability, collision, and comprehensive needs. Maintenance of policies involves regular reviews and adjustments as driving conditions change. The agency serves single-family homes, apartments, retail, and restaurants by offering related insurance solutions to protect vehicles used for personal and business purposes.
Premier Insurance Agency serves homeowners and drivers in Wayzata, Minnesota, offering personalized auto insurance policies that protect vehicles against accidents, liability, and unforeseen damage. The agency works directly with clients to review coverage options, ensuring policies match individual driving habits and budget needs. Customers benefit from local expertise in Minnesota insurance requirements, including winter weather coverage and uninsured motorist protection. The agency also assists with bundling home and auto policies for convenience. Beyond Wayzata, it provides auto insurance services to residents throughout the west metro, including the neighboring community of Minnetonka.
Zach Augustyn- State Farm Insurance Agent serves Wayzata and the surrounding communities in the western Minneapolis metro area. The office handles a full range of auto insurance policies, from basic liability coverage to comprehensive plans that protect against theft and weather damage. New clients can receive a detailed policy review that explains available deductibles and coverage limits. For each typical job, the agent begins by assessing a driver's specific needs and budget, then presents several tailored options for comparison.
Minnesota Insurance Group in Wayzata, MN helps clients distinguish between one-time policies for short-term needs and recurring plans that provide ongoing protection. Coverage options focus on securing personal vehicles against liability, collision, and comprehensive risks, ensuring drivers meet local regulations while safeguarding their assets. Assistance is available through appointments or direct inquiries, making service flexible for busy schedules. All work runs strictly on an as-needed basis, allowing clients to customize their level of involvement without committing to a fixed schedule.
Pete Giancola’s State Farm Insurance Agency in Wayzata, MN, specializes in crafting auto insurance policies tailored to individual driving needs. The agency also handles general insurance services such as home, life, and renters coverage for local residents. Agents work with clients to review deductible levels, liability limits, and available discounts for safe driving or multiple policies. When winter storms bring icy roads and increased accident risks, the agency helps Wayzata drivers adjust their coverage and understand policy protections for weather-related claims.
With winter approaching in Wayzata, many drivers look for coverage that meets both seasonal risks and year-round liability needs. Mark Groehler Insurance Agency assists local vehicle owners in selecting auto policies that balance protection and cost. The company discusses typical coverage options such as collision, comprehensive, and uninsured motorist protection. Each consultation begins with a review of the driver’s current situation to understand their existing policy and any gaps. The initial step is a no-obligation inspection of the car and a brief conversation about driving habits.
Farmers Insurance - Michael Halonen provides residential auto insurance coverage for drivers in and around Wayzata, MN, helping protect personal vehicles against common roadway risks. Commercial auto policies are also offered for local businesses needing fleet or individual vehicle protection. Service is available throughout the greater Wayzata area. After an initial policy is set, the agent assists with coverage adjustments and renewal questions, ensuring clients receive ongoing support between regular policy anniversaries.
Rachel Malec Agency, LLC American Family Insurance in Wayzata, MN, is known for providing auto insurance coverage tailored to individual driving needs and local road conditions. Its service range includes standard liability, collision, and comprehensive policies designed to protect vehicles and drivers. The agency assists clients in understanding coverage limits and deductibles, helping them balance cost with protection. For added security, the agency can also offer roadside assistance options to handle unexpected breakdowns or flat tires.
Jake Schreder - State Farm Insurance Agent in Wayzata, MN, helps clients find personal auto policies that meet their daily driving needs. The agency can also arrange for add-ons such as roadside assistance and rental car coverage. For local businesses, it offers commercial auto insurance solutions designed to protect vehicles used for work purposes. Clients may reach out for quotes covering company cars, delivery vans, or trucks serving offices, warehouses, and food service operations.
What Does an a Auto Insurance Agent in Wayzata Cost?
Auto insurance costs in Minnesota vary widely based on factors like driving record, vehicle type, age, and location. In Wayzata, average annual premiums for full coverage often range from $1,200 to $2,000, while minimum liability policies may cost $500 to $900 per year. These figures are estimates, and your actual rate will depend on your personal situation. This is general information, not insurance advice.
About auto insurance agents in Wayzata
Auto insurance agents in Wayzata, Minnesota help drivers find coverage that meets state requirements and personal needs. Minnesota law mandates liability insurance of at least $30,000 per person and $60,000 per accident for bodily injury, plus $10,000 for property damage. A local agent can explain these minimums and recommend additional options like comprehensive or collision coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of $30,000 per person and $60,000 per accident for bodily injury, plus $10,000 for property damage. Drivers must also carry uninsured motorist coverage and personal injury protection. An agent in Wayzata can help you meet these legal minimums.
How can I find a reliable auto insurance agent in Wayzata?
You can search online directories, ask for referrals from neighbors, or contact local insurance agencies directly. Many agents in Wayzata offer free quotes and can explain different policy options. It is wise to compare quotes from multiple agents to find suitable coverage.
Does my credit score affect my auto insurance rates in Minnesota?
Yes, Minnesota insurers may use credit-based insurance scores to help set premiums. A higher score can lead to lower rates, while a lower score may increase costs. An agent can discuss how your credit history might influence your quote and suggest ways to improve it.
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