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Directory of boat insurance agents in Cape Coral, Florida. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Cape Coral, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 boat insurance agents in Cape Coral, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Simily Insurance
1420 SE 16th Pl Suite #103, Cape Coral, FL 33990
(239) 210-6900
similyinsurance.com
Anchor Line Insurance : Allstate Cape Coral
3423 Chiquita Blvd S, Cape Coral, FL 33914
(239) 542-1117
anchorlineinsurance.com
Brightway Insurance, The Seuffert Agency
814 SW Pine Island Rd #207, Cape Coral, FL 33991
(239) 214-0055
brightway.com
Chapman Insurance Group
4507 SE 16th Pl, Cape Coral, FL 33904
(239) 205-2012
cigflorida.com
GreatFlorida Insurance: Peter Look Phd
4903 Chiquita Blvd S, Cape Coral, FL 33914
(239) 500-1117
southcapecoral.greatflorida.com
GreatFlorida Insurance: Peter Look Phd
2125 Santa Barbara Blvd S Unit#2, Cape Coral, FL 33990
(239) 945-2886
capecoral.greatflorida.com
Dawn Sullivan - State Farm Insurance Agent
2728 Santa Barbara Blvd S, Cape Coral, FL 33914
(239) 541-3276
dawnsullivan.net
Sherzer & Associates Insurance Agency
1227 Del Prado Blvd S Suite 201, Cape Coral, FL 33990
(239) 673-9301
sherzerinsurance.com
Delaplane Insurance
3316 Chiquita Blvd S Suite 2, Cape Coral, FL 33914
(239) 540-0606
delaplaneins.com
GreatFlorida Insurance: Peter Look Phd
441 Del Prado Blvd S Suite 6, Cape Coral, FL 33909
4706 Chiquita Blvd S Suite 200-W06, Cape Coral, FL 33914
(239) 326-6570
weinsuregroup.com
Florida Insurance & Financial Services
4524 SE 16th Pl UNIT 4, Cape Coral, FL 33904
(239) 317-1040
floridaprotect.com
HRI Insurance
1110 NE Pine Island Rd #20, Cape Coral, FL 33909
(239) 424-8674
hriagent.com
BEST FLORIDA INSURANCE SERVICES INC
1634 SE 47th St #1, Cape Coral, FL 33904
(239) 257-2812
bestfloridainsure.com
Bortec Insurance
618 SW 3rd St Suite 115, Cape Coral, FL 33991
(239) 402-5622
bortecinsurance.com
Boat insurance agents in Cape Coral Florida help you protect your vessel against damage theft and liability. Florida law requires all motorized boats operated on state waters to carry a minimum of property damage liability coverage. Local agents know the specific risks of Southwest Florida waterways including hurricanes and shallow waters.
What Does a Boat Insurance Agent in Cape Coral Cost?
Typical boat insurance costs in Florida range from $300 to $800 per year for a small runabout up to $2,000 or more for a large yacht. Factors include boat value horsepower age and your boating experience. Florida specific surcharges may apply for hurricane exposure and high traffic waterways. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance coverage are available in Cape Coral?
Common coverages include liability physical damage uninsured boater and medical payments. Many agents also offer hurricane haul-out coverage and wreck removal which is required by Florida law for boats over 26 feet.
Is boat insurance required by law in Florida?
Yes Florida law requires all motorized vessels operated on public waters to have at least $10,000 in property damage liability coverage. This applies to boats with any size motor including electric trolling motors.
How do I choose a boat insurance agent in Cape Coral?
Look for an agent who specializes in marine insurance and holds a Florida 2-20 or 4-40 license. Ask about their experience with local risks such as red tide storms and manatee zones. Compare quotes from multiple agents to find the right fit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.