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Looking for a boat insurance agent in Cutler Bay? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Cutler Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 11 boat insurance agents in Cutler Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ellie Mills - State Farm Insurance Agent
20330 Old Cutler Rd, Cutler Bay, FL 33189
(305) 238-8688
gotmills.com
Estrella Insurance
20214 Old Cutler Rd, Cutler Bay, FL 33189
(305) 232-7690
agents.estrellainsurance.com
Choice One Insurance
18400 SW 97th Ave STE 101, Cutler Bay, FL 33157
(305) 252-1873
choiceoneinsurance.net
Del Toro Insurance
18651 S Dixie Hwy, Cutler Bay, FL 33157
(305) 252-1009
deltoroinsurance.com
Claudia's Insurance Inc
18901 SW 106th Ave #132, Cutler Bay, FL 33157
(786) 293-9141
claudiasinsurance.com
Lumina Insurance At Cutler Bay
20250 S Dixie Hwy Ste 202, Cutler Bay, FL 33189
(786) 409-0930
luminainsuranceatcutlerbay.com
Gerald Campbell: Allstate Insurance
10655 SW 190th St STE 2111, Cutler Bay, FL 33157
(305) 602-5200
agents.allstate.com
Sebanda Insurance
10675 SW 190th St suite 1205, Cutler Bay, FL 33157
A boat insurance agent in Cutler Bay Florida helps you protect your vessel against risks like storms and collisions. Florida law requires all motorized boats to carry liability insurance if they are financed or used in state waters. Local agents understand the unique needs of boaters in the Cutler Bay area including hurricane preparedness and saltwater damage.
What Does a Boat Insurance Agent in Cutler Bay Cost?
The cost of boat insurance in Florida typically ranges from 300 to 800 dollars per year for a small boat. Larger vessels or yachts can cost 1,500 to 5,000 dollars annually. Factors include boat value horsepower and your boating history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a boat insurance agent in Cutler Bay do?
A boat insurance agent helps you find a policy that covers your boat for liability physical damage and theft. They can explain Florida specific requirements like the need for uninsured boater coverage. They also help you file claims after an accident or storm.
Is boat insurance required by law in Florida?
Florida does not require boat insurance for all vessels but lenders and marinas often require it. If you have a boat loan your lender will demand full coverage. Also Florida law requires proof of financial responsibility if you cause an accident.
How do I choose a boat insurance agent in Cutler Bay?
Look for an agent with experience insuring boats in South Florida. Ask about their knowledge of local risks like hurricanes and manatee zones. Check that they offer policies from multiple insurers so you can compare options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.