ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBoat Insurance AgentsFlorida › Cutler Bay

Find Boat Insurance Agents Near You in Cutler Bay, FL

Browse boat insurance agents serving Cutler Bay, Florida. Updated 2026-07-14.

The top-rated boat insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 715 reviews. Other highly rated options include Estrella Insurance, Choice One Insurance, Del Toro Insurance. This directory lists 11 boat insurance agents serving Cutler Bay.

Showing 11 boat insurance agents in Cutler Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ellie Mills - State Farm Insurance Agent20330 Old Cutler Rd(305) 238-8688
2Estrella Insurance20214 Old Cutler Rd(305) 232-7690
3Choice One Insurance18400 SW 97th Ave STE 101(305) 252-1873
4Del Toro Insurance18651 S Dixie Hwy(305) 252-1009
5Claudia's Insurance Inc18901 SW 106th Ave #132(786) 293-9141
6Lumina Insurance At Cutler Bay20250 S Dixie Hwy Ste 202(786) 409-0930
7Gerald Campbell: Allstate Insurance10655 SW 190th St STE 2111(305) 602-5200
8Sebanda Insurance10675 SW 190th St suite 1205(305) 504-8308
9Sure Insurance Agency20555 Old Cutler Rd(305) 203-0289
10Statewide Insurance Consultants20523 Old Cutler Rd(305) 233-4611
EM
20330 Old Cutler Rd
Ellie Mills - State Farm Insurance Agent
Boat Insurance Agent · Cutler Bay, FL

Ellie Mills - State Farm Insurance Agent serves the Cutler Bay, Florida area. The agency specializes in boat insurance policies designed to protect watercraft from common risks. Coverage typically includes liability protection for accidents, physical damage from storms or collisions, and personal property loss. Policies may also extend to trailer damage and wreckage removal. The agency assists local boat owners in selecting appropriate deductibles and policy limits for their vessels. Ellie Mills handles comprehensive coastal marine policies and standalone jet ski liability insurance.

EI
20214 Old Cutler Rd
Estrella Insurance
Boat Insurance Agent · Cutler Bay, FL

Estrella Insurance is known for helping boat owners in Cutler Bay, Florida secure proper liability and physical damage coverage. Serving both inshore and offshore watercraft, it assists with policies that protect against common risks like storm damage and collision. Hull and machinery coverage can be tailored to different vessel values. The agency also offers an added service of arranging pollution liability coverage for fuel spills.

CO
18400 SW 97th Ave STE 101
Choice One Insurance
Boat Insurance Agent · Cutler Bay, FL

Choice One Insurance provides a full range of boat insurance policies for owners in Cutler Bay, FL, covering hull damage, liability, and personal property aboard. It offers flexible service plans that include seamless policy adjustments and claims assistance to keep clients protected throughout the boating season. The agency structures maintenance options to address changing coverage needs. It handles insurance for a variety of vessels, including single-family homes with private docks, waterfront apartment complexes, marinas, retail boat supply stores, and local seafood restaurants.

DT
18651 S Dixie Hwy
Del Toro Insurance
Boat Insurance Agent · Cutler Bay, FL

Del Toro Insurance serves the Cutler Bay area of Miami-Dade County, Florida, as a boat insurance agent. It offers coverage options designed to protect watercraft operating in local channels and coastal zones. Policies address physical damage from storms and collisions, as well as liability for accidents on the water. The agency helps residents navigate insurance requirements for both powerboats and personal watercraft used in Biscayne Bay.

CS
18901 SW 106th Ave #132
Claudia's Insurance Inc
Boat Insurance Agent · Cutler Bay, FL

Homeowners and boat owners in Cutler Bay turn to Claudia's Insurance Inc for boat insurance agent services, which help protect vessels against common risks like theft, storm damage, and liability. Policies are tailored to cover various watercraft operating on local canals and Biscayne Bay. Business clients needing fleet coverage are also accommodated. The agency extends its boat insurance offerings to neighboring communities in the greater Homestead area.

LI
20250 S Dixie Hwy Ste 202
Lumina Insurance At Cutler Bay
Boat Insurance Agent · Cutler Bay, FL

Serving Cutler Bay and the surrounding communities of South Miami-Dade County, Lumina Insurance At Cutler Bay specializes in boat insurance for local waterways. This agent assists clients with policies covering a range of vessels, from small fishing boats to larger pleasure crafts navigating Biscayne Bay. They explain coverage options for liability, physical damage, and potential on-water risks. To handle each job, the agent begins by reviewing the specific vessel details and the owner’s typical usage patterns to tailor a suitable policy recommendation.

GC
10655 SW 190th St STE 2111
Gerald Campbell: Allstate Insurance
Boat Insurance Agent · Cutler Bay, FL

For boat owners in Cutler Bay, FL, Gerald Campbell: Allstate Insurance offers options between a single-policy purchase covering one vessel for a specific period and a recurring service plan that bundles seasonal coverage with year-round liability protection. Each policy addresses region-specific hazards such as saltwater corrosion and storm damage. Service is provided on an as-needed basis, allowing clients to request policy adjustments or file claims without a fixed appointment schedule.

SI
10675 SW 190th St suite 1205
Sebanda Insurance
Boat Insurance Agent · Cutler Bay, FL

Sebanda Insurance provides a comprehensive range of boat insurance services in Cutler Bay, Florida, including liability coverage, physical damage protection, and medical payments for watercraft operators. It structures service plans to address routine policy reviews, claims filing assistance, and adjustments for seasonal usage or storage needs. The agency services policies for personal watercraft, fishing boats, and small yachts used by residents, managing risk for vessels docked at local marinas or stored on trailers near single-family homes.

SI
20555 Old Cutler Rd
Sure Insurance Agency
Boat Insurance Agent · Cutler Bay, FL

Sure Insurance Agency in Cutler Bay, FL, offers boat insurance policies for both small fishing vessels and larger yachts, covering liability and physical damage. It guides clients through the general process of selecting appropriate hull coverage, personal effects protection, and liability limits tailored to coastal navigation. The agency also assists with filing claims related to storm damage, grounding, or collision. It helps address the specific concern of hurricane season by advising on proper storage and policy adjustments to minimize exposure to high winds and storm surge.

SI
20523 Old Cutler Rd
Statewide Insurance Consultants
Boat Insurance Agent · Cutler Bay, FL

Homeowners and boat owners in Cutler Bay, Florida turn to Statewide Insurance Consultants for boat insurance coverage tailored to protect their watercraft from common regional risks. As a local boat insurance agent, the company assists clients in securing policies that address liabilities, damage, and theft associated with recreational vessels. Its team helps navigate coverage options for various watercraft, from small fishing boats to large yachts. The agency also extends its services to neighboring communities throughout southern Miami-Dade County and the broader metro area.

SI
20279 Old Cutler Rd
Sebanda Insurance
Boat Insurance Agent · Cutler Bay, FL
(305) 390-8614
sebandainsurance.com/oficinas-seguros/franquicia56

What Does a a Boat Insurance Agent in Cutler Bay Cost?

The cost of boat insurance in Florida typically ranges from 300 to 800 dollars per year for a small boat. Larger vessels or yachts can cost 1,500 to 5,000 dollars annually. Factors include boat value horsepower and your boating history. This is general information not insurance advice.

About boat insurance agents in Cutler Bay

A boat insurance agent in Cutler Bay Florida helps you protect your vessel against risks like storms and collisions. Florida law requires all motorized boats to carry liability insurance if they are financed or used in state waters. Local agents understand the unique needs of boaters in the Cutler Bay area including hurricane preparedness and saltwater damage.

Frequently Asked Questions

What does a boat insurance agent in Cutler Bay do?

A boat insurance agent helps you find a policy that covers your boat for liability physical damage and theft. They can explain Florida specific requirements like the need for uninsured boater coverage. They also help you file claims after an accident or storm.

Is boat insurance required by law in Florida?

Florida does not require boat insurance for all vessels but lenders and marinas often require it. If you have a boat loan your lender will demand full coverage. Also Florida law requires proof of financial responsibility if you cause an accident.

How do I choose a boat insurance agent in Cutler Bay?

Look for an agent with experience insuring boats in South Florida. Ask about their knowledge of local risks like hurricanes and manatee zones. Check that they offer policies from multiple insurers so you can compare options.

Boat Insurance Agents in Other Florida Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.