The top-rated boat insurance agent in Coral Gables, Florida is WeDo Insurance & Taxes, rated 4.9 stars across 249 reviews. Other highly rated options include Borbolla Insurance Agencies Inc: Allstate Insurance, GreatFlorida Insurance: Mike Carcas, Carlos Martinez - State Farm Insurance Agent. This directory lists 15 boat insurance agents serving Coral Gables.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | WeDo Insurance & Taxes | 801 Madrid St # 201 | (305) 432-3966 |
| 2 | Borbolla Insurance Agencies Inc: Allstate Insurance | 320 Sevilla Ave Ste 202 | (877) 217-7445 |
| 3 | GreatFlorida Insurance: Mike Carcas | 717 Ponce de Leon Blvd STE 211 | (305) 461-3232 |
| 4 | Carlos Martinez - State Farm Insurance Agent | 1430 S Dixie Hwy Ste 316a | (305) 663-4921 |
| 5 | Gables Elite Insurance Inc | 124 Madeira Ave | (305) 448-2887 |
| 6 | Sebanda Insurance | 250 Catalonia Ave suite 504 | (786) 504-1105 |
| 7 | Leticia Insurance Agency | 5538 SW 8th St | (305) 631-2094 |
| 8 | GreatFlorida Insurance: Ana Patricia Arguello | 1390 S Dixie Hwy Suite 2202 | (786) 409-2211 |
| 9 | We Insure Coral Gables - Rick Leal | 2600 Douglas Rd #905 | (305) 921-4057 |
| 10 | Rick Burke - State Farm Insurance Agent | 2350 Coral Wy #201 | (305) 860-0616 |
WeDo Insurance & Taxes provides a full range of boat insurance agent services in Coral Gables, Florida, including coverage for various watercraft and liability protection. The company offers routine policy review and renewal management to help clients maintain adequate coverage throughout the boating season. Its service approach focuses on matching vessel specifications with appropriate insurance products for personal and commercial use. WeDo Insurance & Taxes serves single-family homeowners, apartment dwellers, retail businesses, and restaurants that own or operate boats in the local area.
Borbolla Insurance Agencies Inc: Allstate Insurance serves boat owners in Coral Gables and the wider Miami-Dade County area. As a dedicated boat insurance agent, this agency provides coverage for a variety of watercraft, including sailboats and powerboats. They work to protect clients against common risks such as physical damage, liability for accidents, and theft. The agency also assists with personal watercraft insurance, covering jet skis and similar vessels.
Homeowners and business owners in Coral Gables seeking reliable boat insurance turn to GreatFlorida Insurance: Mike Carcas for coverage tailored to their watercraft. The agency helps clients protect their investments with policies that address specific liabilities and property risks common to the local marine environment. Located in Coral Gables, the team serves boat owners throughout the surrounding area, including neighborhoods such as South Miami and key parts of the greater Miami metro.
Carlos Martinez - State Farm Insurance Agent serves Coral Gables and surrounding South Florida communities, including Miami andKey Biscayne. The agency handles boat insurance policies for a range of recreational watercraft, from personal runabouts to larger yachts, protecting clients against liabilities and physical damage. It focuses on explaining coverage options clearly to each boat owner. The agent’s typical approach involves discussing a client’s specific boating habits to tailor the policy details accordingly.
Gables Elite Insurance Inc in Coral Gables, FL, offers both one-time policies for a single boating season and scheduled renewal programs for year-round coverage. As a boat insurance agent, they help local vessel owners secure protection against common risks such as collisions, theft, and storm damage on Florida waters. Their service operates on a flexible, as-needed basis, allowing clients to request policy reviews or adjustments at any time for their specific boating needs.
Sebanda Insurance assists boat owners in Coral Gables, Florida, with standard watercraft coverage. They also offer specialized endorsements for navigation areas, towing services, and onboard equipment protection. Policies address liability risks and physical damage from storms or collisions common on South Florida waterways. Options for agreed value hull coverage help simplify claims settlements. Sebanda Insurance serves commercial sectors including marinas, yacht brokerages, and waterfront office spaces.
Based in Coral Gables, Leticia Insurance Agency specializes in boat insurance policies, offering tailored coverages for a variety of watercraft. The agency also provides general insurance services to local residents and businesses, ensuring comprehensive risk management solutions. With Florida’s unpredictable weather patterns, the agency helps boat owners address specific concerns like hurricane preparedness and seasonal storm damage protection for their vessels.
Boat owners in Coral Gables often face seasonal storms and strong tidal currents that can lead to unexpected damage. GreatFlorida Insurance: Ana Patricia Arguello provides boat insurance agent services to help local mariners protect their vessels against these risks. The company addresses the common need for coverage against hurricanes, theft, and collision in South Florida waterways. An initial assessment of a boat’s condition and mooring location is conducted before any policy discussion begins.
We Insure Coral Gables - Rick Leal offers residential boat insurance for homeowners in Coral Gables, FL. Commercial coverage is also available for business-owned vessels operating in local waters, serving all of the greater Miami area. Customers can expect clear policy explanations and help selecting appropriate liability and hull protection. Follow-up service ensures coverage remains current between regular annual reviews or changes in boating habits.
Rick Burke, operating as a State Farm Insurance agent in Coral Gables, Florida, provides general insurance services tailored for the local maritime community. The agency specializes in comprehensive boat insurance coverage, including policies for hull damage, liability, and theft. With routine access to Biscayne Bay and nearby marinas, vessels require specific protection against storm surges and navigational hazards common to this coastal region. The agent assists commercial enterprises such as marine repair offices, boat storage warehouses, and waterfront food service establishments.
What Does a a Boat Insurance Agent in Coral Gables Cost?
Typical boat insurance costs in Florida range from 200 to 800 dollars per year for a small runabout up to 1500 dollars or more for a large yacht. Factors include boat value horsepower and whether you keep the vessel in a hurricane prone area. Premiums are higher for boats used offshore or in high risk zones. This is general information not insurance advice.
About boat insurance agents in Coral Gables
Boat insurance agents in Coral Gables Florida help you protect your watercraft with policies that meet state requirements. Florida law does not require boat insurance for most vessels but lenders and marinas often mandate coverage. Local agents can advise on liability hull and uninsured boater coverage specific to Biscayne Bay and coastal waters.
Frequently Asked Questions
What does a boat insurance agent in Coral Gables do?
A boat insurance agent helps you compare policies from multiple insurers to find coverage for your vessel. They explain Florida specific requirements such as liability limits for marinas and hurricane storage clauses. They also assist with claims and policy changes.
Is boat insurance required by law in Florida?
Florida does not require boat insurance for most recreational vessels. However lenders marinas and some state parks require proof of coverage. Agents can help you meet these requirements and protect against liability for accidents or damage.
What factors affect boat insurance costs in Coral Gables?
Costs depend on boat value length horsepower and usage. Florida agents also consider navigation areas such as Biscayne Bay or offshore zones. Hurricane risk and claims history also influence premiums.
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