The top-rated boat insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Cary Ichinose - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Cary Ichinose - State Farm Insurance Agent | 630 Kilauea Ave #102 | (808) 933-8500 |
| 5 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 6 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 7 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 8 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 9 | Business Insurance Services Inc | 1080 Kilauea Ave | (808) 935-1888 |
| 10 | Hawaiian Islands Insurance, Inc. | 166 Kamehameha Ave #8 | (808) 933-3000 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area as a local boat insurance agent. The agency helps clients protect their watercraft against common marine risks in the region. It provides standard boat insurance policies for a variety of vessels used in Hawaii’s coastal waters. The staff assists with coverage needs specific to local conditions. Among the services handled in this area are protection for outboard motors and coverage for personal watercraft like jet skis.
Iris Kuwaye - State Farm Insurance Agent provides a full range of boat insurance services, including coverage for liability, physical damage, and towing. The agency offers personalized policy reviews and claims assistance to ensure clients’ watercraft are adequately protected. It regularly adjusts coverage limits and deductibles to match changing boating needs and local conditions in Hilo, HI. The office serves owners of single-family homes, apartments, retail spaces, and restaurants.
Homeowners, boat owners, and small businesses in Hilo turn to Claire Justo - State Farm Insurance Agent for boat insurance policies covering liability, hull damage, and theft. Claire provides customized coverage for fishing vessels, personal watercraft, and recreational boats navigating Hawaiian waters. Policyholders can bundle boat insurance with home or auto plans for streamlined management. The agency serves customers throughout Hilo and extends coverage to neighboring communities across the Big Island’s eastern coast, including Pāhoa.
Serving Hilo, Hawaii, and the surrounding Big Island communities, Cary Ichinose - State Farm Insurance Agent provides boat insurance coverage. This agent handles policies for various watercraft, from small fishing boats to larger recreational vessels navigating local waters. A typical job begins with a consultation to assess the client’s specific vessel, usage, and risk factors. The agent then tailors a policy that addresses liability, physical damage, and other relevant protections for the unique conditions of the Hawaiian coastline.
Pyramid Insurance - Hilo distinguishes between one-time policy purchases and recurring premium payments to accommodate different boat ownership needs, offering flexible coverage options for vessels in Hilo, HI. Boat insurance agents in this area tailor policies to protect against local risks such as coastal weather and marine accidents. The agent ensures clients understand coverage limits and deductibles before binding any policy. Service runs on an as-needed basis, with clients contacting the office to adjust or renew coverage when circumstances change.
Specializing in boat insurance policies, Hope Chu Hing - State Farm Insurance Agent provides tailored coverage for watercraft in the Hilo area. It also offers general insurance services to meet a variety of personal needs. Policies are designed to protect against common risks faced by local boat owners, including damage from ocean conditions or storm surges during the Pacific hurricane season. The agency assists clients in securing protection for vessels stored in marinas or private docks that may be vulnerable to tidal flooding and high winds.
When hurricane season brings heavy winds and rising tides to Hilo Bay, Fast Insurance Agency HI helps local boat owners review their current coverage and adjust policies accordingly. The company specializes in hull insurance, liability protection, and coverage for fishing gear and other maritime equipment common in Hawaiian waters. A typical first step is scheduling a dockside inspection of the vessel so the agent can document its condition and recommend an appropriate liability limit for the owner’s specific boating needs.
Mind Insurance HI provides residential boat insurance services for personal watercraft owners in Hilo. Commercial coverage is also available for local operators using vessels for business purposes. Serving clients throughout the Hawaii Island area, the agency addresses common needs such as liability protection and physical damage coverage. Between regular visits, policyholders can follow up on existing policies or request adjustments to reflect changing boating seasons or storage arrangements.
Business Insurance Services Inc works with clients in Hilo, HI to secure general liability and property coverage for their operations. The agency specializes in boat insurance policies, offering hull and liability protection tailored to local maritime needs. Its marine insurance can cover fishing vessels, recreational boats, and commercial watercraft operating in the surrounding waters. The company serves commercial sectors that include offices, warehouses, and food service businesses throughout the area.
Hawaiian Islands Insurance, Inc. in Hilo, HI is known for matching boat owners with suitable coverage plans for their watercraft. The agency works extensively with local clients to find policies that address the unique risks of insuring vessels used in Pacific waters. Their services range from basic liability protection to comprehensive plans that cover physical damage and medical payments. They specialize in adding on coverage options for towing and emergency assistance while navigating Hawaiian waterways.
What Does a a Boat Insurance Agent in Hilo Cost?
Boat insurance costs in Hawaii typically range from $300 to $800 per year for a small powerboat, and $1,000 to $3,000 for larger vessels or yachts. Factors include boat value, horsepower, navigation area, and claims history. Premiums may be higher for vessels kept in hurricane-prone areas like Hilo Bay. This is general information, not insurance advice.
About boat insurance agents in Hilo
Boat insurance agents in Hilo help you secure coverage for your vessel against risks like collision, theft, and storm damage. Hawaii law requires all motorized watercraft to carry liability insurance if operated in state waters. Local agents understand the unique needs of Hilo harbor and the Big Island coastline.
Frequently Asked Questions
What types of boat insurance are available in Hilo?
Agents offer liability, physical damage, uninsured boater, and medical payments coverage. Policies can be tailored for sailboats, powerboats, fishing vessels, and personal watercraft.
Is boat insurance required by law in Hawaii?
Yes, Hawaii Revised Statutes Section 200-41 requires liability insurance for all motorized vessels operating in state waters. Minimum coverage limits are similar to auto insurance requirements.
How do I choose a boat insurance agent in Hilo?
Look for an agent licensed in Hawaii who has experience with marine policies. Ask about coverage for hurricane season, reef damage, and towing to Hilo harbor.