The top-rated boat insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include Pacific Boats & Yachts, Matt DeMille - State Farm Insurance Agent, Lance Matsumura - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | Pacific Boats & Yachts | 74-425 Kealakehe Pkwy #3B | (808) 329-4066 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 5 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 6 | Kona Coast Marine | 74-425 Kealakehe Pkwy #7 | (808) 329-7690 |
| 7 | Liberty Insurance Agency | 75-5586 Ololi Rd | (808) 515-6427 |
| 8 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 9 | Hawaiian Hurricane Group LLC | 75-5706 Hanama Pl # 203 | (808) 498-4270 |
| 10 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, Hawaii area as a local boat insurance agent. The agency helps clients protect their watercraft against common marine risks in the region. It provides standard boat insurance policies for a variety of vessels used in Hawaii’s coastal waters. The staff assists with coverage needs specific to local conditions. Among the services handled in this area are protection for outboard motors and coverage for personal watercraft like jet skis.
Pacific Boats & Yachts serves the Kailua-Kona area of Hawaii as a boat insurance agent. The company helps vessel owners in this coastal community secure financial protection for their watercraft. Policies arranged through this agency typically address liability for accidents on the water and physical damage from storms or groundings. As an agent, it connects local boaters with appropriate coverage options from major insurers. For owners of both powerboats and sailing yachts, this agency handles policy selection for coastal cruising and inter-island voyages in the region.
Homeowners, businesses, and property managers in Kailua-Kona turn to Matt DeMille - State Farm Insurance Agent for boat insurance coverage tailored to their needs. The agency helps clients protect their watercraft from island-specific risks like saltwater corrosion and sudden weather shifts. Policies are crafted to cover liability, physical damage, and uninsured boater incidents common in the area. The agency extends its boat insurance services to neighboring communities including Holualoa and Keauhou.
Aloha Insurance Services Inc in Kailua-Kona serves the Big Island and surrounding coastal communities of Hawaii, with a focus on boat insurance for local vessel owners. It handles policies for various watercraft, including fishing boats, pleasure yachts, and small personal watercraft common in the region. The company recognizes the unique risks posed by Hawaiian waters and marine environments. It provides policy options that cover standard hazards like collision, theft, and liability. For a typical job, it begins by assessing the client’s specific boating usage and vessel value to recommend appropriate coverage.
Kona Coast Marine offers both one-time policies for transient boaters and scheduled, annual coverage for local vessel owners. As a boat insurance agent in Kailua-Kona, the agent helps clients secure protection against common risks such as storm damage, collision, and liability for Hawaii’s waters. Standard policies typically cover the hull, equipment, and personal effects onboard. Communication about policy details or adjustments generally takes place over phone or email. Service is provided on a scheduled or as-needed basis depending on the client’s policy renewal date or immediate request.
Located in Kailua-Kona, Liberty Insurance Agency matches vessel owners with coverage for recreational and commercial watercraft operating around the Hawaiian Islands. Typical marine policies protect against physical damage, liability, and theft, while options such as towing coverage and hurricane protection can be added. Policies are written to meet applicable state requirements and financing needs. The agency can arrange insurance not only for private boats but also for commercial fishing vessels, charter operators, and water sports rental companies, in addition to offices, warehouses, and food service businesses.
Keinnen Kato - State Farm Insurance Agent in Kailua-Kona, HI, provides tailored boat insurance policies to protect watercraft from liability and physical damage. This agency assists boat owners with coverage for various vessels, addressing both local navigation risks and general maritime needs. Their services include reviewing policy options for hull, machinery, and on-water legal exposures. For seasonal concerns, the agency helps clients prepare policies before the Pacific hurricane season begins, ensuring coverage for storm-related damage during high-risk summer months.
Hawaiian Hurricane Group LLC serves clients in Kailua-Kona and the surrounding communities along the Hawaii coastline. It handles boat insurance for a variety of watercraft, including fishing boats and recreational vessels. The agency works with policies that address local risks like weather and ocean conditions. For a typical job, it reviews individual boating habits and storage arrangements to recommend appropriate coverage.
Atlas Insurance Agency in Kailua-Kona provides boat insurance for residential clients, covering personal watercraft and pleasure vessels. The agency also extends commercial coverage for charter boats and fishing vessels operating around the island. Their service area includes Kailua-Kona and the greater Hawaii Island coastline. Policies address typical risks like storm damage and liability. After an initial policy setup, the agent follows up to adjust coverage limits or add new equipment, ensuring ongoing protection between regular visits.
What Does a a Boat Insurance Agent in Kailua-Kona Cost?
Boat insurance costs in Hawaii typically range from 300 to 1,500 dollars per year for a small recreational boat. Larger vessels or high-value yachts may cost 2,000 to 5,000 dollars annually. Factors include boat value, usage, and claims history. This is general information, not insurance advice.
About boat insurance agents in Kailua-Kona
Boat insurance agents in Kailua-Kona help you protect your vessel against risks like collision, theft, and storm damage. Hawaii law requires all registered vessels to carry liability insurance if they are financed or operated in state waters. Agents familiar with local conditions can tailor policies for ocean use and hurricane season.
Frequently Asked Questions
What does boat insurance cover in Kailua-Kona?
Standard policies cover physical damage, liability for injury or property damage, and uninsured boater protection. Hawaii requires liability coverage for vessels with a mortgage or those used commercially.
Is boat insurance required by law in Hawaii?
Hawaii does not mandate liability insurance for all recreational boats. However, lenders and marinas often require it. Commercial vessels must carry insurance per Hawaii Revised Statutes Chapter 200.
How do I find a boat insurance agent in Kailua-Kona?
Look for agents licensed in Hawaii who specialize in marine insurance. Local agents understand Kona coast conditions, including coral reef hazards and sudden weather changes.