The top-rated boat insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 16 boat insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 9 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves Waipahu and the broader Honolulu County area with boat insurance policies for local watercraft owners. The agency helps clients find coverage for boats, jet skis, and personal watercraft used in the Pacific. An agent works to explain liability, comprehensive, and collision options that protect a vessel against damage or theft. Customers receive guidance on hull insurance and on-water towing assistance.
Guy Matsumoto - State Farm Insurance Agent provides a range of boat insurance services tailored for the Waipahu area. It offers coverage options designed to protect watercraft against common risks, such as liability and physical damage. The agent works with boat owners to review and maintain appropriate insurance plans for their specific vessels. Regular policy check-ins help ensure coverage aligns with changing needs and local conditions. It services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, boat owners, and small businesses in Waipahu, HI turn to Valerie Bruner at Comparion Insurance Agency for boat insurance coverage. The agency assists clients in protecting watercraft from common risks like storm damage, theft, and liability on local waterways. Policies are tailored to meet the needs of recreational and personal vessel owners in the region. The agency also serves nearby communities across the Ewa Beach and Kapolei areas.
For one-time clients, Kendrick Nishiguchi at Comparion Insurance Agency secures a single policy term, while recurring customers receive annual renewals to adjust coverage as needed. Boat insurance generally protects vessels in Waipahu against physical damage and liability from accidents or storms. The agent explains how deductibles and agreed-value clauses apply to each policy. This service runs on both a one-time and scheduled as-needed basis depending on the client’s preferred renewal cycle, with annual reviews offered for changing conditions.
Susan Santos - State Farm Insurance Agent in Waipahu, HI, specializes in providing boat insurance policies designed to protect watercraft from common perils such as collision, theft, and liability claims. The agency also assists local boat owners with general insurance needs, including coverage for trailers and personal property onboard. A dedicated agent helps navigate coverage options for both leisure and fishing vessels in Hawaiian waters. Many policyholders turn to this office for guidance during hurricane season when storm-related damage and storage concerns become urgent.
Dawn Mira-Whitson: Allstate Insurance provides boat insurance coverage to clients in the Waipahu area. The agency can also help arrange additional protections, such as liability or equipment coverage, for various watercraft. Its work involves assisting recreational boat owners as well as those needing commercial policies for vessels used in business operations. The firm can serve the insurance needs of local offices, warehouses, and food service establishments.
With Waipahu’s frequent harbor breezes and tidal conditions, local boat owners often need coverage that accounts for both mooring risks and open-water navigation. Ricky Bonilla: Allstate Insurance offers policies designed for personal watercraft and fishing vessels operated in Hawaiian waters, addressing hull damage, liability, and equipment loss common to this coastal environment. Each policy can be tailored to the specific size and usage of the craft. The process begins by inspecting the vessel’s current condition and storage location to provide an accurate coverage recommendation.
Deborah Sumulong at Comparion Insurance Agency serves residential boat owners in Waipahu, Hawaii, with personal watercraft policies. Commercial vessel coverage is also available for local operators navigating the islands’ coastal and harbor waters. Clients throughout the Oahu region can discuss protection for their fishing boats, pontoons, or cabin cruisers. Every consultation is tailored to the unique requirements of Hawaii’s marine environment. Returning clients receive guidance on updating their coverage between regular visits, ensuring their policy adapts to seasonal changes or new vessel acquisitions.
Leilani Yee at Comparion Insurance Agency in Waipahu, HI, is known for helping boat owners secure coverage to protect their vessels. The agency’s service range includes personal watercraft, sailboats, and small powerboats in the local harbor areas. Policies can cover physical damage, liability, and towing services during a boating season. A specialty service this agency can add on is coverage for fishing gear and custom onboard equipment.
What Does a a Boat Insurance Agent in Waipahu Cost?
Boat insurance costs in Hawaii vary widely based on the vessel type value and usage. A small fishing boat may cost between 300 and 600 dollars per year for basic liability coverage. A larger yacht or sailboat can cost 1,000 to 3,000 dollars annually for full coverage including hull and liability. Factors like your boating experience the boat age and storage location also affect the premium. This is general information and not insurance advice.
About boat insurance agents in Waipahu
Boat insurance agents in Waipahu help you protect your watercraft against risks like collision theft and storm damage. Hawaii law requires all registered vessels to carry liability insurance if they are moored in state waters or operated on public waterways. A local agent can explain how Hawaii Revised Statutes Chapter 200 applies to your boat.
Frequently Asked Questions
What does a boat insurance agent in Waipahu do?
A boat insurance agent helps you find a policy that covers your specific vessel. They can explain liability hull and equipment coverage options. They also help you understand Hawaii insurance requirements for boats.
Is boat insurance required in Hawaii?
Yes Hawaii requires liability insurance for any vessel registered in the state. This applies to boats kept in Hawaii waters or operated on public waterways. An agent can help you meet these legal requirements.
How do I choose a boat insurance agent in Waipahu?
Look for an agent who specializes in marine or watercraft insurance. Ask about their experience with Hawaii specific policies and claims. Make sure they are licensed to sell insurance in Hawaii.