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HomeBoat Insurance AgentsIowa › West Des Moines

Find Boat Insurance Agents Near You in West Des Moines, IA

Browse boat insurance agents serving West Des Moines, Iowa. Updated 2026-07-14.

The top-rated boat insurance agent in West Des Moines, Iowa is James Lunders - State Farm Insurance Agent, rated 4.9 stars across 192 reviews. Other highly rated options include Vibrant Insurance Group, Crumes Insurance, LLC, Matt Kolln - State Farm Insurance Agent. This directory lists 15 boat insurance agents serving West Des Moines.

Showing 15 boat insurance agents in West Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1James Lunders - State Farm Insurance Agent4800 Mills Civic Pkwy suite 102(515) 224-9498
2Vibrant Insurance Group9750 University Ave Suite 300(515) 223-6757
3Crumes Insurance, LLC950 Office Park Rd Ste 114(641) 799-2506
4Matt Kolln - State Farm Insurance Agent4150 Westown Pkwy #201(515) 393-6509
5McCartan Insurance Group640 S 50th St(515) 633-2273
6Jonathan Webb: Allstate Insurance4949 Pleasant St #205(515) 223-2345
7Cody Carlson American Family Insurance1905 EP True Pkwy Suite 201(515) 334-0171
8World Insurance Associates LLC4500 Westown Pkwy # 150(515) 327-2020
9Scott Insurance Services1100 Grand Ave(515) 267-0405
10Valley Junction Insurance Services509 5th St(515) 277-5049
JL
4800 Mills Civic Pkwy suite 102
James Lunders - State Farm Insurance Agent
Boat Insurance Agent · West Des Moines, IA

James Lunders - State Farm Insurance Agent serves the West Des Moines, Iowa, area with specialized boat insurance coverage. This agency assists local boat owners in protecting their watercraft from common risks on the region’s lakes and rivers. Policies typically cover damage from collisions, weather events, and theft, as well as provide liability protection for accidents involving others. The agent helps clients assess the value of their vessel and select appropriate deductibles and coverage limits. Services include arranging coverage for pontoons and fishing boats commonly used in central Iowa waterways.

VI
9750 University Ave Suite 300
Vibrant Insurance Group
Boat Insurance Agent · West Des Moines, IA

Vibrant Insurance Group offers a range of boat insurance services, including liability coverage and protection against physical damage for various watercraft. It provides policy options that help clients manage risks associated with boating in the West Des Moines, IA area, along with claim assistance to address potential losses. The company structures its insurance plans to support seasonal maintenance requirements for vessels. Vibrant Insurance Group services single-family homes, apartments, retail properties, and restaurants.

CI
950 Office Park Rd Ste 114
Crumes Insurance, LLC
Boat Insurance Agent · West Des Moines, IA

Crumes Insurance, LLC serves homeowners, boat owners, and recreational property holders with boat insurance coverage in West Des Moines, Iowa. This agency helps clients understand coverage options for watercraft, from small fishing boats to larger recreational vessels, ensuring protection against common risks like accidents, theft, and weather damage. Policies are tailored to individual needs and local waterway conditions in central Iowa. The agency also extends its services to neighbors in the greater Des Moines metro area, including the communities of Clive and Urbandale.

MK
4150 Westown Pkwy #201
Matt Kolln - State Farm Insurance Agent
Boat Insurance Agent · West Des Moines, IA

Boat insurance clients can choose between an annual policy for continuous protection or a seasonal option that covers only the months their vessel is in the water. West Des Moines, IA residents turn to Matt Kolln - State Farm Insurance Agent for watercraft coverage that addresses liability, physical damage, and uninsured boater risks common on local lakes and rivers. Service for existing policies is conducted on an as-needed basis for claims, questions, or mid-term changes rather than by a fixed recurring schedule.

MI
640 S 50th St
McCartan Insurance Group
Boat Insurance Agent · West Des Moines, IA

McCartan Insurance Group specializes in providing boat insurance coverage for clients throughout West Des Moines, IA. It works to match area boat owners with policies that address liability, physical damage, and equipment protection needs. The agency offers guidance on customizing insurance plans for various watercraft types, ensuring appropriate risk management for local waterways and storage conditions. It also helps policyholders navigate coverage adjustments before the start of the spring boating season when increased lake traffic and unpredictable weather typically bring higher exposure on area reservoirs.

JW
4949 Pleasant St #205
Jonathan Webb: Allstate Insurance
Boat Insurance Agent · West Des Moines, IA

Serving West Des Moines and the surrounding Iowa communities, Jonathan Webb: Allstate Insurance provides boat insurance for clients with various watercraft. The agency handles coverage for fishing boats, pontoons, and cabin cruisers that navigate local lakes and rivers. In handling a typical job, the agent assesses the vessel's value, intended use, and storage arrangements to then tailor a policy with appropriate liability and physical damage protections.

CC
1905 EP True Pkwy Suite 201
Cody Carlson American Family Insurance
Boat Insurance Agent · West Des Moines, IA

With Iowa’s lake and river seasons drawing boaters out each spring, proper coverage becomes essential. Cody Carlson American Family Insurance in West Des Moines helps local owners match policies to their specific watercraft and typical Iowa cruising patterns, from liability to comprehensive protection. The process covers the usual risks on area waters. An initial assessment of the boat’s value, storage location, and anticipated use begins the quote, followed by a simple inspection of the hull and safety equipment to finalize terms.

WI
4500 Westown Pkwy # 150
World Insurance Associates LLC
Boat Insurance Agent · West Des Moines, IA

World Insurance Associates LLC in West Des Moines, IA offers guidance on coverage options for recreational and commercial watercraft. Its boat insurance services address liability, hull damage, and equipment protection across the region. Agents assist with policies tailored to the varied boating conditions found on local lakes and rivers. The company additionally serves nearby commercial sectors, including offices, warehouses, and food service operations needing tailored risk management solutions.

SI
1100 Grand Ave
Scott Insurance Services
Boat Insurance Agent · West Des Moines, IA

Scott Insurance Services in West Des Moines, IA provides boat insurance coverage for residential clients across the region. The agency also offers commercial policies for marinas and related businesses within its service area. It helps customers secure protection for watercraft against common risks, including damage, theft, and liability. Following policy placement, the agency maintains contact to handle any updates or questions that arise, ensuring smooth coverage between regular seasonal visits to the marina or storage yard.

VJ
509 5th St
Valley Junction Insurance Services
Boat Insurance Agent · West Des Moines, IA

Valley Junction Insurance Services is a dedicated boat insurance agent in West Des Moines, IA. Serving local boat owners, the company helps clients secure coverage for watercraft, including liability, physical damage, and medical payments. Tailored policies address risks specific to area lakes and rivers, supporting both personal and recreational boating needs. Beyond standard protection, the agency can add on coverage for fishing equipment, trailers, or water toys.

II
4000 Westown Pkwy #200
Independent Insurance Agents of Iowa, Inc.
Boat Insurance Agent · West Des Moines, IA
(515) 717-3214
iiaiowa.org
BM
6150 Village View Dr #100
Brown-McNerney-Johnson Insurance Agency
Boat Insurance Agent · West Des Moines, IA
(515) 270-6814
bmjinsurance.com
MI
1603 22nd St #100
Morrill Insurance Services LLC
Boat Insurance Agent · West Des Moines, IA
(515) 661-4383
morrillinsuranceservices.com
II
6150 Village View Dr #100
Independent Insurance Assoc.
Boat Insurance Agent · West Des Moines, IA
(515) 276-1797
iiadsm.com
II
2501 Westown Pkwy Ste 1104
Inspro Inc.
Boat Insurance Agent · West Des Moines, IA
(515) 226-9565
insproins.com

What Does a a Boat Insurance Agent in West Des Moines Cost?

Boat insurance in Iowa typically costs between 200 and 600 dollars per year for a standard runabout. Larger boats or high performance craft can cost 800 to 1500 dollars annually. Factors include boat value horsepower and your boating history. This is general information not insurance advice.

About boat insurance agents in West Des Moines

Boat insurance agents in West Des Moines help protect your watercraft on Iowa lakes and rivers. Iowa law does not require boat insurance but marinas and lenders often do. Agents can tailor a policy for your fishing boat pontoon or speedboat.

Frequently Asked Questions

What does boat insurance cover in West Des Moines Iowa?

Boat insurance typically covers physical damage to your boat liability for injury or damage to others and medical payments. Some policies also cover towing and fuel spill cleanup on Iowa waters.

Is boat insurance required in Iowa?

Iowa does not require boat insurance by state law. However if you have a loan on your boat the lender will require it. Marinas may also require proof of liability coverage to dock your boat.

How do I choose a boat insurance agent in West Des Moines?

Look for an agent who specializes in watercraft and knows Iowa boating conditions. Ask about coverage for storms theft and liability. Compare quotes from several agents to find a policy that fits your needs.

Boat Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.