The top-rated boat insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include Aaron Richards - State Farm insurance Agent, John Avery - State Farm Insurance Agent, Matt Fahoome - State Farm Insurance Agent. This directory lists 22 boat insurance agents serving Ann Arbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Pelham - State Farm Insurance Agent | 2178 S State St Suite B | (734) 929-1818 |
| 2 | Aaron Richards - State Farm insurance Agent | 530 S Maple Rd | (734) 995-5052 |
| 3 | John Avery - State Farm Insurance Agent | 709 W Ellsworth Rd Ste 112 | (734) 477-6090 |
| 4 | Matt Fahoome - State Farm Insurance Agent | 2221 Jackson Ave | (734) 761-2666 |
| 5 | Farmers Insurance - Julia Jakacki | 323 S Main St Ste A | (734) 519-5489 |
| 6 | Ann Arbor Insurance Centre | 2755 Carpenter Rd | (734) 973-9444 |
| 7 | Susan Cobb-Starrett - State Farm Insurance Agent | 25 Jackson Industrial Dr STE 200 | (734) 741-1237 |
| 8 | Ben Torres - State Farm Insurance Agent | 118 1/2, E Washington St | (734) 929-6171 |
| 9 | Lequana Robinson Insurance Agency | 2531 Jackson Ave #318 | (734) 585-5259 |
| 10 | Concept Insurance | 4884 S State Rd | (734) 369-9900 |
Tom Pelham - State Farm Insurance Agent serves the Ann Arbor, Michigan area, providing boat insurance policies to local watercraft owners. Coverage options protect vessels against common liabilities and physical damage that arise on inland lakes and rivers. Clients receive assistance with policy customization to suit their boating needs. Handling claims and offering risk assessments for docks and trailers are specific services this agency manages.
Serving Ann Arbor and the surrounding area, Aaron Richards - State Farm Insurance Agent provides coverage for boats, including liability, physical damage, and medical payments. Personal service plans help homeowners review their policies and protect their watercraft alongside other assets, with options for discounts on safety equipment and claims assistance. The agent serves clients with single-family homes, apartments, retail, and restaurants.
John Avery - State Farm Insurance Agent in Ann Arbor, MI serves homeowners, businesses, and property managers who need coverage for their watercraft. The agency helps clients in the area secure policies for boats, personal watercraft, and other marine equipment, focusing on protecting against common on-water risks. Services include policy reviews, liability coverage options, and claims assistance tailored to local boating conditions. The agency also extends its boat insurance services to adjacent communities throughout the Washtenaw County metro region.
Serving Ann Arbor and the surrounding communities of southeastern Michigan, this agency handles boat insurance policies for local residents. It covers a range of watercraft, from fishing boats and pontoons to personal watercraft and cabin cruisers, protecting against common risks on the area’s lakes and rivers. With an approach focused on assessing each client’s specific boating habits and storage situation, the agency tailors coverage limits and deductibles to match individual needs and risk tolerances.
Boat owners in Ann Arbor can choose between a single consultation for policy selection and ongoing support for renewals and claims, while coverage typically protects against theft, storm damage, and liability on inland lakes and rivers. Adjusting deductibles and liability limits tailors a plan for personal watercraft or larger vessels. Farmers Insurance - Julia Jakacki services local marinas and seasonal boaters. Service runs on a one-time, scheduled, or as-needed basis depending on policy review and claim filing requirements.
Ann Arbor Insurance Centre in Ann Arbor, MI, provides boat insurance policies that cover liability, hull damage, and equipment loss. It also handles standard marine insurance needs, including protection for theft, towing, and fuel spill liability. The agency helps clients address specific seasonal concerns such as securing proper coverage for winter storage and lay-up periods, which vary with local lake conditions.
As the spring thaw transforms inland lakes and the Huron River once again welcomes pleasure craft, navigating vessel insurance becomes essential for local boat owners. Susan Cobb-Starrett - State Farm Insurance Agent in Ann Arbor offers a responsive local resource for this specialized coverage. Her agency helps clients examine policy details that match specific watercraft and typical inland cruising patterns. For those preparing for a new season of outings on nearby waters, the initial step includes reviewing current vessel specifications and seasonal usage during a straightforward consultation.
Ben Torres - State Farm Insurance Agent in Ann Arbor, MI, provides boat insurance coverage for local watercraft owners. Policies typically protect against physical damage, theft, and liability on inland lakes and rivers. Specialty add-ons may include coverage for towing, equipment, and uninsured boaters. This office can assist with policies suited for a range of commercial sectors, including offices, warehouses, and food service operations.
Lequana Robinson Insurance Agency is known for providing boat insurance coverage options to boat owners in Ann Arbor, Michigan, and the surrounding local waterways. Its service range includes protection for a variety of watercraft, from small fishing boats to larger cabin cruisers. Policies typically help cover risks like physical damage, theft, and liability on area lakes and rivers. The agency can also add on an agreed value policy, ensuring the boat is insured for a set amount rather than a depreciating cash value.
What Does a a Boat Insurance Agent in Ann Arbor Cost?
Boat insurance in Michigan typically costs between 200 and 800 dollars per year for a standard runabout or fishing boat. Larger vessels like cabin cruisers or sailboats can cost 1000 to 3000 dollars annually. Factors include boat value, horsepower, storage location, and your claims history. This is general information and not insurance advice.
About boat insurance agents in Ann Arbor
Boat insurance agents in Ann Arbor help protect your watercraft on the Huron River and nearby Great Lakes. Michigan requires liability coverage for any boat with a motor over 6 horsepower. Local agents can tailor policies for inland lakes, river use, and winter storage in Southeast Michigan.
Frequently Asked Questions
What does boat insurance cover in Michigan?
Boat insurance typically covers physical damage to your boat, liability for injury or property damage, and medical payments. Michigan law does not require boat insurance for all vessels, but lenders and marinas often require it.
How do I choose a boat insurance agent in Ann Arbor?
Look for an agent who specializes in marine or recreational vehicle insurance. Ask about coverage for the Huron River, Lake Erie, and winter lay-up periods. Compare quotes from multiple agencies to find the right policy for your boat type and use.
Are there specific Michigan laws for boat insurance?
Michigan requires proof of financial responsibility for boat operators involved in an accident causing injury or property damage over 1000 dollars. Your insurance policy can satisfy this requirement. Also, Michigan has a 3-year statute of limitations for filing a lawsuit after a boating accident.
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