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HomeBoat Insurance AgentsMichigan › Detroit

Find Boat Insurance Agents Near You in Detroit, MI

Browse boat insurance agents serving Detroit, Michigan. Updated 2026-07-14.

The top-rated boat insurance agent in Detroit, Michigan is L.A. Insurance, rated 4.8 stars across 1,256 reviews. Other highly rated options include Crystal Robertson - State Farm Insurance Agent, Premier Insurance Detroit, J. Healan Baker Agency. This directory lists 17 boat insurance agents serving Detroit.

Showing 17 boat insurance agents in Detroit, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1L.A. Insurance13545 W Seven Mile Rd(313) 340-4444
2Crystal Robertson - State Farm Insurance Agent7100 Seven Mile W(313) 340-9000
3Premier Insurance Detroit15363 Livernois(313) 342-4100
4J. Healan Baker Agency645 Griswold St # 2015(313) 963-0480
5Family Auto Insurance Agency6442 Michigan Ave(313) 285-9042
6Goosehead Insurance - Cyrus Wheeler & Jessica Dodge2501 Russell St #200(586) 355-4558
7Long Insurance Services, LLC3031 W Grand Blvd #529(313) 873-0300
8Gilead Insurance Agency18323 W McNichols Rd(313) 533-3220
9Mighty Insurance MI14401 E Jefferson Ave(313) 335-1405
10Lewis & Thompson Agency Incorporated2621 W Grand Blvd(313) 875-7555
LI
13545 W Seven Mile Rd
L.A. Insurance
Boat Insurance Agent · Detroit, MI

L.A. Insurance in Detroit, Michigan, specializes in providing coverage for boat owners across the region, offering policies that protect against common watercraft risks. The agency assists clients with insuring a range of vessels, from fishing boats to personal watercraft, operating within the local maritime environment. Its core focus involves explaining policy options for liability, physical damage, and theft. An additional service the agency can arrange is specialized protection for onboard equipment, such as trolling motors and GPS units.

CR
7100 Seven Mile W
Crystal Robertson - State Farm Insurance Agent
Boat Insurance Agent · Detroit, MI

Crystal Robertson - State Farm Insurance Agent serves the Detroit, Michigan metro area as a boat insurance agent. The company provides standard insurance services for watercraft, including liability coverage for damage to other vessels. Policies also typically cover physical damage from accidents or storms. Local agents help clients assess the specific risks of sailing on the Great Lakes and inland waterways. They handle quotes for new policies and discuss options such as coverage for trailers and personal property on board.

PI
15363 Livernois
Premier Insurance Detroit
Boat Insurance Agent · Detroit, MI

As a boat insurance agent in Detroit, MI, Premier Insurance Detroit provides coverage for a variety of watercraft, including policies for liability, physical damage, and specific navigational needs for the Great Lakes region. The company assists clients with selecting appropriate deductibles and helps ensure compliance with marina requirements. Like other agents, its service work includes policy review, risk assessment, and claims assistance to help boat owners protect their investments. Its typical property services extend to single-family homes near waterfront areas, local marinas, and lakefront recreational facilities in the metropolitan area.

JH
645 Griswold St # 2015
J. Healan Baker Agency
Boat Insurance Agent · Detroit, MI

J. Healan Baker Agency serves the Detroit, Michigan metro area as a boat insurance agent. The agency focuses on providing coverage options for watercraft owners seeking financial protection on nearby lakes and rivers. Its services help clients secure policies tailored to recreational vessels used in regional waterways. The agency handles hull coverage for boats stored locally and liability protection for vessels operated around the Detroit River and Lake St. Clair.

FA
6442 Michigan Ave
Family Auto Insurance Agency
Boat Insurance Agent · Detroit, MI

Family Auto Insurance Agency in Detroit helps homeowners and boat owners protect their watercraft with tailored insurance plans. As a boat insurance agent, the company assists clients in selecting coverage that safeguards against common risks on the Great Lakes and inland waterways. Policies typically address physical damage, liability, and towing needs for various boat types. In addition to serving Detroit residents, the agency also covers clients in the neighboring community of Warren and surrounding parts of southeastern Michigan.

GI
2501 Russell St #200
Goosehead Insurance - Cyrus Wheeler & Jessica Dodge
Boat Insurance Agent · Detroit, MI

Goosehead Insurance - Cyrus Wheeler & Jessica Dodge provides boat insurance coverage for clients throughout Detroit, Michigan. Their services include policies for recreational watercraft, personal watercraft, and related marine equipment, with options tailored to protect against common risks on local waterways. They also assist clients in reviewing coverage needs and adjusting policies as conditions change. The agency services a variety of property types, including private residences, lakefront homes, condominiums, docks, and storage facilities for boats and trailers.

LI
3031 W Grand Blvd #529
Long Insurance Services, LLC
Boat Insurance Agent · Detroit, MI

Long Insurance Services, LLC serves Detroit, Michigan, and the surrounding communities across Wayne County, offering coverage specifically for boats, yachts, and personal watercraft. The agency handles policies that protect against physical damage, theft, and liability on local lakes and rivers. When handling a typical job, the agent first reviews the vessel’s value and usage to advise on appropriate coverage limits. It then presents clear policy options from multiple insurers to match each boater’s needs and budget before finalizing the paperwork.

GI
18323 W McNichols Rd
Gilead Insurance Agency
Boat Insurance Agent · Detroit, MI

Boat owners in the Detroit area rely on Gilead Insurance Agency for marine insurance coverage. The company assists individual boaters, fishing enthusiasts, and small marine businesses in protecting their assets. Policies are designed for vessels navigating the Great Lakes region, addressing typical risks like storm damage, collision, and theft. As a local agency, it helps clients understand coverage specific to Michigan’s waterways. Its services extend to neighboring communities, including those along the shores of Lake St. Clair in Macomb County.

MI
14401 E Jefferson Ave
Mighty Insurance MI
Boat Insurance Agent · Detroit, MI

Boat insurance can be arranged as either a one-time policy for a single season or a recurring annual plan that renews automatically. Mighty Insurance MI in Detroit, Michigan, helps clients navigate differences in coverage for damage, theft, and liability on the water. Policies address local boating conditions on the Great Lakes and inland waterways. Selection depends on vessel use and storage needs. Service runs on a one-time, scheduled, or as-needed basis to accommodate seasonal requests.

LT
2621 W Grand Blvd
Lewis & Thompson Agency Incorporated
Boat Insurance Agent · Detroit, MI

Lewis & Thompson Agency Incorporated offers specialized boat insurance policies, covering watercraft liability, physical damage, and agreed value coverage for vessels used on the Great Lakes and inland waterways near Detroit, Michigan. It also provides general personal insurance services for local clients. The agency tailors protection for seasonal storage needs and winter lay-up risks associated with Michigan’s harsh winter months, ensuring coverage remains active when boats are idle.

LI
2922 W Grand Blvd
L.A. Insurance
Boat Insurance Agent · Detroit, MI
(313) 871-0100
lainsurance.com
LI
21400 W McNichols Rd
L.A. Insurance
Boat Insurance Agent · Detroit, MI
(313) 255-4433
lainsurance.com
LI
540 E Warren Ave
L.A. Insurance
Boat Insurance Agent · Detroit, MI
(313) 888-8268
lainsurance.com
LI
13002 Gratiot Ave
L.A. Insurance
Boat Insurance Agent · Detroit, MI
(313) 521-4400
lainsurance.com
LI
3511 S Fort St
L.A. Insurance
Boat Insurance Agent · Detroit, MI
(313) 294-2000
lainsurance.com
LI
8892 Greenfield Rd
L.A. Insurance
Boat Insurance Agent · Detroit, MI
(313) 659-2222
lainsurance.com
LI
19144 Van Dyke Ave
L.A. Insurance
Boat Insurance Agent · Detroit, MI
(313) 892-1123
lainsurance.com

What Does a a Boat Insurance Agent in Detroit Cost?

Boat insurance costs in Michigan vary widely based on boat value, size, and usage. A typical policy for a small fishing boat might cost 200 to 400 dollars per year. A larger cruiser or yacht can cost 1,000 to 3,000 dollars annually. Factors like your boating experience and claims history also affect the premium. This is general information, not insurance advice.

About boat insurance agents in Detroit

Boat insurance agents in Detroit help you protect your watercraft on the Great Lakes and inland rivers. Michigan requires liability coverage for certain watercraft under the Michigan Watercraft Act. Local agents know the specific risks of boating on Lake St. Clair and the Detroit River.

Frequently Asked Questions

Do I need boat insurance in Michigan?

Michigan law does not require boat insurance for all watercraft. However lenders often require it if you have a loan. Liability coverage is recommended to protect against accidents on the water.

What does boat insurance cover in Detroit?

Boat insurance typically covers physical damage to your boat, liability for injuries to others, and theft. Policies can also include towing and fuel spill cleanup. Michigan agents can add coverage for ice damage during winter storage.

How do I choose a boat insurance agent in Detroit?

Look for an agent licensed in Michigan who handles marine policies. Ask about coverage for the Great Lakes and inland rivers. Compare quotes from multiple agents to find the right fit for your boat type and usage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.