The top-rated boat insurance agent in Flint, Michigan is BGM Insurance Agency, Inc, rated 4.8 stars across 104 reviews. Other highly rated options include AAA Flint, L.A. Insurance, Al Bourdeau Insurance Agency. This directory lists 20 boat insurance agents serving Flint.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | BGM Insurance Agency, Inc | 1063 E Hill Rd | (810) 244-9200 |
| 2 | AAA Flint | 5009 W Bristol Rd | (810) 230-8890 |
| 3 | L.A. Insurance | 3676 E Court St | (810) 715-8000 |
| 4 | Al Bourdeau Insurance Agency | 3835 Davison Rd | (810) 742-3411 |
| 5 | Eve Insurance | 4508 Beecher Rd | (810) 733-0666 |
| 6 | Susan Hartley - State Farm Insurance Agent | 3101 N Linden Rd | (810) 732-1800 |
| 7 | iPROTECT Insurance & Financial Services, Inc. | 2044 Utley Rd Suite 3 | (810) 777-8887 |
| 8 | Ron Gillum Jr - State Farm Insurance Agent | 1510 W Court St Suite 1 | (810) 239-3550 |
| 9 | Phillips Insurance - An Independent Agency Since 1917 | 6045 Corunna Rd # B | (810) 230-0020 |
| 10 | Blackmore Rowe Insurance | G-6235 Corunna Rd Suite H | (810) 720-8244 |
Homeowners and property managers in the Flint, MI area turn to BGM Insurance Agency, Inc for boat insurance coverage. The agency helps clients protect their watercraft, offering policies that address liability on local lakes and rivers. It can also assist with covering equipment and trailers. BGM Insurance Agency, Inc further serves boat owners throughout the surrounding Genesee County communities, including Grand Blanc and its nearby shoreline neighborhoods.
AAA Flint serves the Flint, Michigan metro area as a local boat insurance agent. It offers policies that provide financial protection for watercraft against common risks such as accidents, theft, and storm damage. The company helps customers secure coverage for a range of vessels including fishing boats and personal watercraft. Policies can include liability protection for bodily injury and property damage while on the water. Boat insurance in this region often addresses trailers and accessories, and AAA Flint handles those specific needs as well.
L.A. Insurance serves Flint, Michigan, and its surrounding communities with specialized boat insurance coverage. It handles protection for a variety of watercraft, including fishing boats, pontoons, and personal watercraft used on the region's many inland lakes and rivers. When approaching a typical job, the agency first reviews the vessel's value, usage patterns, and mooring location before recommending a policy that meets local navigational needs.
Al Bourdeau Insurance Agency in Flint, MI provides boat insurance coverage, including liability, physical damage, and protection for various watercraft. It offers service and maintenance plans that assist with policy management, claims reporting, and risk assessment. The agency serves clients with different boating needs, from small fishing boats to larger yachts, ensuring appropriate coverage for seasonal or year-round use. Its services extend to single-family homes, apartments, retail, and waterfront restaurants that require associated marine property protections.
Eve Insurance serves the Flint, Michigan area and surrounding communities, providing coverage for boat owners in the region. As a local boat insurance agent, it handles policies for various watercraft, including personal pleasure boats, fishing vessels, and small powerboats. The company typically works with clients to assess their individual coverage needs for liability and physical damage. By evaluating local waterway conditions and common boating usage patterns, Eve Insurance then structures a policy to address those specific risks for each customer.
Susan Hartley, a Boat Insurance Agent in Flint, Michigan, typically offers policies covering physical damage and liability whether customers need a single-season policy or ongoing annual protection. Local boat owners might choose one-time coverage for a short voyage or scheduled recurring plans for comprehensive lake and river risks. Each policy is designed to address specific needs such as hull damage or theft. Service generally runs on a scheduled basis, with policy renewals each year or as requested.
Specializing in boat insurance policies that protect watercraft from damage, theft, and liability, iPROTECT Insurance & Financial Services, Inc. serves boat owners in the Flint, Michigan area. The agency provides coverage for a range of vessels, including fishing boats and pontoons. It offers general insurance and financial service consultations tailored to individual customer needs during routine policy reviews. In late autumn, the agency can help with placing your boat in lay-up status to pause comprehensive coverage while the craft is stored for winter.
Ron Gillum Jr - State Farm Insurance Agent in Flint, MI, provides specialized boat insurance coverage designed to protect watercraft against physical damage and liability risks. It extends general insurance services, addressing home, auto, and life policies to meet broader client needs within the community. In this region, boat insurance with Ron Gillum Jr helps policyholders prepare for seasonal launch preparations and the unpredictable weather hazards common on the Great Lakes during the summer cruising months.
Blackmore Rowe Insurance in Flint, MI, offers boat insurance plans structured around either one-time term policies or recurring annual agreements. Coverage typically includes protection against physical damage, theft, and liability on area waterways. A standard policy may also address towing assistance and wreckage removal if needed. Policyholders should note that property inside the vessel is not automatically covered. Service for claims processing and policy adjustments is available on an as-needed basis, with no requirement for scheduled check-ins.
What Does a a Boat Insurance Agent in Flint Cost?
Boat insurance costs in Michigan typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-speed boats may cost 1,000 to 3,000 dollars annually. Factors like boat value horsepower usage and claims history affect the premium. This is general information not insurance advice.
About boat insurance agents in Flint
A boat insurance agent in Flint Michigan can help protect your watercraft on the Flint River and nearby lakes like Lake Fenton and Mott Lake. Michigan law requires liability insurance for watercraft with more than 50 horsepower. Local agents understand the unique risks of boating in the Great Lakes region and can tailor a policy to your needs.
Frequently Asked Questions
Do I need boat insurance in Flint Michigan?
Yes if your boat has more than 50 horsepower. Michigan law requires liability coverage for such watercraft. Even for smaller boats insurance is wise to cover damage theft or accidents.
What does a boat insurance policy typically cover?
A standard policy covers physical damage to the boat liability for injuries or damage to others and medical payments. Many policies also include coverage for trailers personal property and towing on the water.
How do I choose a boat insurance agent in Flint?
Look for an agent licensed in Michigan with experience insuring watercraft. Ask about coverage for winter storage and navigation on the Great Lakes. Compare quotes from multiple agents to find suitable terms.
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