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HomeBoat Insurance AgentsMissouri › O'Fallon

Find Boat Insurance Agents Near You in O'Fallon, MO

Browse boat insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated boat insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 997 reviews. Other highly rated options include Sandy Kessler - State Farm Insurance Agent, Insurance Brokers Group, Jim Schilkoski - State Farm Insurance Agent. This directory lists 17 boat insurance agents serving O'Fallon.

Showing 17 boat insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Sandy Kessler - State Farm Insurance Agent1293 Bryan Rd(636) 474-0700
3Insurance Brokers Group1001 Rondale Ct(314) 569-1010
4Jim Schilkoski - State Farm Insurance Agent100 W Pitman St(636) 978-4800
5Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
6Alternatives Insurance Agency206 W Terra Ln(636) 978-7260
7Farmers Insurance - Hannah Brown Agency1171 Bryan Rd(636) 487-0111
8Senn Insurance Agency225 S Main St Suite 200(636) 978-7798
9Nicole Phelps Agency LLC American Family Insurance2390 State Hwy K(636) 978-6514
10Jeff Hug Insurance Broker1068 Bryan Rd(636) 978-1595
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Boat Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves the O'Fallon, MO area and surrounding St. Charles County as a boat insurance agent. It offers coverage policies designed for various watercraft, including fishing boats, pontoons, and personal watercraft. The agency works to help protect owners against potential liabilities and physical damage on area lakes and rivers. Specifically, Steinlage handles specialized insurance for both freshwater boats and the trailers needed to transport them to local waterways.

SK
1293 Bryan Rd
Sandy Kessler - State Farm Insurance Agent
Boat Insurance Agent · O'Fallon, MO

Sandy Kessler - State Farm Insurance Agent in O’Fallon, MO, provides a range of boat insurance services, including coverage for liability, physical damage, and personal property on the water. The agency helps clients set up liability and comprehensive policies, offering routine updates on coverage options throughout the policy term. Services such as annual policy reviews and assistance with claims filing are included. It handles coverage for single-family homes with personal watercraft, multiple boats associated with apartments, and commercial or recreational vessels for retail and restaurant owners.

IB
1001 Rondale Ct
Insurance Brokers Group
Boat Insurance Agent · O'Fallon, MO

Insurance Brokers Group serves boat owners throughout St. Charles County and the greater O'Fallon, Missouri area, offering specialized boat insurance agent services designed to protect watercraft. They assist clients with selecting appropriate liability coverage that meets local waterway requirements. The agency also provides guidance on hull insurance to safeguard against physical damage. Additionally, they help boating enthusiasts secure comprehensive policies that can include coverage for accessories like trailers and onboard equipment, tailoring protection for personal vessels in this region.

JS
100 W Pitman St
Jim Schilkoski - State Farm Insurance Agent
Boat Insurance Agent · O'Fallon, MO

Jim Schilkoski - State Farm Insurance Agent serves the O'Fallon, Missouri area and the surrounding St. Charles County communities with dedicated boat insurance services. The agency handles coverage for a range of watercraft, including fishing boats, pontoons, and personal watercraft used for recreation on area lakes and rivers. It approaches each client's situation by first assessing the specific type of boat and its typical usage in local waters, then selecting a liability and physical damage package that matches the hull value and operational risk.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Boat Insurance Agent · O'Fallon, MO

For boat insurance, a one-time policy covers a single season or trip, while a recurring annual plan offers continuous protection. Dillehay Insurance Agency in O’Fallon, MO, helps local boat owners navigate these choices. Coverage typically addresses physical damage, liability for on-water accidents, and theft or vandalism of watercraft and trailers. Policies often include provisions for towing and emergency assistance on the water. Service for this agency operates on an as-needed basis, where clients request quotes, policy changes, or claim assistance when specific situations arise rather than following a preset schedule.

AI
206 W Terra Ln
Alternatives Insurance Agency
Boat Insurance Agent · O'Fallon, MO

Alternatives Insurance Agency specializes in providing boat insurance coverage designed for personal watercraft and small vessels in the O’Fallon, Missouri area. Its general service work includes protection for liability, physical damage, and theft, helping recreational boaters manage financial risks on nearby lakes and rivers. As spring approaches each year, the agency assists local clients with policy updates before the busy boating season starts, ensuring their vessels are properly insured after winter storage.

FI
1171 Bryan Rd
Farmers Insurance - Hannah Brown Agency
Boat Insurance Agent · O'Fallon, MO

As spring rains raise water levels across St. Charles County, local boat owners seek reliable coverage for their vessels. Farmers Insurance - Hannah Brown Agency in O'Fallon, MO provides customized boat insurance agents to protect against storm damage, liability, and theft on area lakes and rivers. Their services address common concerns like towing and salvage, as well as navigational limits for inland waterways. Coverage options typically consider the boat type, usage, and storage conditions. An initial telephone consultation helps schedule a vessel inspection and review of your current policy details.

SI
225 S Main St Suite 200
Senn Insurance Agency
Boat Insurance Agent · O'Fallon, MO

Senn Insurance Agency in O'Fallon, MO, helps clients secure financial protection for their watercraft, covering a range of vessels from personal fishing boats to larger recreational cruisers. The agency can tailor coverage with valuable specialty add-ons such as liability protection for towing and emergency assistance. This local boat insurance agent also assists businesses needing policies for commercial vessels used in operations. By addressing both private and commercial maritime risks, its services extend to offices managing fleets, warehouses storing marine equipment, and food service companies operating floating eateries.

NP
2390 State Hwy K
Nicole Phelps Agency LLC American Family Insurance
Boat Insurance Agent · O'Fallon, MO
JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Boat Insurance Agent · O'Fallon, MO

Jeff Hug Insurance Broker in O'Fallon, MO, serves residential boat owners seeking coverage for watercraft and related personal property. The agency also offers commercial policies for business-owned vessels and marine operations in the region. Working with clients throughout the local area, they handle insurance needs for various types of boats and personal watercraft. Prior to each boating season, customers may return for policy adjustments or to discuss new coverage, and the agency assists with claims or modifications between regular visits to keep protection up to date.

CT
3050 Winghaven Blvd
Corey Tucker - Missouri Farm Bureau Insurance
Boat Insurance Agent · O'Fallon, MO
(636) 614-2018
agents.mofbinsurance.com/corey.tucker
OS
1052 Peruque Crossing Ct #B
Oak & Shield Insurance Services
Boat Insurance Agent · O'Fallon, MO
(636) 264-8700
oak-n-shield.com
SI
801 S Woodlawn Ave Ste 20 Ste A
Shelter Insurance
Boat Insurance Agent · O'Fallon, MO
(636) 487-5680
shelterinsurance.com/CA
MW
3050 Winghaven Blvd
Mike Wedemeier - Missouri Farm Bureau Insurance
Boat Insurance Agent · O'Fallon, MO
(636) 614-2018
agents.mofbinsurance.com/mo-o'fallon-mike-wedemeier
IG
1049A E Terra Ln
Insurance Group of St Charles County LLC Ben Fischer Broker
Boat Insurance Agent · O'Fallon, MO
(636) 294-6633
insurancegroupmo.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Boat Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net
AF
7322 Village Center Dr
All Family Insurance, LLC
Boat Insurance Agent · O'Fallon, MO
afibrokers.com

What Does a a Boat Insurance Agent in O'Fallon Cost?

Boat insurance costs in Missouri vary by boat type, value, and usage. Typical annual premiums range from 300 to 800 dollars for a standard runabout. Larger yachts or high-performance boats may cost 1,000 to 3,000 dollars per year. This is general information and not insurance advice.

About boat insurance agents in O'Fallon

Boat insurance agents in O'Fallon Missouri help you protect your watercraft with policies that meet state requirements. Missouri law does not require boat insurance for most watercraft, but marinas and lenders often require it. Agents can guide you on liability coverage for accidents on the Missouri River or local lakes.

Frequently Asked Questions

Is boat insurance required in Missouri?

Missouri does not require boat insurance for most recreational watercraft. However, lenders and marinas may require coverage. Agents in O'Fallon can help you understand when insurance is needed.

What does boat insurance cover in Missouri?

Boat insurance in Missouri typically covers liability for bodily injury or property damage, physical damage to the boat, and theft. Some policies also cover towing and fuel spill cleanup as required by state law.

How do I find a boat insurance agent in O'Fallon?

You can search online for boat insurance agents in O'Fallon Missouri or ask for referrals from local marinas. Agents can compare policies from multiple insurers to find coverage that fits your needs.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.