The top-rated boat insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,674 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency. This directory lists 21 boat insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 4 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 5 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 6 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 7 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 8 | THG Insurance | 1985 Eastwood Rd Suite 204 | (910) 338-1773 |
| 9 | Heinberg & Major Auto Insurance | 720 Market St | (910) 762-9304 |
| 10 | Coastal Shield Insurance | 2001 Castle Hayne Rd | (910) 427-5883 |
Able Insurance serves the Wilmington, North Carolina area as a boat insurance agent. Its main services include providing coverage options for various types of watercraft and helping clients meet state requirements for liability protection. The agency assists customers in selecting policies tailored to their specific boating needs and risk factors common to the coastal region. It handles specific services such as insuring fishing vessels and personal watercraft used in Intracoastal Waterway navigation.
Sizemore Insurance - Wilmington provides a range of boat insurance agent services for local boat owners throughout the Wilmington, North Carolina area, helping customers secure appropriate coverage for their watercraft. The agency can assist with selecting suitable policies and reviewing available options to protect boats in the region’s coastal and inland waters. By working with multiple insurance carriers, the company can help match coverage plans to individual needs. It services recreational vessels, including fishing boats, sailboats, and personal watercraft, as well as larger cabin cruisers and yachts.
Serving boat owners in Wilmington, North Carolina, and the surrounding coastal communities along the Cape Fear region, Jonathan Calhoun - State Farm Insurance Agent handles policies for various watercraft, from small fishing skiffs to larger cabin cruisers. It assesses each vessel's value and typical usage to recommend appropriate liability and physical damage coverages. The agency also reviews local navigational hazards and seasonal mooring risks. When writing a new policy, it follows a clear process of verifying the boat's specifications and the owner's boating history before presenting coverage options.
Homeowners and boat owners in the Wilmington, NC area rely on Atlantic Coast Insurance Agency for boat insurance coverage. As a dedicated boat insurance agent, the agency helps clients secure policies that protect watercraft against common risks on local waterways. It also assists with liability protection for boaters navigating the Cape Fear River and surrounding coastal regions. Services include assessments of individual vessel needs and guidance on appropriate policy options. The agency extends its coverage services to boat owners in nearby Leland as well.
Acrisure Wilmington, NC (Don Bullard) distinguishes between the immediate, one-time purchase of a boat policy and the ongoing, recurring service of annual renewals and endorsement adjustments. As a boat insurance agent located in Wilmington, NC, the agency helps secure coverage for physical damage, liability, and personal property associated with watercraft operating along the Intracoastal Waterway and coastal rivers. Common exposures addressed include storms, collision, theft, and fuel spill liability. Service for existing clients is primarily handled on an as-needed basis, typically when policy changes occur or a claim arises.
Wells Insurance in Wilmington, NC, specializes in both liability and comprehensive physical damage coverage for watercraft. The agency adapts its general service work to accommodate various vessel types common to coastal North Carolina. It provides personalized risk assessments through a straightforward application process. The agent frequently assists boat owners in preparing policies before the start of the region’s peak hurricane season each summer.
As the spring boating season ramps up along the Cape Fear coast, many vessel owners in the Wilmington area seek to protect their investments from storms and collisions. April Jones Insurance provides local boat insurance agent services tailored to these needs, covering a range of watercraft policies for area enthusiasts. They work directly with clients to evaluate specific coverage requirements for the Intracoastal Waterway and nearby ocean waters. An initial assessment of the boat’s value and typical usage is completed at the start of any new policy application.
THG Insurance works with boat owners in Wilmington, NC, to secure coverage for a variety of watercraft, including sailboats and powerboats. Its specialty add-ons can address unique needs such as hurricane protection and coverage for personal watercraft like jet skis. The agency helps clients navigate liability risks typical of coastal Carolina marinas and inland waterways. It can serve commercial sectors including marine repair facilities, waterfront storage offices, service warehouses, and dockside food service operations.
Heinberg & Major Auto Insurance provides residential boat insurance services to clients in the Wilmington area, protecting personal watercraft kept at private docks or storage. Commercial coverage is also available for local marinas and charter operations serving the Cape Fear region. The agency assists customers with policy explanations, claim filings, and coverage adjustments for seasonal boating needs. Follow-up or repeat service between regular visits offers clients convenient support for updating policies after repairs or changing storage locations.
Coastal Shield Insurance is known for providing boat insurance policies from regional and national carriers to boaters in the Wilmington, NC, area. The agency serves clients who own sailboats, powerboats, and smaller personal watercraft, helping them secure protection that meets their specific needs on the Intracoastal Waterway and the Cape Fear River. Risk assessment includes local weather exposure and typical navigational hazards. An extra service the company offers is coverage for docked or stored vessels during hurricane season.
What Does a a Boat Insurance Agent in Wilmington Cost?
Boat insurance costs in North Carolina vary widely based on boat type, value, usage, and location. For a typical 20-foot pleasure boat, annual premiums often range from 300 to 800 dollars. Larger vessels or those used in coastal waters may cost 1,000 to 3,000 dollars or more per year. This is general information, not insurance advice.
About boat insurance agents in Wilmington
Boat insurance agents in Wilmington, North Carolina help you protect your vessel against damage, theft, and liability. Local agents understand the unique risks of coastal waters, including hurricanes and storms common to the Cape Fear region. North Carolina law does not require boat insurance for all vessels, but marinas and lenders often require proof of coverage.
Frequently Asked Questions
Do I need boat insurance to dock at a marina in Wilmington?
Most marinas in Wilmington require you to carry liability insurance before docking. Some also require hull coverage. Check with your specific marina for their minimum coverage limits.
What types of boat insurance are available in North Carolina?
Common coverages include liability, physical damage, uninsured boater, and medical payments. You can also add coverage for towing, fuel spill liability, and personal property on board.
How does North Carolina law affect boat insurance claims?
North Carolina has a three-year statute of limitations for filing a lawsuit after a boating accident. The state also follows a contributory negligence rule, which can bar recovery if you are even slightly at fault.
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