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Boat Insurance Agents in Wilmington, NC

Browse boat insurance agents serving Wilmington, North Carolina. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Wilmington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 boat insurance agents in Wilmington, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Able Insurance
4008 Oleander Dr, Wilmington, NC 28403
(910) 452-4333 ableautoinsurance.com
Sizemore Insurance - Wilmington
4815 Oleander Dr Ste 100, Wilmington, NC 28403
(910) 791-1011 sizemoreinsurance.com
Atlantic Coast Insurance Agency
29 S Kerr Ave, Wilmington, NC 28403
(910) 343-0030 atlanticcoastautonc.com
Jonathan Calhoun - State Farm Insurance Agent
507 Shipyard Blvd, Wilmington, NC 28412
(910) 632-2397 yourwilmingtonagent.com
Acrisure Wilmington, NC (Don Bullard)
110 Dungannon Blvd #150, Wilmington, NC 28403
(910) 791-5400 donbullard.com
Wells Insurance
1 N 3rd St, Wilmington, NC 28401
(910) 762-8551 wellsins.com
April Jones Insurance
1213 Culbreth Dr Suite 455, Wilmington, NC 28405
(910) 660-0215 apriljonesinsurance.com
THG Insurance
1985 Eastwood Rd Suite 204, Wilmington, NC 28403
(910) 338-1773 huneycuttgroup.com
Heinberg & Major Auto Insurance
720 Market St, Wilmington, NC 28401
(910) 762-9304 heinberginsurance.com
Coastal Shield Insurance
2001 Castle Hayne Rd, Wilmington, NC 28401
(910) 427-5883 coastalshieldins.com
FinPoint Insurance Group
1613 Military Cutoff Rd Ste 200, Wilmington, NC 28403
(910) 799-6161 finpointinsurance.com
James E Moore Insurance Agency
1508 Military Cutoff Rd STE 104, Wilmington, NC 28403
(910) 256-5333 jamesemoore.com
Superior Insurance
11 Edwards St Ste 5, Wilmington, NC 28405
(910) 550-3758 superiorilm.com
Wells Insurance - Oleander Dr
5712 Oleander Dr, Wilmington, NC 28403
(910) 338-0805 wellsins.com
North Carolina Coastal Insurance
3410 River Rd UNIT 202, Wilmington, NC 28412
(910) 591-1010 nccoastalhomeinsurance.com
American Harbor Insurance Co.
4037 Masonboro Loop Rd Suite 2A, Wilmington, NC 28409
(910) 392-0880 americanharbor.com
Southeastern Insurance
3538 College Rd #1, Wilmington, NC 28412
(910) 799-1126 southeasterninsur.com
Gallagher Charter Lakes
213 Racine Dr, Wilmington, NC 28403
(910) 256-4148 charterlakes.com
Wells Marine Insurance
5712 Oleander Dr, Wilmington, NC 28403
(910) 208-9120 wellsins.com
Wind and Hail Insurance
3410 River Rd, Wilmington, NC 28412
(910) 591-1010 nccoastalhomeinsurance.com

Boat insurance agents in Wilmington, North Carolina help you protect your vessel against damage, theft, and liability. Local agents understand the unique risks of coastal waters, including hurricanes and storms common to the Cape Fear region. North Carolina law does not require boat insurance for all vessels, but marinas and lenders often require proof of coverage.

What Does a Boat Insurance Agent in Wilmington Cost?

Boat insurance costs in North Carolina vary widely based on boat type, value, usage, and location. For a typical 20-foot pleasure boat, annual premiums often range from 300 to 800 dollars. Larger vessels or those used in coastal waters may cost 1,000 to 3,000 dollars or more per year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need boat insurance to dock at a marina in Wilmington?
Most marinas in Wilmington require you to carry liability insurance before docking. Some also require hull coverage. Check with your specific marina for their minimum coverage limits.
What types of boat insurance are available in North Carolina?
Common coverages include liability, physical damage, uninsured boater, and medical payments. You can also add coverage for towing, fuel spill liability, and personal property on board.
How does North Carolina law affect boat insurance claims?
North Carolina has a three-year statute of limitations for filing a lawsuit after a boating accident. The state also follows a contributory negligence rule, which can bar recovery if you are even slightly at fault.