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Find Boat Insurance Agents Near You in Bluffton, SC

Browse boat insurance agents serving Bluffton, South Carolina. Updated 2026-07-14.

The top-rated boat insurance agent in Bluffton, South Carolina is Carolina Heritage Insurance, rated 5.0 stars across 273 reviews. Other highly rated options include Christian Davis - State Farm Insurance Agent, Brightway Insurance, The BDIM Agency, John Mallett - State Farm Insurance Agent. This directory lists 19 boat insurance agents serving Bluffton.

Showing 19 boat insurance agents in Bluffton, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carolina Heritage Insurance198 Okatie Village Dr #102(843) 689-3030
2Christian Davis - State Farm Insurance Agent1019 Fording Island Rd #103g(843) 548-0880
3Brightway Insurance, The BDIM Agency102 Buckwalter Pkwy Suite 3Z(843) 480-9933
4John Mallett - State Farm Insurance Agent15 Mallett Wy(843) 815-4888
5Hilton Head Insurance & Brokerage14 Westbury Pk Wy Suite 200(843) 252-0840
6GSP Insurance Group8 Buckingham Plantation Dr(843) 707-4473
7Abbi Keen - State Farm Insurance Agent152 State St Suite 102(843) 836-9900
8Shield Assurance Insurance Inc204 Bluffton Rd(803) 674-5706
9Palmetto Bluff Insurance Agency Inc110 Traders Cross(843) 592-3705
10Coastal Haven Insurance40 Pennington Dr UNIT E(843) 507-5072
CH
198 Okatie Village Dr #102
Carolina Heritage Insurance
Boat Insurance Agent · Bluffton, SC

Carolina Heritage Insurance serves the Bluffton, South Carolina area as a boat insurance agent. The company provides coverage options for various watercraft, protecting owners against common risks on local waterways. Policies may include liability protection for accidents and comprehensive coverage for damage from storms or theft. An agent helps navigate specific needs for different vessels. Carolina Heritage Insurance handles boat insurance for personal watercraft and also offers policies for larger yachts.

CD
1019 Fording Island Rd #103g
Christian Davis - State Farm Insurance Agent
Boat Insurance Agent · Bluffton, SC

Christian Davis - State Farm Insurance Agent provides boat insurance services in Bluffton, SC, covering policies for personal watercraft, fishing boats, and pleasure cruisers. Service options include liability coverage, comprehensive physical damage protection, and uninsured boater assistance. Maintenance plans focusing on seasonal lay-up and winterization are available to qualifying policyholders. The agency services residential boat docks, waterfront single-family homes, apartment complexes with marina access, retail businesses with marine inventory, and waterfront restaurants.

BI
102 Buckwalter Pkwy Suite 3Z
Brightway Insurance, The BDIM Agency
Boat Insurance Agent · Bluffton, SC

Brightway Insurance, The BDIM Agency serves Bluffton, South Carolina, and surrounding coastal communities, offering boat insurance coverage for a range of watercraft. It handles policies for small fishing boats, personal watercraft, and larger cruisers, protecting against common risks like collisions, theft, and weather damage. The agency generally works with clients to review their specific vessel and boating habits, then compares options from multiple carriers to match coverage to individual needs. This approach helps secure a suitable policy for each watercraft and owner.

JM
15 Mallett Wy
John Mallett - State Farm Insurance Agent
Boat Insurance Agent · Bluffton, SC

John Mallett - State Farm Insurance Agent serves local homeowners and property managers seeking coverage for their watercraft on area lakes and rivers. The agency offers boat insurance policies designed to protect personal watercraft from risks on the water and during storage. This Bluffton, SC office assists clients in reviewing liability limits and hull coverage options. The agent also works with customers in the nearby Okatie community to help arrange appropriate boat insurance protection for their vessels.

HH
14 Westbury Pk Wy Suite 200
Hilton Head Insurance & Brokerage
Boat Insurance Agent · Bluffton, SC

Boat insurance from Hilton Head Insurance & Brokerage in Bluffton, SC, is available as an annual policy for ongoing protection or as a short-term policy to cover a single voyage or season. Coverage typically includes liability, physical damage to the hull, and protection against theft or storm risks common in local waterways. Clients may select either a one-time policy for a specific trip or a scheduled annual policy with automatic renewals, with service provided strictly on an as-needed basis for adjustments or claims.

GI
8 Buckingham Plantation Dr
GSP Insurance Group
Boat Insurance Agent · Bluffton, SC

GSP Insurance Group specializes in crafting liability and hull coverage policies for personal watercraft, sailboats, and cabin cruisers, serving Bluffton, SC. The agency guides customers through typical policy options that protect against collision, theft, and property damage. It assists with annual renewals, policy adjustments, and quick claim reporting. During peak hurricane season in the Lowcountry, the company helps boat owners add named-storm deductibles and review lay-up periods to ensure their vessels remain protected even when dry-stacked for winter.

AK
152 State St Suite 102
Abbi Keen - State Farm Insurance Agent
Boat Insurance Agent · Bluffton, SC

As the Lowcountry boating season approaches, many Bluffton residents prepare their vessels for local waters. Abbi Keen - State Farm Insurance Agent provides a response that addresses the specific needs of boat owners navigating tidal creeks and the May River. Coverage guidance is offered for common risks like storm damage or collisions with debris. Policies are tailored to options such as liability protection or comprehensive hull coverage. The process begins with an initial review of the vessel’s value and typical usage to assess the correct protection level.

SA
204 Bluffton Rd
Shield Assurance Insurance Inc
Boat Insurance Agent · Bluffton, SC

Shield Assurance Insurance Inc provides boat owners in Bluffton, SC with specialized insurance policies tailored to local waterways. The agency customizes coverage with add-ons such as hurricane protection, wreck removal, and uninsured boater liability. Expert agents help clients navigate unique risks from coastal storms and navigational hazards. Their services extend to a range of commercial vessels, including charter fishing boats, maritime rental operations, and small harbor-based launch services.

PB
110 Traders Cross
Palmetto Bluff Insurance Agency Inc
Boat Insurance Agent · Bluffton, SC

Palmetto Bluff Insurance Agency Inc serves residential boat owners in Bluffton, South Carolina, with personalized coverage options for their watercraft. The agency also extends its services to commercial marine clients and provides insurance solutions throughout the broader Lowcountry region. Each policy is tailored to protect against regional risks such as storms and channel hazards. The company maintains ongoing contact with clients to adjust coverage as needed and handles follow-up paperwork or claim assistance between regular visits.

CH
40 Pennington Dr UNIT E
Coastal Haven Insurance
Boat Insurance Agent · Bluffton, SC

Coastal Haven Insurance is known for providing boat insurance coverage tailored to Bluffton, SC clients navigating the local waterways and Lowcountry coastal zones. The agency serves recreational and personal watercraft owners with policies covering liability, physical damage, and theft. Services extend to fishing boats, center consoles, and small yachts stored or operated within Beaufort County. Policies often address hurricane risk, towing assistance, and fuel spill liability. A specialty add-on can include agreed value coverage for older vessels.

BI
97A Towne Dr
Best Insurance HH
Boat Insurance Agent · Bluffton, SC
(843) 540-0722
bestinsurancehh.com
GI
6 Johnston Way
Gallagher Insurance, Risk Management & Consulting
Boat Insurance Agent · Bluffton, SC
(843) 706-3006
cpilowcountry.com
AI
108 Buckwalter Pkwy # 2J
AAA Insurance - SEA Insurance Solutions
Boat Insurance Agent · Bluffton, SC
(843) 415-7517
locator.acg.aaa.com/sc/bluffton/aaa-insurance-sea-insurance-solutions
BI
1 Westbury Pk Wy # 101
Belmont Insurance Services
Boat Insurance Agent · Bluffton, SC
(843) 757-3838
belmontins.com
HL
97A Towne Dr
Harbor Light Insurance LLC
Boat Insurance Agent · Bluffton, SC
(843) 837-3737
harborlightinsuranceandwealthadvisors.com
KI
4 Thurmond Way
Kinghorn Insurance Agency
Boat Insurance Agent · Bluffton, SC
(843) 837-3911
kinghornagency.com/contact/bluffton-sc-insurance
MC
2 Westbury Pk Wy Suite 205
McGriff
Boat Insurance Agent · Bluffton, SC
(843) 815-0522
mcgriff.com
TI
32 Dr Mellichamp Dr unit 101
Turbeville Insurance Agency Bluffton
Boat Insurance Agent · Bluffton, SC
(843) 941-4500
tiasc.biz
AI
10 Buckingham Plantation Dr Unit 10-B-1
Avex Insurance
Boat Insurance Agent · Bluffton, SC
(843) 816-2124
avexinsurance.com

What Does a a Boat Insurance Agent in Bluffton Cost?

Typical boat insurance costs in South Carolina range from 200 to 1000 dollars per year for a standard recreational boat. Factors include hull value engine power and where you boat. A 20 foot fishing boat might cost around 400 dollars annually while a larger yacht could exceed 2000 dollars. Rates are higher for boats used in coastal waters due to hurricane risk. This is general information not insurance advice.

About boat insurance agents in Bluffton

Boat insurance agents in Bluffton South Carolina help protect your vessel on the May River and nearby coastal waters. South Carolina law does not require boat insurance for most watercraft but marinas and lenders often demand liability coverage. Local agents understand the risks of low country boating including storms and shallow waters.

Frequently Asked Questions

What does boat insurance cover in Bluffton South Carolina?

Boat insurance typically covers physical damage to your vessel liability for injury or property damage and medical payments. Policies can also include coverage for towing and salvage. South Carolina requires liability coverage if you finance your boat or keep it at a marina.

Do I need boat insurance to operate on the May River in Bluffton?

South Carolina does not mandate boat insurance for most private vessels. However many marinas and lenders require proof of coverage. If you cause an accident you could be personally liable for damages without insurance.

How is boat insurance cost calculated in South Carolina?

Costs depend on boat value horsepower age and your boating experience. South Carolina also considers the navigational area such as inland rivers versus open ocean. Average annual premiums range from 300 to 800 dollars for a typical runabout.

Boat Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.