The top-rated boat insurance agent in Mt Pleasant, South Carolina is Tony Pope - State Farm Insurance Agent, rated 5.0 stars across 355 reviews. Other highly rated options include Ridpath Insurance, Billy Swails - State Farm Insurance Agent, C. T. Lowndes & Company. This directory lists 18 boat insurance agents serving Mt Pleasant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tony Pope - State Farm Insurance Agent | 3044 N Hwy 17 | (843) 884-3400 |
| 2 | Ridpath Insurance | 3520 Park Ave Blvd Suite 102 | (843) 936-1721 |
| 3 | Billy Swails - State Farm Insurance Agent | 1047 Johnnie Dodds Blvd | (843) 884-5149 |
| 4 | C. T. Lowndes & Company | 966 McCants Dr | (843) 884-3159 |
| 5 | Schirmer Insurance Group, LLC | 1312 Bowman Rd | (843) 881-4707 |
| 6 | Brightway, The McKenzie Agency | 426 W Coleman Blvd Unit F | (843) 408-4554 |
| 7 | Coastal Insurance Brokers | 3405 Salterbeck St #102 | (843) 471-2621 |
| 8 | Chris von Lehe: Allstate Insurance | 593 Belle Station Blvd | (843) 779-6610 |
| 9 | Tom McQueeney - State Farm Insurance Agent | 1105 Mazzy Ln | (843) 723-5555 |
| 10 | Goosehead Insurance - A.D. Lewis | 503 Wando Park Blvd Office 205L | (843) 936-0994 |
Serving residential boat owners in Mt Pleasant, South Carolina, Tony Pope - State Farm Insurance Agent provides coverage for personal watercraft and larger vessels against common maritime risks. The agency also handles commercial marine policies for local fishing charters and yacht brokers throughout the Charleston Harbor area. Clients receive guidance on liability protection, hurricane preparedness, and navigational limits. Ongoing policy reviews and prompt claim support ensure that customers return for seasonal adjustments and annual renewals between summer cruising seasons.
Ridpath Insurance provides boat insurance services in Mt Pleasant, South Carolina, known for helping local boat owners secure coverage tailored to their needs. Its service range covers standard policies for personal watercraft and larger vessels navigating coastal waters. The agency assists clients in understanding liability protections and damage coverage for equipment and trailers. Policies are arranged to meet regional requirements for safe operation. Ridpath Insurance commonly adds on protection for emergency towing and roadside assistance to ensure boaters receive support when away from their home dock.
Billy Swails - State Farm Insurance Agent in Mt Pleasant, SC provides comprehensive boat insurance coverage, including protection for liability, physical damage, and towing expenses. The office assists clients with policy adjustments and claims filing to ensure ongoing service support. Polyethylene, fiberglass, and wooden watercraft are covered under available plans. Service properties include single-family homes, apartments, retail businesses, and restaurants.
C. T. Lowndes & Company serves the Mt Pleasant area of Charleston County, South Carolina, as a provider of boat insurance policies for local boat owners. It works with clients to secure coverage for various watercraft used in the region, from coastal fishing boats to personal watercraft navigating local inland waterways. This agency handles liability protection for boating accidents and hull insurance for physical damage in maritime environments.
Schirmer Insurance Group, LLC serves homeowners and recreational boat owners in the Mt Pleasant, SC area. The agency structures boat insurance policies to protect watercraft against physical damage, theft, and liability risks common on local waterways and coastal inlets. Its agents can evaluate a client's specific boating activity to recommend appropriate coverage levels and deductibles. The company also extends its boat insurance services to clients residing in the surrounding Charleston metro communities.
Brightway, The McKenzie Agency serves boat owners in Mt Pleasant and the surrounding coastal communities of the Lowcountry. The agency handles comprehensive policies for vessels ranging from small fishing boats to larger yachts, addressing liability, physical damage, and personal property coverage. This local agent works as an independent representative, comparing options from multiple insurance carriers to find coverage that fits each client’s specific boating habits. It approaches a typical job by first assessing vessel details and usage frequency, then tailoring a policy that balances necessary protection with manageable risk.
For those seeking one-time boat valuations or recurring policy adjustments, Coastal Insurance Brokers in Mt Pleasant, SC provides coverage tailored to local waterways and vessel types. Their agents assess risks from coastal weather and navigation, crafting policies that address liability, physical damage, and uninsured boater protection. Service offerings are structured on an as-needed basis, whether for seasonal updates, policy changes, or new boat acquisitions.
Chris von Lehe: Allstate Insurance offers specialized boat insurance policies tailored for vessels used in and around the Charleston area. It also provides broader personal insurance services to local residents. The agent helps boat owners protect their investment with coverage designed for risks like collision, theft, and liability on the waterways. Clients can receive guidance on protecting their watercraft during hurricane season, a critical concern for any Mt Pleasant, SC boat owner.
With spring bringing more frequent afternoon squalls across the Charleston Harbor, boat owners in Mt Pleasant look for reliable coverage on their vessels. Tom McQueeney’s State Farm Insurance agency offers policies tailored to local sailboats, center consoles, and coastal cruisers. Their agents understand the specific risks of mooring along the Wando River and Shem Creek. Coverage discussions start with a straightforward assessment of the boat’s winter storage location, cruising range, and current condition, leading to an inspection of hull and safety equipment before finalizing terms.
Goosehead Insurance - A.D. Lewis in Mt Pleasant, SC provides financial protection for boats and watercraft through tailored liability and physical damage policies. Beyond basic hull coverage, it can arrange specialized endorsements such as towing and roadside assistance, wreck removal, and coverage for fishing equipment and personal effects. The agency serves a wide range of commercial clients including marinas, boat dealerships, fishing charter operations, yacht repair facilities, and waterfront restaurants.
What Does a a Boat Insurance Agent in Mt Pleasant Cost?
Boat insurance costs in South Carolina typically range from 300 to 800 dollars per year for a standard policy on a mid-size boat. Factors like boat value engine power and your boating history affect the premium. High-value vessels or those used in saltwater may cost more. This is general information not insurance advice.
About boat insurance agents in Mt Pleasant
Boat insurance agents in Mt Pleasant South Carolina help you protect your vessel against damage liability and theft. South Carolina law requires liability insurance for boats with more than 15 horsepower or those operated on state waters. Local agents understand the unique risks of the Charleston Harbor and surrounding waterways.
Frequently Asked Questions
What does a boat insurance agent in Mt Pleasant do?
A boat insurance agent helps you find a policy that covers your specific boat type and usage. They explain coverage options like liability physical damage and uninsured boater protection. They also ensure you meet South Carolina minimum insurance requirements for your vessel.
Is boat insurance required in South Carolina?
Yes South Carolina requires liability insurance for boats with more than 15 horsepower. You must also have insurance if you operate a boat on state waters or store it at a marina. An agent can help you understand these legal requirements.
How do I choose a boat insurance agent in Mt Pleasant?
Look for an agent who specializes in marine insurance and knows local conditions like tides and storms. Ask about their experience with South Carolina regulations and claims processes. Compare quotes from multiple agents to find suitable coverage.
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