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Find Boat Insurance Agents Near You in Charleston, SC

Browse boat insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated boat insurance agent in Charleston, South Carolina is Maritime Insurance International, rated 5.0 stars across 524 reviews. Other highly rated options include Allison DiTullio - State Farm Insurance Agent, Harrell Insurance Agency, Chelsea Dow - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Charleston.

Showing 20 boat insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maritime Insurance International3 Lockwood Dr Suite 302A(843) 606-5270
2Allison DiTullio - State Farm Insurance Agent1941 Clements Ferry Rd Suite A(843) 856-2655
3Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
4Chelsea Dow - State Farm Insurance Agent2513 Savannah Hwy(843) 766-3665
5Pilothouse Insurance1527 Sam Rittenberg Blvd(843) 766-1318
6Kevin Shealy | Allstate Insurance781 St Andrews Blvd(843) 573-4777
7C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
8Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
9A & A Insurance1525 Sam Rittenberg Blvd(843) 571-5060
10Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
MI
3 Lockwood Dr Suite 302A
Maritime Insurance International
Boat Insurance Agent · Charleston, SC

Maritime Insurance International serves the Charleston, South Carolina metro area as a boat insurance agent. It helps boat owners find coverage for a range of watercraft, including yachts and personal watercraft. The agency works with multiple insurers to offer policies that address local needs, such as protection against storm damage and liability on coastal waterways. Its services include assisting clients with hull insurance for vessel physical damage and securing coverage for on-water towing and salvage operations.

AD
1941 Clements Ferry Rd Suite A
Allison DiTullio - State Farm Insurance Agent
Boat Insurance Agent · Charleston, SC

Allison DiTullio - State Farm Insurance Agent in Charleston, SC provides a variety of boat insurance options to protect watercraft from common risks on local waterways. Ongoing service includes assistance with policy reviews and filings for changes in coverage as conditions require. The agency helps owners secure appropriate liability and physical damage protection, backed by standard claims support through the national carrier. It services single-family homes, apartments, retail establishments, and restaurants in the greater Charleston area.

HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Boat Insurance Agent · Charleston, SC

Homeowners and businesses in Charleston, SC, looking for marine liability and physical damage coverage rely on Harrell Insurance Agency for boat insurance agent services. They help protect personal watercraft, yachts, and fishing vessels against common risks on local waterways. Policies are tailored for both seasonal and year-round boaters throughout the Charleston Harbor area. The agency also provides coverage for clients on neighboring James Island and surrounding coastal communities.

CD
2513 Savannah Hwy
Chelsea Dow - State Farm Insurance Agent
Boat Insurance Agent · Charleston, SC

Chelsea Dow - State Farm Insurance Agent serves the Charleston, South Carolina, area and its surrounding coastal communities. The agency handles boat insurance policies, addressing coverage for personal watercraft and larger vessels. An agent works with clients to assess their specific needs, including liability and physical damage protection. General industry practice involves evaluating the vessel's use, value, and storage details. The typical job is approached by reviewing individual boating habits and local maritime conditions to recommend an appropriate protection plan tailored to each unique situation.

PI
1527 Sam Rittenberg Blvd
Pilothouse Insurance
Boat Insurance Agent · Charleston, SC

Pilothouse Insurance in Charleston, SC offers boat owners both one-time policy placements for seasonal or short-term needs and recurring annual coverage options, with protection tailored to local waterways and coastal conditions. Policies typically cover liability, physical damage, and potential hazards such as storms or collisions. Service is arranged on an as-needed basis, with clients contacting the agency directly when a new policy is required or an existing one is up for renewal.

KS
781 St Andrews Blvd
Kevin Shealy | Allstate Insurance
Boat Insurance Agent · Charleston, SC

Kevin Shealy | Allstate Insurance offers boat insurance agent services in Charleston, SC. Its specialty is helping owners insure a range of local vessels, from fishing boats to cruisers. The agency guides clients through policies that bundle liability, physical damage, and equipment coverage, ensuring comprehensive protection. Each summer season, it advises mariners on navigating storm risks and hurricane preparations common along the South Carolina coast.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Boat Insurance Agent · Charleston, SC

As the summer boating season intensifies along the South Carolina coast, C. T. Lowndes & Company in Charleston provides tailored boat insurance coverage for local vessel owners. The agency understands the unique risks of navigating coastal waters and inland waterways, helping clients secure policies that address liability and physical damage. Every policy is reviewed to match the specific type of boat and its typical usage in the region. A thorough assessment of the vessel and its mooring situation initiates the coverage process.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Boat Insurance Agent · Charleston, SC

Taylor Agency focuses on securing the appropriate coverage for clients who own watercraft in the Charleston area. Their work includes tailoring policies with essential specialty endorsements for navigational ranges, hurricane haul-out provisions, and agreed value hull protection. They serve a range of commercial sectors including waterfront offices, boat storage warehouses, marine repair facilities, and dockside food service operations.

IN
1525 Sam Rittenberg Blvd
A & A Insurance
Boat Insurance Agent · Charleston, SC

A & A Insurance in Charleston, SC provides residential boat insurance for personal watercraft and recreational vessels. The agency also handles commercial marine coverage for vessels used in business operations, with policies available to clients throughout the Charleston area and surrounding coastal communities. Agents work directly with customers to tailor coverage for specific vessels and navigational areas, ensuring proper protection on local waterways. After initial policies are placed, the agency contacts customers for regular follow-ups and policy reviews between seasonal boat use and storage periods.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Boat Insurance Agent · Charleston, SC

Covenant Insurance Group LLC is known for providing boat insurance coverage for private watercraft owners in Charleston, SC. The agency serves clients with policies tailored to protect various vessels used on local waterways and coastal areas. General coverage options include hull damage, liability protection, and theft, which are common needs for area boaters. Additional specialty services include add-on coverage for towing and emergency assistance on the water.

GI
1184 Clements Ferry Rd Unit D
Goosehead Insurance - GooseheadSC - Lindsay Berkey
Boat Insurance Agent · Charleston, SC
(843) 680-8920
goosehead.com/agents/sc/charleston/lindsay-berkey
BI
7 Gamecock Ave Suite 706
Bridge Insurance
Boat Insurance Agent · Charleston, SC
(843) 974-5150
insurancecharleston.com
AI
3491 Shelby Ray Ct
Anderson Insurance Associates
Boat Insurance Agent · Charleston, SC
(843) 763-7525
aiasc.com
HI
27 Charlotte St
Hanham Insurance Agency
Boat Insurance Agent · Charleston, SC
(843) 276-1608
hanhaminsurance.com
MJ
2011 Bees Ferry Rd b
Mary Joseph - State Farm Insurance Agent
Boat Insurance Agent · Charleston, SC
(843) 766-1161
maryjosephagency.com
FB
60 Markfield Dr Ste 6
Farm Bureau Insurance
Boat Insurance Agent · Charleston, SC
(843) 766-3794
scfbins.com/office/charleston-office
CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Boat Insurance Agent · Charleston, SC
(843) 766-6316
cliffheathinsurance.com
GI
12-A Carriage Ln
Goosehead Insurance - Blake Robertson
Boat Insurance Agent · Charleston, SC
(843) 790-9321
goosehead.com/agents/sc/charleston/blake-robertson
GI
1387 Harbor View Rd
Goosehead Insurance - Heritage Harbor Insurance
Boat Insurance Agent · Charleston, SC
(843) 680-8925
goosehead.com/agents/sc/charleston/heritage-harbor-insurance
KI
451 Folly Rd ste 103
KMH Insurance Group
Boat Insurance Agent · Charleston, SC
(843) 408-1587
kmhinsurancesc.com

What Does a a Boat Insurance Agent in Charleston Cost?

Boat insurance costs in South Carolina vary widely based on boat value size and usage. A small fishing boat may cost 300 to 500 dollars per year while a large yacht can cost 2000 to 5000 dollars annually. Factors like your boating experience claim history and where you keep the boat also affect the premium. This is general information not insurance advice.

About boat insurance agents in Charleston

Boat insurance agents in Charleston South Carolina help you protect your vessel against risks like collision theft and storm damage. South Carolina law does not require boat insurance but many marinas and lenders do. Local agents know the unique needs of Lowcountry boaters including hurricane season and tidal waterways.

Frequently Asked Questions

Do I need boat insurance in Charleston South Carolina?

South Carolina state law does not require boat insurance for most vessels. However if you have a loan on your boat your lender will require it. Many marinas also require proof of liability coverage before you can dock your boat.

What does boat insurance typically cover in South Carolina?

Standard boat insurance policies cover physical damage to your boat from accidents fire theft and storms. Liability coverage protects you if you injure someone or damage another boat. You can add extras like towing fuel spill liability and personal effects coverage.

How do I find a boat insurance agent in Charleston?

You can search online for licensed agents in Charleston or ask at local marinas and boat dealerships. Verify the agent is licensed in South Carolina through the state Department of Insurance. Compare quotes from multiple agents to find suitable coverage.

Boat Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.