The top-rated boat insurance agent in Charleston, South Carolina is Maritime Insurance International, rated 5.0 stars across 524 reviews. Other highly rated options include Allison DiTullio - State Farm Insurance Agent, Harrell Insurance Agency, Chelsea Dow - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maritime Insurance International | 3 Lockwood Dr Suite 302A | (843) 606-5270 |
| 2 | Allison DiTullio - State Farm Insurance Agent | 1941 Clements Ferry Rd Suite A | (843) 856-2655 |
| 3 | Harrell Insurance Agency | 2000 Sam Rittenberg Blvd #124 | (843) 572-1500 |
| 4 | Chelsea Dow - State Farm Insurance Agent | 2513 Savannah Hwy | (843) 766-3665 |
| 5 | Pilothouse Insurance | 1527 Sam Rittenberg Blvd | (843) 766-1318 |
| 6 | Kevin Shealy | Allstate Insurance | 781 St Andrews Blvd | (843) 573-4777 |
| 7 | C. T. Lowndes & Company | 749 St Andrews Blvd | (843) 763-0120 |
| 8 | Taylor Agency | 147 Wappoo Creek Dr #502 | (843) 762-1805 |
| 9 | A & A Insurance | 1525 Sam Rittenberg Blvd | (843) 571-5060 |
| 10 | Covenant Insurance Group LLC | 1032 Savannah Hwy | (843) 795-0189 |
Maritime Insurance International serves the Charleston, South Carolina metro area as a boat insurance agent. It helps boat owners find coverage for a range of watercraft, including yachts and personal watercraft. The agency works with multiple insurers to offer policies that address local needs, such as protection against storm damage and liability on coastal waterways. Its services include assisting clients with hull insurance for vessel physical damage and securing coverage for on-water towing and salvage operations.
Allison DiTullio - State Farm Insurance Agent in Charleston, SC provides a variety of boat insurance options to protect watercraft from common risks on local waterways. Ongoing service includes assistance with policy reviews and filings for changes in coverage as conditions require. The agency helps owners secure appropriate liability and physical damage protection, backed by standard claims support through the national carrier. It services single-family homes, apartments, retail establishments, and restaurants in the greater Charleston area.
Homeowners and businesses in Charleston, SC, looking for marine liability and physical damage coverage rely on Harrell Insurance Agency for boat insurance agent services. They help protect personal watercraft, yachts, and fishing vessels against common risks on local waterways. Policies are tailored for both seasonal and year-round boaters throughout the Charleston Harbor area. The agency also provides coverage for clients on neighboring James Island and surrounding coastal communities.
Chelsea Dow - State Farm Insurance Agent serves the Charleston, South Carolina, area and its surrounding coastal communities. The agency handles boat insurance policies, addressing coverage for personal watercraft and larger vessels. An agent works with clients to assess their specific needs, including liability and physical damage protection. General industry practice involves evaluating the vessel's use, value, and storage details. The typical job is approached by reviewing individual boating habits and local maritime conditions to recommend an appropriate protection plan tailored to each unique situation.
Pilothouse Insurance in Charleston, SC offers boat owners both one-time policy placements for seasonal or short-term needs and recurring annual coverage options, with protection tailored to local waterways and coastal conditions. Policies typically cover liability, physical damage, and potential hazards such as storms or collisions. Service is arranged on an as-needed basis, with clients contacting the agency directly when a new policy is required or an existing one is up for renewal.
Kevin Shealy | Allstate Insurance offers boat insurance agent services in Charleston, SC. Its specialty is helping owners insure a range of local vessels, from fishing boats to cruisers. The agency guides clients through policies that bundle liability, physical damage, and equipment coverage, ensuring comprehensive protection. Each summer season, it advises mariners on navigating storm risks and hurricane preparations common along the South Carolina coast.
As the summer boating season intensifies along the South Carolina coast, C. T. Lowndes & Company in Charleston provides tailored boat insurance coverage for local vessel owners. The agency understands the unique risks of navigating coastal waters and inland waterways, helping clients secure policies that address liability and physical damage. Every policy is reviewed to match the specific type of boat and its typical usage in the region. A thorough assessment of the vessel and its mooring situation initiates the coverage process.
Taylor Agency focuses on securing the appropriate coverage for clients who own watercraft in the Charleston area. Their work includes tailoring policies with essential specialty endorsements for navigational ranges, hurricane haul-out provisions, and agreed value hull protection. They serve a range of commercial sectors including waterfront offices, boat storage warehouses, marine repair facilities, and dockside food service operations.
A & A Insurance in Charleston, SC provides residential boat insurance for personal watercraft and recreational vessels. The agency also handles commercial marine coverage for vessels used in business operations, with policies available to clients throughout the Charleston area and surrounding coastal communities. Agents work directly with customers to tailor coverage for specific vessels and navigational areas, ensuring proper protection on local waterways. After initial policies are placed, the agency contacts customers for regular follow-ups and policy reviews between seasonal boat use and storage periods.
Covenant Insurance Group LLC is known for providing boat insurance coverage for private watercraft owners in Charleston, SC. The agency serves clients with policies tailored to protect various vessels used on local waterways and coastal areas. General coverage options include hull damage, liability protection, and theft, which are common needs for area boaters. Additional specialty services include add-on coverage for towing and emergency assistance on the water.
What Does a a Boat Insurance Agent in Charleston Cost?
Boat insurance costs in South Carolina vary widely based on boat value size and usage. A small fishing boat may cost 300 to 500 dollars per year while a large yacht can cost 2000 to 5000 dollars annually. Factors like your boating experience claim history and where you keep the boat also affect the premium. This is general information not insurance advice.
About boat insurance agents in Charleston
Boat insurance agents in Charleston South Carolina help you protect your vessel against risks like collision theft and storm damage. South Carolina law does not require boat insurance but many marinas and lenders do. Local agents know the unique needs of Lowcountry boaters including hurricane season and tidal waterways.
Frequently Asked Questions
Do I need boat insurance in Charleston South Carolina?
South Carolina state law does not require boat insurance for most vessels. However if you have a loan on your boat your lender will require it. Many marinas also require proof of liability coverage before you can dock your boat.
What does boat insurance typically cover in South Carolina?
Standard boat insurance policies cover physical damage to your boat from accidents fire theft and storms. Liability coverage protects you if you injure someone or damage another boat. You can add extras like towing fuel spill liability and personal effects coverage.
How do I find a boat insurance agent in Charleston?
You can search online for licensed agents in Charleston or ask at local marinas and boat dealerships. Verify the agent is licensed in South Carolina through the state Department of Insurance. Compare quotes from multiple agents to find suitable coverage.
Boat Insurance Agents in Other South Carolina Cities
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