The top-rated boat insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Sexton's Marine. This directory lists 13 boat insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Sexton's Marine | 3576 US-421 Scenic | (423) 878-5555 |
| 5 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 6 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 7 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 8 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 9 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 10 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, TN area as a provider of boat insurance coverage. The agency helps local boat owners secure policies that protect their watercraft from common risks on area lakes and rivers. Tailored plans can address liability concerns while navigating regional waterways. Coverage options typically include protection for physical damage, theft, and towing assistance. This agency also handles quotes for personal watercraft insurance, meeting the needs of homeowners and recreational users alike.
Mike Adams - State Farm Insurance Agent in Bristol, TN provides boat insurance coverage for personal watercraft and larger vessels, helping clients protect their investments on area lakes and rivers. The agency offers assistance with selecting appropriate liability limits and physical damage protection, tailoring each policy to the owner’s specific usage. It regularly reviews coverage options to reflect changing boat values and seasonal needs. The agency serves owners of single-family homes with attached boat storage, as well as customers with recreational properties and lakefront rental cottages.
Barbara Williams - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Bristol, TN area, offering boat insurance coverage to protect watercraft from common risks on area lakes and rivers. Policies may be tailored for fishing boats, pontoons, or larger vessels, addressing liability and physical damage needs. The agency also provides guidance on year-round storage considerations during Tennessee winters. This office additionally covers clients in the neighboring Kingsport metropolitan region.
Sexton's Marine serves boat owners in Bristol, Tennessee, and surrounding communities in Sullivan County. It handles marine insurance policies for a range of watercraft, including runabouts, pontoons, and fishing boats common to area lakes. The agency focuses on coverage for liability, physical damage, and uninsured boater risks. To handle a typical job, it reviews each client's specific vessel and usage, then compares standard regional options to find appropriate protection.
Whether seeking a single policy for a standalone vessel or ongoing protection through annual renewals, Jim Embree Insurance in Bristol, TN provides coverage for boats used on local lakes and rivers. Their standard policies typically safeguard against physical damage, theft, and liability for on-water incidents. Service arrangements are flexible, with options available on a one-time basis for short-term needs or as a recurring scheduled program through regular policy cycles.
When the spring rains and high winds sweep through the Tri-Cities region, boat owners in the Bristol area begin assessing their coverage for the upcoming season. Shelter Insurance - Justin Horn provides boat insurance policies designed to protect watercraft against local hazards like storms and debris. They work with clients to understand hull value and storage conditions before finalizing a plan. The process typically begins with a phone consultation to verify the vessel's details, followed by a physical inspection of the boat to confirm its current condition and safety equipment.
Burnette & Associates Insurance in Bristol, TN specializes in providing boat insurance for a variety of watercraft, including personal speedboats and fishing vessels. The agency’s general service work focuses on securing liability coverage and physical damage protection for boat owners navigating area lakes and rivers. Each policy is tailored to address the unique risks of local waterways. For seasonal boaters, the agency helps arrange proper coverage during winter layup periods to protect vessels stored ashore from potential storm or theft damage.
Farm Bureau Insurance serves Bristol, Tennessee, and the surrounding communities in the Tri-Cities region. It handles boat insurance policies for personal watercraft, sailboats, and larger recreational vessels. This agent works to protect clients from liability and physical damage on popular area lakes like Boone and South Holston. A typical job involves reviewing the owner's boating experience and the vessel’s value to identify proper coverage limits and deductibles. It then presents tailored quotes that address local navigational hazards and seasonal storage risks.
Serving the Bristol area, Burke, Powers & Harty, Inc. provides boat insurance agency services, specializing in coverage for watercraft. For clients who need additional protection, it can arrange liability, physical damage, and medical payments coverage tailored to individual vessels. Policies are structured to protect boaters against common risks on area lakes and rivers. The agency can also extend its marine-focused expertise to serve clients in related commercial sectors, including offices, warehouses, and food service establishments.
The Buddy Crump Insurance Agency Inc provides boat insurance services to residential clients in Bristol, TN. It also offers commercial marine coverage for businesses operating watercraft in the region. The agency serves customers throughout the local area and surrounding communities. Policies are arranged to address the specific risks for boats and personal watercraft used on area lakes and rivers. Staff can assist with tailored policy options for varying types of water vessels. The agency welcomes follow-up inquiries and repeat service to adjust coverage between routine policy cycle visits.
What Does a a Boat Insurance Agent in Bristol Cost?
Boat insurance costs in Tennessee typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger or faster vessels may cost 1,000 to 2,500 dollars annually. Factors include boat value, horsepower, safety features, and your boating history. This is general information and not insurance advice.
About boat insurance agents in Bristol
Boat insurance agents in Bristol Tennessee help owners protect their watercraft on South Holston Lake and the Holston River. Tennessee law requires liability coverage for motorized boats operated on public waters. Local agents can tailor policies to cover fishing boats, pontoons, and high-performance vessels common in the region.
Frequently Asked Questions
What does boat insurance cover in Tennessee?
Boat insurance in Tennessee typically covers liability for bodily injury and property damage, physical damage to your boat from collision or theft, and medical payments. It may also include uninsured boater coverage and towing assistance.
Is boat insurance required by law in Tennessee?
Tennessee does not require boat insurance for registration, but it is mandatory if you finance your boat. The Tennessee Wildlife Resources Agency recommends liability coverage for all motorized vessels on public waters.
How do I choose a boat insurance agent in Bristol?
Look for an agent who specializes in marine insurance and knows local waterways like South Holston Lake and Boone Lake. Ask about coverage for your specific boat type and whether they offer policies from multiple carriers.
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