The top-rated boat insurance agent in Gallatin, Tennessee is Jeannie Gregory - State Farm Insurance Agent, rated 4.9 stars across 732 reviews. Other highly rated options include Marilee Thomson - State Farm Insurance Agent, Gaffney Insurance Agency & Financial Services LLC, Johnson Family Insurance. This directory lists 20 boat insurance agents serving Gallatin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeannie Gregory - State Farm Insurance Agent | 180 Belvedere Dr N Suite 2 | (615) 452-7133 |
| 2 | Marilee Thomson - State Farm Insurance Agent | 1172 Nashville Pike | (615) 452-1303 |
| 3 | Gaffney Insurance Agency & Financial Services LLC | 180 Belvedere Dr N STE 11 | (615) 452-5588 |
| 4 | Johnson Family Insurance | 1517 Hunt Club Blvd Suite 100 | (615) 420-6410 |
| 5 | Farmers Insurance - Elizabeth Hobdy Jones | 402 Maple St | (615) 452-7037 |
| 6 | Matthew Thomson - State Farm Insurance Agent | 221 N Water Ave | (615) 452-5735 |
| 7 | Larry Maynard: Allstate Insurance | 208 N Locust Ave | (615) 452-1500 |
| 8 | Choice One Insurance Services | 180 Belvedere Dr N Suite 14A | (615) 633-3467 |
| 9 | Lee Raines Insurance Agency | 819 N Water Ave | (615) 452-5833 |
| 10 | Defender Insurance LLC | 170 W Franklin St | (615) 490-4932 |
Jeannie Gregory - State Farm Insurance Agent provides boat insurance coverage in Gallatin and surrounding Sumner County areas. The agency assists boat owners with protecting their watercraft against common risks such as accidents, theft, and weather damage. Policies are designed to cover various boat types, including pontoons, fishing boats, and personal watercraft. This local agent works to match each vessel operator with liability protection and coverage for physical damage from collisions or storms. The agency handles comprehensive and collision coverage options for boats kept on local lakes and rivers.
Marilee Thomson - State Farm Insurance Agent in Gallatin, TN, offers a full range of boat insurance policies, including liability coverage and protection for physical damage to watercraft and motors. Service and maintenance plans are available to help clients manage ongoing safety and compliance needs throughout the boating season. The agency handles policies for all types of watercraft in the region, from small kayaks lake-use pontoon boats. It also services insurance needs for single-family homes, apartments, retail, and restaurants.
Gaffney Insurance Agency & Financial Services LLC in Gallatin, TN serves local homeowners protecting their boats and personal watercraft. It offers boat insurance policies tailored for residents with recreational vessels on nearby lakes and rivers. The agency works to secure coverage for liability, physical damage, and additional marine exposures. Its services also extend to families and individuals seeking straightforward insurance guidance. Hendersonville and other areas of the Sumner County metro region are within the agency’s service territory for boat insurance.
Serving Gallatin and the surrounding Sumner County communities, Johnson Family Insurance acts as a boat insurance agent. It handles coverage for various watercraft, including fishing boats and personal watercraft, commonly found on local lakes like Old Hickory. Its approach to a typical job involves carefully assessing the client's specific vessel, its value, and typical usage patterns, then explaining policy options to select appropriate liability and physical damage coverage for the season.
Farmers Insurance - Elizabeth Hobdy Jones offers boat owners the choice between a one-time policy for a single season and a recurring annual plan that provides ongoing protection without a lapse in coverage. Coverage typically includes physical damage, liability for on-water incidents, and safeguards against theft or storm-related losses. The agency serves the Gallatin, TN area and surrounding communities. Service operates on an as-needed basis, allowing clients to schedule consultations or file claims by contacting the office directly when the need arises.
When offering comprehensive boat insurance services, Matthew Thomson - State Farm Insurance Agent in Gallatin, TN specializes in coverage for various watercraft including fishing boats, pontoons, and personal watercraft. Its general service work includes helping local boat owners customize policies that protect against damage, liability, and theft. The agency regularly assists clients with specific seasonal concerns such as properly insuring a vessel before launching it for the spring and summer boating season.
Spring brings heavy rains to Middle Tennessee, often causing rising lake levels on Old Hickory and Cumberland that threaten docked boats. Larry Maynard: Allstate Insurance in Gallatin provides coverage plans for personal watercraft and sailboats against storm damage and theft. An agent reviews hull value and typical navigation patterns to match policies with local conditions. After the discussion, a physical inspection of the vessel verifies its condition and mooring arrangement before binding the contract.
Choice One Insurance Services helps boat owners in the Gallatin, Tennessee area protect their watercraft from common risks such as collision, theft, and storm damage. It can also arrange specialized coverages like liability protection on the water, wreckage removal, and personal property coverage for equipment inside the boat. The agency serves commercial sectors including office-based operations, warehouse facilities, and food service businesses.
Serving both residential and commercial clients, Lee Raines Insurance Agency provides boat insurance coverage in the Gallatin, TN area. Policies protect personal watercraft and commercial vessels alike, addressing the risks regional waterways present. A thorough initial consultation identifies specific coverage needs for each customer’s boat type and usage. The agent ensures clients understand policy details before purchase. After claims or policy changes, the office follows up to confirm satisfaction and can adjust coverage before the next regular policy review.
Defender Insurance LLC, a boat insurance agent in Gallatin, TN, helps local boat owners secure liability and physical damage coverage for their watercraft. The agency assists clients with policies that protect against common risks such as collisions, theft, and storm damage on nearby lakes and rivers. It serves owners of fishing boats, pontoons, and personal watercraft. In addition to standard hull insurance, the agency offers specialized add-on coverage for onboard equipment and trailers.
What Does a a Boat Insurance Agent in Gallatin Cost?
Boat insurance costs in Tennessee typically range from 200 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats may cost 1,000 dollars or more annually. Factors include boat value, horsepower, navigation area, and your claims history. This is general information, not insurance advice.
About boat insurance agents in Gallatin
Boat insurance agents in Gallatin, Tennessee help protect your watercraft on Old Hickory Lake and the Cumberland River. Tennessee law does not require boat insurance for most vessels, but marinas and lenders often require liability coverage. A local agent can guide you through hull coverage, liability limits, and uninsured boater protection specific to Tennessee waterways.
Frequently Asked Questions
Is boat insurance required in Tennessee?
Tennessee does not mandate boat insurance for most recreational vessels. However, lenders and marinas may require it. Liability coverage is strongly recommended to protect against accidents on public waters.
What does boat insurance typically cover in Gallatin?
Standard boat insurance policies include liability for bodily injury and property damage, physical damage to the boat, and medical payments. Many policies also cover towing and salvage on Old Hickory Lake.
How do I find a boat insurance agent in Gallatin?
You can search online for local independent agents or contact major insurers with offices in Sumner County. Ask about policies that include coverage for fishing equipment and trailer liability.
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