The top-rated boat insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 18 boat insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Simmons - State Farm Insurance Agent | 7730 Wolf River Blvd Suite 109 | (901) 755-7190 |
| 2 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 3 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 4 | Davis McCord - State Farm Insurance Agent | 8608 Farmington Blvd Ste 3 | (901) 755-6110 |
| 5 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 6 | Brandon Tate - State Farm Insurance Agent | 9091 Poplar Ave # 102 | (901) 266-0070 |
| 7 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 8 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 9 | Matt Haaga - State Farm Insurance Agent | 7871 Farmington Blvd | (901) 755-5200 |
| 10 | Farm Bureau Insurance | 9155 Poplar Ave suite 13 | (901) 538-7200 |
Frank Simmons - State Farm Insurance Agent serves the Germantown, TN, metro area and provides boat insurance coverage for local watercraft owners. The agency works with clients to protect vessels against standard risks including liability, physical damage, and weather-related incidents. Policy options are designed to cover a range of personal watercraft used on area lakes and rivers. The agent assists with comprehensive plans that may include coverage for trailers and equipment. This location handles new policy quotes and claims assistance for insured boat owners in the region.
Caleb Hollingsworth - State Farm Insurance Agent in Germantown, TN, provides comprehensive boat insurance services, including coverage for liability, physical damage, and equipment. It offers annual policy reviews and claim assistance to help maintain proper protection. The agency also advises on safe docking and storage practices for local waterways. Its service properties include single-family homes with boat docks, apartments near marinas, retail establishments that rent watercraft, and restaurants situated along rivers or lakes.
Alisha Dumas, a State Farm Insurance agent in Germantown, Tennessee, serves local homeowners and boat owners seeking coverage for watercraft like speedboats and pontoons. Her agency provides boat insurance policies that help protect vessels from damage, theft, and liability on nearby lakes and rivers. Customers can also discuss bundling boat coverage with their existing auto or home policies for potential savings. The agency additionally serves clients in the Memphis metropolitan area, including communities such as Collierville and Bartlett, Tennessee.
Serving Germantown, Tennessee, and the surrounding communities along the Memphis-area waterways, Davis McCord - State Farm Insurance Agent handles boat insurance policies for local vessel owners. It covers typical risks associated with watercraft, including liability, physical damage, and theft for sailboats and powerboats alike. The company focuses on assessing each client's specific needs for their particular type of boat and its frequent usage patterns before customizing a coverage plan. For a typical job, it begins by reviewing the client's current policy and boating habits to adjust deductibles and liability limits.
Some boat owners book a single policy review, while others arrange recurring annual assessments of their coverage needs. Michael Duel: Allstate Insurance in Germantown, TN, helps clients navigate liability limits, physical damage protection, and provisions for towing or salvage. This agency addresses the specific risks of operating watercraft on local lakes and rivers. Individualized quotes match each boat’s value and typical usage. Service consultations, policy renewals, and claims support are all available on an as-needed basis.
Brandon Tate - State Farm Insurance Agent in Germantown, TN provides specialty boat insurance coverage tailored for personal watercraft, sailboats, and yachts. Beyond standard policies, the agency assists clients with liability, physical damage, and towing protection needs. Navigating Germantown’s nearby lakes and river systems often requires reviews of coverage limitations. The agency further helps prepare for seasonal weather concerns, including storm-related damage or hail risks that arise during spring and summer months.
Shoemaker Insurance Solutions in Germantown, TN assists clients with their property and liability coverage needs. The agency offers specialized boat insurance protection for watercraft, addressing risks such as collision, theft, and weather-related damage. Local boat owners can secure policies that safeguard both personal and family recreational vessels. In addition to marine insurance, this agency provides commercial coverage for offices, warehouses, and food service operations.
With summer boating season approaching on the lakes near Germantown, Thompson Insurance Agency provides boat owners with coverage tailored to local waterways and storage conditions. The agency explains liability protections for vessel operation and hull damage risks from storms or dock collisions common in the area. By reviewing navigational habits and whether the craft is trailered or moored, the agent determines appropriate policy limits and deductibles. An initial assessment includes verifying the boat's documentation, safety equipment, and prior claims history before any quote is prepared.
Matt Haaga - State Farm Insurance Agent in Germantown, TN, serves residential boat owners with tailored coverage for personal watercraft and yachts. The agency also extends commercial policies to cover watercraft used for business purposes throughout the Germantown area and surrounding Shelby County communities. An agent provides policy reviews and claims assistance to ensure proper protection on local lakes and rivers. This office schedules follow-up conversations between regular seasonal visits to adjust coverage as needed.
Farm Bureau Insurance serves homeowners and boat owners in Germantown, Tennessee, by offering boat insurance policies that protect against common risks on local waterways. This agency helps clients select coverage tailored to their watercraft needs, including liability and physical damage protection. Its representatives provide straightforward guidance for seasonal and year-round boaters alike. In addition to serving Germantown, the agency also extends its boat insurance services to the neighboring community of Collierville.
What Does a a Boat Insurance Agent in Germantown Cost?
Typical boat insurance in Tennessee costs between 200 and 600 dollars per year for a standard runabout. Larger yachts or high performance boats may cost 800 to 2000 dollars annually. Factors like safety equipment and claims history also affect the price. This is general information and not insurance advice.
About boat insurance agents in Germantown
Boat insurance agents in Germantown Tennessee help protect your watercraft from risks on the Mississippi River and local lakes. Tennessee law does not require boat insurance but marinas and lenders often mandate it. An agent can explain hull coverage liability and uninsured boater protection specific to Tennessee waters.
Frequently Asked Questions
What does a boat insurance agent in Germantown do?
A boat insurance agent in Germantown helps you choose a policy that covers physical damage liability and medical payments. They can also advise on Tennessee specific risks like storms on Pickwick Lake. Agents compare policies from multiple insurers to find suitable coverage for your boat.
Is boat insurance required in Tennessee?
Tennessee does not require boat insurance by state law. However lenders and marinas often require proof of coverage. An agent can help you meet these requirements while protecting your investment.
What factors affect boat insurance cost in Germantown?
Costs depend on boat value horsepower age and your boating experience. Location on the Mississippi River or a lake also influences premiums. An agent can explain how deductibles and coverage limits change your rate.
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