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Find Boat Insurance Agents Near You in Germantown, TN

Browse boat insurance agents serving Germantown, Tennessee. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Germantown, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 18 boat insurance agents in Germantown, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank Simmons - State Farm Insurance Agent
7730 Wolf River Blvd Suite 109, Germantown, TN 38138
(901) 755-7190 franksimmons.net
Caleb Hollingsworth - State Farm Insurance Agent
3059 Forest Hill Irene Rd #103, Germantown, TN 38138
(901) 755-3100 insuremidsouth.com
Alisha Dumas - State Farm Insurance Agent
2135 Merchants Row STE 5, Germantown, TN 38138
(901) 755-5551 alishadumas.com
Davis McCord - State Farm Insurance Agent
8608 Farmington Blvd Ste 3, Germantown, TN 38139
(901) 755-6110 davismccord.com
Michael Duel: Allstate Insurance
7608 Poplar Pike, Germantown, TN 38138
(901) 767-7131 agents.allstate.com
Brandon Tate - State Farm Insurance Agent
9091 Poplar Ave # 102, Germantown, TN 38138
(901) 266-0070 tatesf.com
Thompson Insurance Agency
2298 S Germantown Rd # 1, Germantown, TN 38138
(901) 402-0779 thompinsurance.com
Shoemaker Insurance Solutions
2176 West St Suite 202, Germantown, TN 38138
(901) 757-5757 shoemakerins.com
Matt Haaga - State Farm Insurance Agent
7871 Farmington Blvd, Germantown, TN 38138
(901) 755-5200 matthaaga2.com
Farm Bureau Insurance
9155 Poplar Ave suite 13, Germantown, TN 38138
(901) 538-7200 fbitn.com
Monty Lester - State Farm Insurance Agent
2012 Exeter Rd, Germantown, TN 38138
(901) 753-2121 montylester.com
McDonald Insurance and Financial Services
9947 Wolf River Blvd #110, Germantown, TN 38139
(901) 854-5054
David Peterson - State Farm Insurance Agent
3093 Forest Hill Irene Rd Ste 103, Germantown, TN 38138
(901) 683-7472 davidpeterson.biz
Comparion Insurance Agency
3050 Forest Hill Irene Rd Suite 103, Germantown, TN 38138
(901) 624-8227 comparioninsurance.com
Linder Insurance Agency LLC
7716 Poplar Pike, Germantown, TN 38138
(901) 754-9339 linderinsurance.com
Reliable Co Insurance TN
6815 Poplar Ave, Germantown, TN 38138
(615) 813-7034
Collierville Insurance Agency
3454 S Houston Levee Rd, Germantown, TN 38139
(901) 853-7800 insuranceoftn.com
Brightway Insurance, The Andersen Agency
2129 West St #214, Germantown, TN 38138
(901) 878-3244 brightway.com

Boat insurance agents in Germantown Tennessee help protect your watercraft from risks on the Mississippi River and local lakes. Tennessee law does not require boat insurance but marinas and lenders often mandate it. An agent can explain hull coverage liability and uninsured boater protection specific to Tennessee waters.

What Does a Boat Insurance Agent in Germantown Cost?

Typical boat insurance in Tennessee costs between 200 and 600 dollars per year for a standard runabout. Larger yachts or high performance boats may cost 800 to 2000 dollars annually. Factors like safety equipment and claims history also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a boat insurance agent in Germantown do?
A boat insurance agent in Germantown helps you choose a policy that covers physical damage liability and medical payments. They can also advise on Tennessee specific risks like storms on Pickwick Lake. Agents compare policies from multiple insurers to find suitable coverage for your boat.
Is boat insurance required in Tennessee?
Tennessee does not require boat insurance by state law. However lenders and marinas often require proof of coverage. An agent can help you meet these requirements while protecting your investment.
What factors affect boat insurance cost in Germantown?
Costs depend on boat value horsepower age and your boating experience. Location on the Mississippi River or a lake also influences premiums. An agent can explain how deductibles and coverage limits change your rate.