The top-rated boat insurance agent in Bountiful, Utah is Farmers Insurance - Mason Crapo, rated 5.0 stars across 677 reviews. Other highly rated options include John Henry Smith Insurance, Chad Bangerter: Allstate Insurance, Matt Culligan - State Farm Insurance Agent. This directory lists 16 boat insurance agents serving Bountiful.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Mason Crapo | 106 W 500 S Suite 100 | (801) 683-3668 |
| 2 | John Henry Smith Insurance | 563 W 2600 S | (801) 683-3200 |
| 3 | Chad Bangerter: Allstate Insurance | 48 400 S | (801) 797-2799 |
| 4 | Matt Culligan - State Farm Insurance Agent | 535 W 500 S #5 | (801) 335-9016 |
| 5 | Curtis J. Vernon Insurance | 46 W 200 S | (801) 292-5529 |
| 6 | CLEAR Insurance Solutions | 110 N Main St | (801) 292-5327 |
| 7 | Axcess Insurance Group | 3263 US-89 #400 | (801) 295-0754 |
| 8 | Goosehead Insurance - Patrick Packer | 74 500 S # 110 | (801) 889-1395 |
| 9 | Jone Olson - State Farm Insurance | 94 W 200 N | (801) 292-8413 |
| 10 | Heather Hansen American Family Insurance | 1468 N Main St | (801) 296-2557 |
Farmers Insurance - Mason Crapo serves the Bountiful, Utah area, providing boat insurance agency services for recreational watercraft owners. It offers coverage policies tailored to protect boats, personal watercraft, and other marine vessels from common risks on local lakes and reservoirs. A key part of its work involves helping clients select appropriate hull insurance to guard against physical damage. It also handles liability protection for accidents occurring on the water.
John Henry Smith Insurance in Bountiful, UT, provides a full range of boat insurance services, including coverage for liability, physical damage, and personal property. It also offers routine policy reviews and claims assistance to ensure continued protection. The agency handles customized plans tailored to different watercraft and boating habits in the local area, from small fishing boats to larger recreational vessels. It services single-family homes, apartments, retail, and restaurants.
Homeowners and property managers in Bountiful, Utah, turn to Chad Bangerter: Allstate Insurance for tailored boat insurance coverage. This agency helps local boat owners protect their watercraft against common risks on nearby reservoirs and lakes. Policies are designed to cover damage, liability, and other challenges specific to recreational boating in the region. The agent also serves clients in surrounding communities within the northern Salt Lake Valley area.
Serving Bountiful, Utah, and the surrounding communities along the Wasatch Front, Matt Culligan - State Farm Insurance Agent offers boat insurance coverage for personal watercraft, sailboats, and motorized vessels. Typical policies address liability for accidents on the Great Salt Lake and nearby reservoirs, along with physical damage from weather events or collisions. To handle a specific job, the agency first reviews each vessel’s value and typical seasonal use to match a policy that covers on-water risks without overextending unnecessary protection for inland storage periods.
For occasional boat use, a seasonal policy offers coverage only when the vessel is in the water, while an annual plan provides ongoing protection against theft, weather damage, and liability throughout the year. Curtis J. Vernon Insurance in Bountiful, UT, helps clients choose between these two structures based on local lake and storage conditions. Coverage typically includes physical damage, medical payments, and uninsured boater protection. This agent advises on customizing deductibles and hull values. Service is available on both a scheduled annual basis and on an as-needed basis for single-trip policies.
CLEAR Insurance Solutions in Bountiful, UT, specializes in providing liability, damage, and theft coverage for boats used on the Great Salt Lake and nearby reservoirs. It assists customers with tailoring policies for fishing boats, personal watercraft, and yachts without requiring bundling with home or auto policies. Working with several seasonal insurers, it focuses on helping boat owners adjust coverage ahead of the active spring launching period when inexperienced operators increase accident risks.
Axcess Insurance Group works with boat owners in Bountiful, UT, to secure coverage for watercraft against damage, theft, and liability. The agency can help tailor policies with additional protection for accessories, trailers, and emergency towing on area lakes. Its services extend to residential clients with personal watercraft and commercial ventures needing more complex risk management. Axcess Insurance Group also serves offices that maintain corporate vessels and food service operations with dock-side facilities.
Located in Bountiful, Utah, Goosehead Insurance - Patrick Packer provides residential boat insurance for local policyholders. The agency also offers commercial marine coverage for businesses operating watercraft in nearby lakes and reservoirs across the region. Each policy is tailored to protect vessels from common risks, including weather damage, theft, and liability during operation. After an initial policy is set, agents are available to assist with modifications or claims between regular seasonal visits to ensure continued coverage.
Jone Olson - State Farm Insurance in Bountiful, UT, provides boat insurance coverage for recreational watercraft owners in the region. Policies typically protect against physical damage, liability, and theft while on water or land transport. The agent can help tailor deductibles and liability limits to match a boater’s needs and budget. A specialty service available is adding on coverage for personal property kept on board, such as fishing equipment or electronics.
As winter ice recedes from Utah's reservoirs each spring, boat owners in Bountiful begin preparing their vessels for another season on the water. Heather Hansen American Family Insurance offers tailored boat insurance policies to protect these investments against common regional risks, including storms on Great Salt Lake and towing accidents on nearby mountain highways. Each policy is custom-fit to the specific boat model and its typical usage patterns across local waterways. The process begins with a thorough inspection of the vessel’s condition and an initial assessment of coverage needs.
What Does a a Boat Insurance Agent in Bountiful Cost?
Typical boat insurance costs in Utah range from 200 to 800 dollars per year for basic liability coverage on a small boat. For larger vessels or full coverage with physical damage premiums can be 500 to 2000 dollars annually. Factors like boat value horsepower and claims history affect the price. This is general information not insurance advice.
About boat insurance agents in Bountiful
Boat insurance agents in Bountiful Utah help you protect your watercraft on the Great Salt Lake and nearby reservoirs. Utah law requires liability insurance for motorized boats operated on public waters. Local agents can guide you through coverage options that meet state requirements.
Frequently Asked Questions
What does a boat insurance agent in Bountiful do?
A boat insurance agent helps you find a policy that covers physical damage liability and medical payments for your watercraft. They explain Utah specific requirements such as minimum liability limits for motorized boats. Agents also assist with claims and policy changes.
Is boat insurance required in Utah?
Yes Utah law requires liability insurance for any motorized boat operated on public waters. Minimum liability limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 15000 dollars for property damage. Your agent can help you meet these requirements.
What factors affect boat insurance cost in Bountiful?
Costs depend on the boat type value horsepower and your boating experience. Storage location and navigation area also matter. Utah agents consider local risks like weather on the Great Salt Lake and traffic on nearby reservoirs.
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