The top-rated boat insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Zach Hadley Insurance LLC - Platinum Group, David Jarnagin Insurance - Platinum Insurance Group. This directory lists 12 boat insurance agents serving Kaysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Graham - State Farm Insurance Agent | 577 Main St | (801) 513-5490 |
| 2 | Affinity Insurance Group | 459 N 300 W UNIT 16 | (801) 683-8342 |
| 3 | Zach Hadley Insurance LLC - Platinum Group | 610 N Kays Dr Ste 102 | (801) 719-6661 |
| 4 | David Jarnagin Insurance - Platinum Insurance Group | 1188 Sportsplex Dr #104 | (385) 262-2961 |
| 5 | Choice Plus Insurance | 612 N Kays Dr Suite 120 | (801) 825-8165 |
| 6 | Metcalfe and Associates | 1 W 100 S | (801) 444-0227 |
| 7 | Farmers Insurance - Bob Hackmeister | 378 S Main St | (801) 546-1818 |
| 8 | Doug Wood - State Farm Insurance Agent | 38 E 200 N | (801) 544-2911 |
| 9 | MVP Insurance Agency | 475 N 300 W #15 | (801) 769-6655 |
| 10 | 1 Stop Shop Insurance | 330 N Main St | (801) 452-5588 |
Ken Graham - State Farm Insurance Agent serves the Kaysville, UT area and surrounding communities by providing boat insurance solutions for local watercraft owners. Policies are designed to protect recreational boats, yachts, and personal watercraft against common risks on nearby lakes and reservoirs. Coverage options typically address liability, physical damage, and towing assistance. The agency tailors each policy to match the specific needs of boaters navigating Utah’s inland waterways. Among the services it handles are comprehensive hull protection and uninsured boater coverage for area customers.
Affinity Insurance Group provides comprehensive boat insurance services for clients in Kaysville, UT, offering coverage options that protect watercraft against damage, theft, and liability. Ongoing service plans are available to help policyholders review their coverage and adjust for changing conditions or new vessels. The company handles insurance for a wide range of boats and personal watercraft, including sailboats, fishing boats, and yachts. It services properties such as single-family homes, apartments, retail businesses, and restaurants, tailoring policies to the unique risks of each type of real estate.
Homeowners and business owners in Kaysville, UT, turn to Zach Hadley Insurance LLC - Platinum Group for their boat insurance needs. The agency helps clients protect watercraft against common risks on local reservoirs and lakes. Policies are tailored to cover liability, physical damage, and equipment loss. With a focus on supporting recreational boaters in northern Utah, the agency also extends its coverage to neighboring communities such as Farmington.
David Jarnagin Insurance - Platinum Insurance Group serves boat owners in Kaysville, Utah, and the surrounding communities of Davis County. The agency handles insurance coverage for a range of watercraft, including fishing boats, personal watercraft, and larger cruisers. It focuses on finding appropriate liability and physical damage protection for each client's specific vessel. When handling a typical job, the agent first reviews the boat's value and usage before matching it with a suitable policy.
Whether boat owners require a one-time policy for seasonal use or a recurring annual plan for frequent voyages, a local boat insurance agent structures coverage to fit different needs. For those in the Kaysville area, this typically includes protection for physical damage, liability, and equipment on the water and during transport. As a boat insurance agent, the team at Choice Plus Insurance provides coverage guidance tailored to local conditions. Service for quotes and policy inquiries runs on an as-needed basis.
Metcalfe and Associates, a boat insurance agency in Kaysville, UT, specializes in coverage for a variety of watercraft, including personal sailboats, fishing boats, and high-performance power vessels. It works to match each client with an appropriate policy based on their specific vessel type, usage patterns, and lake or river operation preferences. The agency also assists local boaters with coverage considerations related to lay-up periods during the winter months, helping protect vessels stored on trailers or at marinas.
Farmers Insurance - Bob Hackmeister provides boat insurance for clients in Kaysville, UT, covering vessels of various sizes and types. As a boat insurance agent, the company helps secure liability protection and policies that can cover physical damage from storms, collisions, or theft. Additional coverage options typically include towing and on-water assistance. The agency can serve local commercial sectors such as offices, warehouses, and food service operations, offering tailored policies to meet distinct business insurance needs.
Boating season along the Great Salt Lake and nearby reservoirs brings strong sun and sudden storms, requiring proper coverage for watercraft. Doug Wood's State Farm Insurance agency in Kaysville serves local boat owners by reviewing personal watercraft policies that address risks like collision, theft, and liability. The agent explains how hull coverage works differently from standard auto insurance. To provide accurate protection, the company begins with a direct inspection of the vessel to document its condition, model, and equipment before a quote is finalized.
MVP Insurance Agency in Kaysville, UT, is known for providing boat insurance coverage to local boat owners. It offers policies that protect watercraft against common risks such as accidents, theft, and weather damage typical to Utah lakes and reservoirs. The agency helps clients understand coverage options, including liability and physical damage protection. A useful add-on available is trailer insurance, ensuring the boat is fully protected during transport to and from storage or launching sites.
Serving homeowners in Kaysville, this independent agency also provides boat insurance coverage for businesses in the area and across northern Utah. They assist clients with policies for personal watercraft, fishing boats, and larger vessels. After an initial policy is written, the agent follows up annually to review coverage needs, ensuring each policy remains suitable for the client’s changing boating activity and storage habits between regular visits to the office.
What Does a a Boat Insurance Agent in Kaysville Cost?
Boat insurance in Utah typically costs between $200 and $500 per year for a basic policy on a small fishing boat. For larger vessels like cabin cruisers or yachts, annual premiums can range from $500 to $2,000 or more. Factors such as boat value, horsepower, usage, and your boating experience affect the price. This is general information, not insurance advice.
About boat insurance agents in Kaysville
Boat insurance agents in Kaysville, Utah help you protect your watercraft against damage, theft, and liability. Utah law does not require boat insurance for most vessels, but marinas and lenders often require it. Local agents understand the unique risks of boating on the Great Salt Lake and nearby reservoirs.
Frequently Asked Questions
Do I need boat insurance in Kaysville Utah?
Utah does not mandate boat insurance for most recreational vessels. However, if you have a loan on your boat, your lender will likely require full coverage. Many marinas also require proof of liability insurance before allowing you to dock.
What does a boat insurance policy typically cover?
A standard policy covers physical damage to your boat, liability for injuries or damage you cause to others, and medical payments for injured passengers. You can also add coverage for towing, uninsured boaters, and personal property like fishing gear.
How can I find a boat insurance agent in Kaysville?
You can search online for local independent agents who specialize in marine insurance. Many national carriers also have agents serving Kaysville. Ask about discounts for safety courses, multiple policies, and claims-free history.
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