The top-rated boat insurance agent in Cedar City, Utah is Seth Porter - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Dixie Leavitt Agency, Farmers Insurance - Jesse Robinson, Amy Carter - State Farm Insurance Agent. This directory lists 20 boat insurance agents serving Cedar City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seth Porter - State Farm Insurance Agent | 118 W 200 S | (435) 586-4467 |
| 2 | Dixie Leavitt Agency | 115 N Main St | (435) 586-9463 |
| 3 | Farmers Insurance - Jesse Robinson | 210 N 300 W #203 | (435) 865-1160 |
| 4 | Amy Carter - State Farm Insurance Agent | 2092 Cross Hollow Rd A | (435) 586-2797 |
| 5 | Wahweap Insurance and Financial | 1233 Sage Dr c | (435) 586-5904 |
| 6 | JRI Insurance | 1233 Sage Dr c | (435) 586-1399 |
| 7 | Leavitt Group Enterprises | 136 W University Blvd | (435) 586-6553 |
| 8 | Landon Eldredge: Financial Professional | 1233 Sage Dr c | (435) 586-5904 |
| 9 | Farmers Insurance - Roger Olcott | 444 S Main St Ste B1 | (435) 586-4600 |
| 10 | Iron Desert Insurance | 2460 UT-56 STE 3 | (435) 267-2040 |
Seth Porter - State Farm Insurance Agent serves the Cedar City, Utah metro area and offers boat insurance coverage tailored for local waterways. This agency provides personal attention to help customers understand policy options for recreational watercraft. Boaters can discuss liability protection and hull coverage specific to regional conditions. The agency also assists with quotes for fishing boats and jet skis commonly used in this region.
Dixie Leavitt Agency in Cedar City, UT provides comprehensive boat insurance agent services, including policy consultations and coverage assessments for watercraft. The agency offers ongoing support to help clients review and adjust their plans as needs change. This service assists with maintaining appropriate levels of protection for various marine assets. Dixie Leavitt Agency services individual boat owners with single-family homes, along with commercial clients in the retail and restaurant sectors.
Homeowners and local property owners in Cedar City rely on Farmers Insurance - Jesse Robinson when securing coverage for their watercraft. This agency serves as a boat insurance agent, helping clients protect their vessels from damage, theft, and liability on Southern Utah’s lakes and reservoirs. Personalized policies cover a range of boat types and usage patterns for area residents. Their services also extend to clients in nearby communities such as Enoch and the greater Iron County region.
Amy Carter - State Farm Insurance Agent serves Cedar City, Utah, and the surrounding communities in Iron County. The agency handles boat insurance policies for residents who own watercraft used on local lakes and reservoirs. Typical coverage includes physical damage, liability protection, and towing assistance for vessels and trailers. This agent works with policyholders to select appropriate deductibles and coverage limits that fit individual needs and budgets. When handling a claim, the agency coordinates directly with customers to verify damage details and initiate the claims process efficiently.
Situated in Cedar City, UT, Wahweap Insurance and Financial specializes in boat insurance coverage for personal watercraft and larger vessels navigating regional lakes and reservoirs. Its general service work includes helping clients select appropriate liability and physical damage protection. As a local agent, it also structures policies with towing and roadside assistance for unexpected mechanical failures. The agency assists boat owners before peak summer months, addressing coverage requirements for stored boats when they transition to active seasonal use.
Boat insurance can be arranged as a one-time policy for a single season or as a recurring annual plan to cover year-round use. JRI Insurance in Cedar City, UT assists clients with policies that help protect watercraft from common perils such as accidents, theft, and weather-related damage found on local lakes and reservoirs. Coverage may include liability, physical damage, and personal property protection. Service for new quotes and policy adjustments is available on an as-needed basis by appointment or phone call.
As the boating season on nearby lakes and reservoirs approaches, boat owners in Cedar City seek reliable coverage for their watercraft. Leavitt Group Enterprises responds to this need as a boat insurance agent, helping clients select policies that address risks like fire, theft, and on-water collisions. They guide boaters through the process of ensuring their vessel’s value and storage conditions align with coverage options. An initial inspection of the boat is typically arranged to verify its condition before the policy is finalized.
Landon Eldredge: Financial Professional in Cedar City, UT, offers financial services that include boat insurance coverage for local watercraft owners. This agency helps clients protect their vessels against common risks such as damage, theft, or liability while navigating area lakes and reservoirs. Specialty add-ons can encompass coverage for equipment, trailers, and towing assistance. The company serves commercial sectors, including offices needing fleet policies and businesses like warehouses that store boats, as well as food service operations requiring liability protection for company-owned craft.
Farmers Insurance - Roger Olcott offers boat insurance coverage to residential clients in Cedar City, UT. Commercial boat policies are also available, with service extending throughout the local area and surrounding region. Policies are designed to protect watercraft against common risks on nearby reservoirs and lakes. Before each new season, clients can review their coverage to account for changes in boat value or usage. Follow-up service is provided between regular visits to adjust policies as needed.
Iron Desert Insurance is a boat insurance agent serving boat and personal watercraft owners in and around Cedar City, UT. It works with carriers to offer liability, physical damage, and medical payments coverage tailored to recreational vessels. Agents can review policy limits and deductibles to match typical boating seasons and regional water conditions. As an optional service, the agency can help arrange coverage for trailers used to transport boats to local lakes and reservoirs.
What Does a a Boat Insurance Agent in Cedar City Cost?
The cost of boat insurance in Utah typically ranges from 200 to 600 dollars per year for a basic liability policy on a small fishing boat. For larger boats or full coverage including comprehensive and collision, annual premiums can range from 400 to 1,200 dollars. Factors like boat value, horsepower, usage, and your boating history affect the price. This is general information and not insurance advice.
About boat insurance agents in Cedar City
Boat insurance agents in Cedar City Utah help you protect your watercraft on nearby lakes like Lake Powell and Navajo Lake. Utah law requires liability coverage for motorized boats operated on public waters. An agent can explain the specific coverage needed for your boat type and how you use it.
Frequently Asked Questions
Is boat insurance required in Utah?
Yes, Utah law requires liability insurance for any motorized boat operated on public waters. The minimum liability limits are 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 15,000 dollars for property damage.
What does a boat insurance policy typically cover?
A standard policy covers physical damage to your boat from collision, fire, theft, and vandalism. It also includes liability protection if you cause injury to someone or damage another boat. Many policies also cover towing and wreckage removal.
How do I choose a boat insurance agent in Cedar City?
Look for an agent who is licensed in Utah and has experience with watercraft used on local reservoirs and rivers. Ask about coverage for your specific boat type, such as a fishing boat, pontoon, or personal watercraft, and whether they offer policies that meet Utah minimum liability requirements.
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