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Compare Boat Insurance Agents in Richmond, VA

Compare boat insurance agents in Richmond. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Richmond, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 boat insurance agents in Richmond, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Pearson - State Farm Insurance Agent
9201 Arboretum Pkwy #110, Richmond, VA 23236
(804) 745-0533 tompearsoninsurance.com
Hayden Pryor III - State Farm Insurance Agent
2050 John Rolfe Pkwy, Richmond, VA 23238
(804) 740-7400 insuringrichmond.com
Terron Harris - State Farm Insurance Agent
6565 Iron Bridge Pl, Richmond, VA 23234
(804) 275-9090 teamharrisinsurance.com
Ray Garfinkel - State Farm Insurance Agent
5400 Glenside Dr c, Richmond, VA 23228
(804) 288-5470 raygarfinkel.com
Mike Rybinski - State Farm Insurance Agent
2302 E Cary St, Richmond, VA 23223
(804) 728-2740 richmondcityinsurance.com
Haile Lytton - State Farm Insurance Agent
3410 Hermitage Rd, Richmond, VA 23227
(804) 716-6250 myrichmondagent.com
Insurance Doctor of Eastern Henrico VA
4450 S Laburnum Ave, Richmond, VA 23231
(804) 723-6813 myinsurancedoctor.com
WBA Insurance
901 Moorefield Park Dr #210, Richmond, VA 23236
(804) 272-7700 wba-ins.com
Nicole Tritaik - State Farm Insurance Agent
3307 Church Rd Ste 100, Richmond, VA 23233
(804) 747-3333 nicoletritaik.com
Stanley's Insurance & Realty LLC
3225 Broad Rock Blvd, Richmond, VA 23224
(804) 735-1751 stanleysinsuranceagencyrva.com
Bacon Insurance Group
3711 Westerre Pkwy suite d, Richmond, VA 23233
(804) 967-9717 bacon-insurance.com
Direct Auto Insurance
63 S Laburnum Ave, Richmond, VA 23223
(804) 222-4552 local.directauto.com
Brooks Baltich - State Farm Insurance Agent
305 Twinridge Ln, Richmond, VA 23235
(804) 272-0053 brooksinsuresva.com
Insurance Doctor of Short Pump Va
11638 W Broad St, Richmond, VA 23233
(804) 723-6830 myinsurancedoctor.com
Virginia Insurance Group, Inc.
5402 Glenside Dr c, Richmond, VA 23228
(804) 270-1115 virginiainsurance.com
Tony Diservio Insurance, Inc
9305 Quioccasin Rd B, Richmond, VA 23229
(804) 740-7034 diservio.com
Spherient Advisors
6802 Paragon Pl Suite 126, Richmond, VA 23230
(804) 457-2309 spherient.com
Sweeney Insurance Agency, Inc.
510 E Belt Blvd, Richmond, VA 23224
(804) 232-7790 sweeneyinsuranceagency.com
Michael Fisher - State Farm Insurance Agent
5930 Brook Rd, Richmond, VA 23227
(804) 264-9443 mrfisher.net
SMH Insurance Agency, Inc.
4201 Cutshaw Ave, Richmond, VA 23230
(804) 658-1656 smhinsuranceva.com

Boat insurance agents in Richmond Virginia help owners protect their watercraft against accidents theft and liability. Virginia law requires liability insurance for motorized vessels operated on state waters. Local agents understand the James River and Chesapeake Bay risks including weather and debris.

What Does a Boat Insurance Agent in Richmond Cost?

Boat insurance costs in Virginia typically range from 300 to 800 dollars per year for a standard runabout or fishing boat. Larger vessels or high-performance boats can cost 1000 to 3000 dollars annually. Factors include boat value horsepower age and your claims history. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is boat insurance required in Virginia?
Yes Virginia requires liability insurance for any motorized vessel. Minimum limits are 25000 dollars for bodily injury per person 50000 dollars per accident and 25000 dollars for property damage. This applies to boats used on public waters.
What does a boat insurance policy typically cover?
Standard policies cover hull damage theft fire and liability for injury or property damage. Many policies also include towing fuel spill cleanup and uninsured boater coverage. Agents can help tailor coverage for Richmond area boating.
How do I choose a boat insurance agent in Richmond?
Look for an agent licensed in Virginia with experience insuring boats on the James River and local lakes. Ask about discounts for safety courses and multi-policy bundling. Compare quotes from several agents to find suitable coverage.