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HomeBoat Insurance AgentsVirginia › Stafford

Find Boat Insurance Agents Near You in Stafford, VA

Browse boat insurance agents serving Stafford, Virginia. Updated 2026-07-14.

The top-rated boat insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 13 boat insurance agents serving Stafford.

Showing 13 boat insurance agents in Stafford, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rachel Johnson - State Farm Insurance Agent373 Garrisonville Rd #109(540) 628-7937
2Gary Boxley - State Farm Insurance Agent2048 Richmond Hwy # B(703) 221-1771
3Farmers Insurance - Patricia Grant306 Garrisonville Rd Suite 303(540) 318-8622
4J. Green Insurance300 Garrisonville Rd Suite 302(540) 318-6020
5Michael C. Smith - State Farm Insurance Agent2789 Richmond Hwy Ste 109(540) 720-8404
6Chamblin Insurance LLCMckittrick Dr(571) 774-8277
7Virginia Senior Benefits and Family Care43 Montgomery Dr(540) 226-8715
8EZ FIX INSURANCE AGENCY1259 Courthouse Rd #204(540) 318-6733
9Tabitha E. Walker Insurance Agency25 Clement Dr(540) 657-5633
10Bryce Reeves - State Farm Insurance Agent685 Garrisonville Rd STE 101(540) 657-7030
RJ
373 Garrisonville Rd #109
Rachel Johnson - State Farm Insurance Agent
Boat Insurance Agent · Stafford, VA

Rachel Johnson - State Farm Insurance Agent serves Stafford, Virginia, and the surrounding areas, specializing in boat insurance for local watercraft owners. The agency helps clients protect their boats, yachts, and personal watercraft against common risks on nearby waterways. A typical policy through this office may cover physical damage from collisions or storms, along with liability for on-water accidents. For added peace of mind, the agency can also arrange coverage for towing and emergency assistance services while out on the water.

GB
2048 Richmond Hwy # B
Gary Boxley - State Farm Insurance Agent
Boat Insurance Agent · Stafford, VA

Gary Boxley - State Farm Insurance Agent in Stafford, VA provides boat insurance policies that cover liability, physical damage, and medical payments for boat owners. Service options include reviewing coverage needs and adjusting plans according to changes in boating activity or vessel value. Maintenance discussions address protecting against weather damage, theft, and collision risks common on nearby waterways. The agency services policies for single-family homes with personal watercraft, apartments with dock access, retail waterfront businesses, and restaurants that operate marina or charter services.

FI
306 Garrisonville Rd Suite 303
Farmers Insurance - Patricia Grant
Boat Insurance Agent · Stafford, VA

Homeowners and businesses in Stafford, Virginia, rely on this boat insurance agent for watercraft coverage that safeguards their investments. Policies from Farmers Insurance - Patricia Grant address liability, physical damage, and equipment protection for personal vessels. The agency works with clients to assess their specific needs on the Rappahannock River and nearby lakes. Coverage can extend to neighboring communities such as Fredericksburg, providing broader regional protection.

JG
300 Garrisonville Rd Suite 302
J. Green Insurance
Boat Insurance Agent · Stafford, VA

J. Green Insurance serves boat owners in Stafford, Virginia, and the surrounding communities along the Potomac River and nearby tributaries. It handles insurance coverage for personal watercraft, fishing boats, and yachts operating in local waters. The agency draws on general knowledge of regional maritime risks, including seasonal storms and tidal conditions, to match clients with appropriate policies. It approaches each job by reviewing the vessel’s typical usage and storage situation before presenting coverage options that address those particular exposures.

MC
2789 Richmond Hwy Ste 109
Michael C. Smith - State Farm Insurance Agent
Boat Insurance Agent · Stafford, VA

Michael C. Smith, a boat insurance agent in Stafford, VA, offers clients a choice between a one-time policy for a single season or a recurring annual plan that renews automatically. Policies can protect a vessel against physical damage from storms or collision and include liability coverage for accidents on the water. Service is provided on an as-needed basis, primarily when clients are purchasing a new boat, renewing an existing policy, or filing a claim after an incident.

CI
Mckittrick Dr
Chamblin Insurance LLC
Boat Insurance Agent · Stafford, VA

Chamblin Insurance LLC in Stafford, VA offers specialized boat insurance coverage for personal watercraft, fishing trawlers, and sailboats. Its general work includes policy comparisons, risk assessments, and ensuring compliance with Virginia’s liability requirements. The agent helps clients navigate coverage for theft, damage, and towing incidents common on the Potomac River and nearby lakes. As hurricane season approaches, it assists boat owners with adjusting policies to cover named storms and flood-related damage specific to the coastal tidewater region.

VS
43 Montgomery Dr
Virginia Senior Benefits and Family Care
Boat Insurance Agent · Stafford, VA

As the seasons change along the Rappahannock and Potomac rivers, waterfront properties in Stafford require careful insurance review for their boats. Virginia Senior Benefits and Family Care acts as a local boat insurance agent, helping owners assess liability and coverage needs for their watercraft. They work with area clients to find appropriate policies that address typical risks on Virginia waterways. The process begins by scheduling a personalized review of the vessel and its typical usage to identify necessary protections.

EF
1259 Courthouse Rd #204
EZ FIX INSURANCE AGENCY
Boat Insurance Agent · Stafford, VA

EZ FIX INSURANCE AGENCY provides residential boat insurance services for boat owners in Stafford, VA, helping to protect personal watercraft and recreational vessels. The agency also offers commercial boat insurance coverage for local businesses operating charter or fishing boats. Their service area includes Stafford and the surrounding communities in northern Virginia. Coverage details are explained thoroughly to each client during the initial consultation. The agency maintains contact with policyholders to handle any follow-up questions or coverage adjustments needed between regular policy review visits.

TE
25 Clement Dr
Tabitha E. Walker Insurance Agency
Boat Insurance Agent · Stafford, VA

Tabitha E. Walker Insurance Agency in Stafford, VA, is known for providing boat insurance coverage tailored to local waterfront clients. The agency advises policyholders on typical recreational vessel protections, including liability and physical damage. Its service range extends across nearby coastal and inland waterways where boat ownership is common. Agents routinely guide boaters through policy options to match their specific vessel types and usage. As a specialty service, the agency can add on coverage for fishing equipment and other onboard personal property.

BR
685 Garrisonville Rd STE 101
Bryce Reeves - State Farm Insurance Agent
Boat Insurance Agent · Stafford, VA

Bryce Reeves - State Farm Insurance Agent in Stafford, VA, provides standard boat insurance policies along with specialized coverage options such as protection for personal watercraft and liability for towing incidents. These policies are designed to safeguard local boat owners against common risks on nearby waterways. The agency can serve commercial sectors including offices, warehouses, and food service establishments by offering business insurance that complements its marine product offerings.

EI
2080 US-1
Elite Insurance Services VA
Boat Insurance Agent · Stafford, VA
(434) 356-0420
CC
2049 US-1
Coverage Co Insurance VA
Boat Insurance Agent · Stafford, VA
(540) 413-0166
PA
24 Onville Rd suite 101-19
Progressive Agent: HAA Insurance Agency LLC
Boat Insurance Agent · Stafford, VA
(703) 691-6126
haainsuranceagency.com

What Does a a Boat Insurance Agent in Stafford Cost?

Boat insurance costs in Virginia typically range from $200 to $800 per year for a standard runabout or fishing boat. Larger vessels or high performance boats may cost $1,000 to $3,000 annually. Factors include boat value, horsepower, storage location, and your boating experience. This is general information, not insurance advice.

About boat insurance agents in Stafford

A boat insurance agent in Stafford Virginia can help you protect your watercraft on the Potomac River and nearby lakes. Virginia law requires liability insurance for motorized vessels operated on state waters. Local agents understand the specific coverage needs for recreational boats, fishing vessels, and personal watercraft used in the Stafford area.

Frequently Asked Questions

Is boat insurance required in Virginia?

Yes, Virginia law requires liability insurance for any motorized vessel operated on state waters. Minimum coverage is $25,000 for bodily injury per person, $50,000 per accident, and $20,000 for property damage. Your boat insurance agent can help you meet these legal requirements.

What does boat insurance typically cover in Stafford?

Standard policies cover physical damage to your boat, liability for injuries or property damage, medical payments, and uninsured boater protection. Many agents also offer coverage for towing, fuel spill liability, and personal effects on board. Virginia specific exclusions may apply for certain waterways.

How do I choose a boat insurance agent in Stafford Virginia?

Look for an agent licensed in Virginia who has experience with watercraft insurance. Ask about their knowledge of local boating conditions on the Potomac River and nearby reservoirs. Check that they offer policies from multiple carriers so you can compare coverage and premiums.

Boat Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.