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Find Business Insurance Agents Near You in Opelika, AL

Browse business insurance agents serving Opelika, Alabama. Updated 2026-07-14.

The top-rated business insurance agent in Opelika, Alabama is Freeway Insurance, rated 4.7 stars across 415 reviews. Other highly rated options include Eric McDade - State Farm Insurance Agent, Acceptance Insurance, Alfa Insurance - Stephanie Graham. This directory lists 19 business insurance agents serving Opelika.

Showing 19 business insurance agents in Opelika, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance2468 Pepperell Pkwy(334) 523-7169
2Eric McDade - State Farm Insurance Agent907 2nd Ave ste a(334) 759-7431
3Acceptance Insurance1703 Westend Ct Ste J(334) 698-7007
4Alfa Insurance - Stephanie Graham709 2nd Ave(251) 423-4286
5Bill White - State Farm Insurance Agent401 S 8th St(334) 749-8319
6D. Lane Agency1622 Pepperell Pkwy STE-1(334) 744-5050
7Direct Auto Insurance1906 Pepperell Pkwy(334) 275-4817
8The Brown Insurance Group1707 2nd Ave Ste B(334) 787-9934
9Phil Henderson Ins Agency Inc312 N 24th St(334) 364-0566
10Highpoint Insurance Group107 18th St(334) 741-9979
FI
2468 Pepperell Pkwy
Freeway Insurance
Business Insurance Agent · Opelika, AL

Freeway Insurance in Opelika, Alabama helps businesses choose between one-time coverage for specific projects or recurring policies for ongoing protection. Business Insurance Agents assess liability risks and property exposures to design coverage that meets local economic needs. Services are provided on both a one-time basis for initial policy setup and an as-needed schedule for policy adjustments or claims assistance.

EM
907 2nd Ave ste a
Eric McDade - State Farm Insurance Agent
Business Insurance Agent · Opelika, AL

Eric McDade - State Farm Insurance Agent serves the Opelika, Alabama area and surrounding Lee County with business insurance agent services. The agency helps local small business owners and commercial clients understand their coverage options and select policies that align with their operational needs. Working with a national provider, the office offers resources for risk management and liability considerations. The agency specifically handles general liability policies and commercial property insurance to support area businesses.

AI
1703 Westend Ct Ste J
Acceptance Insurance
Business Insurance Agent · Opelika, AL

Acceptance Insurance in Opelika, Alabama, specializes in providing tailored business liability, commercial property, and workers compensation coverage. It also serves local enterprises with general commercial insurance needs. The agent assesses risk profiles to construct policies that protect assets and daily operations. As a local resource, it helps business owners prepare for seasonal fluctuations in revenue or unexpected disruptions during peak customer periods.

AI
709 2nd Ave
Alfa Insurance - Stephanie Graham
Business Insurance Agent · Opelika, AL

Alfa Insurance - Stephanie Graham serves homeowners, businesses, and property managers in Opelika, Alabama, providing business insurance agent services for local enterprises. Coverage options include general liability, property protection, and workers’ compensation policies tailored to commercial needs. The agency assists small and medium-sized businesses with managing risk and securing appropriate insurance plans. They also offer guidance on commercial auto and inland marine coverage. The service area extends to neighboring Auburn as part of the greater Auburn-Opelika metropolitan region.

BW
401 S 8th St
Bill White - State Farm Insurance Agent
Business Insurance Agent · Opelika, AL

Bill White - State Farm Insurance Agent in Opelika, AL, provides a comprehensive range of business insurance services tailored to local entrepreneurs and commercial operators. The agency offers ongoing policy reviews and risk management consultations to ensure coverage adapts to evolving business needs. Clients receive personalized support for periodic policy adjustments and claims guidance. It regularly services a variety of commercial properties, including single-family homes used as offices, apartments, retail storefronts, and restaurants.

DL
1622 Pepperell Pkwy STE-1
D. Lane Agency
Business Insurance Agent · Opelika, AL

Serving Opelika and the surrounding communities in East Central Alabama, D. Lane Agency handles business insurance for local enterprises. It works with commercial policies designed to protect assets and manage operational risks. For each client, a typical job begins with a thorough review of specific exposures and liability concerns. The agency then compares coverage options from multiple carriers to find a suitable fit for the business’s size and industry. This process involves explaining policy terms clearly and tailoring deductibles to match the client’s financial comfort level.

DA
1906 Pepperell Pkwy
Direct Auto Insurance
Business Insurance Agent · Opelika, AL

As local businesses in Opelika prepare for seasonal inventory shifts or property upgrades, Direct Auto Insurance helps manage the increased liability and asset protection needs common to this region. Serving as a Business Insurance Agent, the company reviews commercial property, general liability, and workers compensation options for area shop owners and contractors. Coverage plans typically address risks from customer foot traffic, equipment operation, and unexpected weather events common in eastern Alabama. An initial consultation or on-site inspection of the business premises is scheduled to assess specific exposure points.

BI
1707 2nd Ave Ste B
The Brown Insurance Group
Business Insurance Agent · Opelika, AL

The Brown Insurance Group in Opelika, AL distinguishes between one-time policy adjustments and recurring coverage reviews for business insurance. Their offerings address general liability, property protection, and commercial auto risks common to local enterprises. Business owners receive customized risk assessments designed to match their specific operational exposures. All client service is structured on a scheduled basis, ensuring periodic consultations and policy updates occur at regular intervals agreed upon with each organization.

PH
312 N 24th St
Phil Henderson Ins Agency Inc
Business Insurance Agent · Opelika, AL

Phil Henderson Ins Agency Inc in Opelika, AL offers specialized business insurance agent services including commercial property and general liability coverage. It also provides ongoing risk management support for local merchants and contractors throughout the area. The agency works with small business owners to identify policy options that match their daily operational needs. During the change of seasons, it particularly helps clients review and adjust their coverage ahead of the typical spring storm and hurricane activity common in this region.

HI
107 18th St
Highpoint Insurance Group
Business Insurance Agent · Opelika, AL
BC
507 S 7th St
Byars Cooper Insurance Group
Business Insurance Agent · Opelika, AL
(334) 741-2017
byarscooper.com
AI
451 Columbus Pkwy
Alabama Insurers
Business Insurance Agent · Opelika, AL
(334) 749-7200
alabamainsurers.net
LB
1707 2nd Ave
Lance Brown Allstate Insurance (The Brown Insurance Agency)
Business Insurance Agent · Opelika, AL
(334) 758-0088
agents.allstate.com/lance-brown-opelika-al.html
SI
211 2nd Ave
Starr Insurance dba Elliott & Associates
Business Insurance Agent · Opelika, AL
(334) 745-0888
CL
800 S 8th St
Colonial Life Insurance Co
Business Insurance Agent · Opelika, AL
(251) 207-5666
IS
708 Ave D
Insure South
Business Insurance Agent · Opelika, AL
(334) 745-3585
PS
2115 Interstate Dr
Pro Safe Insurance Agency
Business Insurance Agent · Opelika, AL
(256) 444-6684
countryfinancial.com/kenny.chase
SI
211 2nd Ave
Starr Insurance Group LLC
Business Insurance Agent · Opelika, AL
(334) 745-0888
starrgroupllc.com
FI
704 Ave D Ste 703
Farmers Insurance - Ricky Holt
Business Insurance Agent · Opelika, AL
(334) 705-5533
agents.farmers.com/al/opelika/ricky-holt

What Does a a Business Insurance Agent in Opelika Cost?

Typical costs for business insurance in Alabama range from 400 to 1500 dollars per year for a small general liability policy. Workers compensation premiums average 1.50 to 3.00 dollars per 100 dollars of payroll depending on industry class codes. A business owners policy bundling property and liability may cost 800 to 2500 dollars annually. Actual rates depend on your specific business operations location and claims history. This is general information not insurance advice.

About business insurance agents in Opelika

Business insurance agents in Opelika Alabama help local companies find coverage that meets state requirements and protects against common risks. Alabama law requires businesses with five or more employees to carry workers compensation insurance. An agent can explain how Opelika zoning rules and local industry risks affect your policy options.

Frequently Asked Questions

What types of business insurance do agents in Opelika offer?

Agents in Opelika offer general liability commercial property workers compensation and professional liability insurance. They also provide specialized coverage for industries like construction retail and hospitality common in Lee County.

Is business insurance required by law in Alabama?

Alabama does not require general liability insurance for most businesses. However workers compensation is mandatory for employers with five or more employees. Agents can help you understand other legal requirements like commercial auto insurance for company vehicles.

How do Opelika business insurance agents determine coverage needs?

Agents review your business type revenue number of employees and property assets. They also consider local factors like Opelika weather risks and proximity to Auburn University. This helps tailor a policy that addresses your specific exposures.

Business Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.