The top-rated business insurance agent in Derby, Kansas is Jean Garinger American Family Insurance, rated 4.6 stars across 65 reviews. Other highly rated options include Mark May: Allstate Insurance, Rael Hodgson - State Farm Insurance Agent, Farmers Insurance - Julie Olmsted. This directory lists 19 business insurance agents serving Derby.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jean Garinger American Family Insurance | 601 N Baltimore Ave | (316) 788-6777 |
| 2 | Mark May: Allstate Insurance | 402 N Baltimore Ave | (316) 867-0108 |
| 3 | Rael Hodgson - State Farm Insurance Agent | 1710 E Madison Ave Ste 100 | (316) 788-7788 |
| 4 | Farmers Insurance - Julie Olmsted | 1121 N College Pk St Ste 300 | (316) 788-7707 |
| 5 | Wheat State Insurance Group Wichita area | 228 N Baltimore Ave | (316) 776-0777 |
| 6 | Shelter Insurance - Lindsay Dearduff | 613 N Rock Rd | (316) 788-9191 |
| 7 | Farm Bureau Financial Services: Michelle Basgall | 1121 N College Pk St Ste 800 | (316) 788-5257 |
| 8 | Spachek Agency LLC American Family Insurance | 622 N Mulberry Rd | (316) 788-1526 |
| 9 | Shelter Insurance - Tim Hicks | 124 S Baltimore Ave #B | (316) 788-4271 |
| 10 | Farmers Insurance - Ronald Wells. | 220 N Baltimore Ave | (316) 788-9229 |
Jean Garinger American Family Insurance serves the Derby, Kansas area and surrounding Sedgwick County as a business insurance agent. The agency assists local companies in obtaining essential coverage to protect their operations and assets. Common policies include general liability insurance for third-party claims and commercial property insurance for buildings and equipment. Workers' compensation coverage is also available for managing employee injury risks. These services help businesses mitigate financial losses and maintain continuity after unexpected events. The agency provides commercial auto insurance and business owner’s policies tailored for small and midsize enterprises.
Mark May: Allstate Insurance provides a variety of business insurance products, including general liability, property, and commercial auto coverage. Service plans focus on helping local businesses review their policies annually to adjust for evolving needs and risks. The agency assists Derby, Kansas clients with risk assessment and claims support to maintain continuous operation. It services single-family homes, apartments, retail locations, and restaurants within the community.
Rael Hodgson - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Derby, Kansas area. The agency provides business insurance solutions, including liability coverage and commercial property protection for local enterprises. It also offers personal insurance options for residents and tailored risk management guidance for small to mid-sized organizations seeking to safeguard their operations. With a focus on understanding each client’s unique needs, the office aims to help policyholders select appropriate coverage. The agency additionally covers clients in Haysville and the greater Wichita metropolitan region.
Farmers Insurance - Julie Olmsted specializes in business insurance solutions, tailoring coverage to the unique needs of local enterprises in Derby, Kansas. It comComprehensive policies for liability, property, and commercial vehicles are commonly crafted to protect against financial loss. This agency helps business owners navigate complex risk exposure with straightforward guidance. As winter approaches, it assists in securing coverage for seasonal hazards, including snow-related property damage or inventory disruptions during holiday fluctuations.
Serving Derby, Kansas, and the surrounding Wichita area, Wheat State Insurance Group connects local business owners with commercial coverage designed to protect their daily operations. The agency handles a full range of business insurance needs, including general liability, property, and workers’ compensation policies tailored to a company’s size and industry. It begins each engagement by carefully reviewing a client’s specific operational risks, then selects appropriate coverage options from multiple carriers to build a practical and balanced plan.
For clients requiring one-time business insurance services, Shelter Insurance - Lindsay Dearduff completes specific policy purchases around major business purchases or event coverage. For those preferring ongoing protection, the agency offers annual policy reviews to adjust commercial general liability and property coverage as local businesses grow or change operations. As a business insurance agent in Derby, KS, this agency works primarily with small to medium-sized enterprises. Its customer service runs strictly on a by-appointment, as-needed basis rather than maintaining scheduled walk-in hours or a recurring check-in calendar.
Farm Bureau Financial Services: Michelle Basgall provides business insurance coverage in the Derby, KS area, helping local companies manage liability risks and protect their assets with commercial policies. This agency specializes in adding optional coverages such as property damage protection and general liability extensions tailored to business needs. It serves a range of commercial sectors, including offices, warehouses, and food service operations, ensuring each client receives appropriate insurance solutions for their particular industry requirements.
A Derby business facing unpredictable Kansas weather needs reliable coverage. Spachek Agency LLC American Family Insurance helps local companies protect their assets through tailored business insurance policies. They assist with property, liability, and commercial auto needs to safeguard against seasonal storms or accidents. Their service is grounded in understanding regional risks and offering practical solutions. The process begins with a thorough inspection of the business premises and an initial assessment of specific coverage requirements.
Shelter Insurance - Tim Hicks serves Derby, KS, as a business insurance agent, working to help local companies manage their commercial risks. The agency offers general liability coverage and property protection for small to mid-size businesses. It also assists with workers’ compensation policies and commercial auto insurance options. Beyond these core services, the agent can help a client add business interruption insurance to protect income during unexpected closures or disasters.
What Does a a Business Insurance Agent in Derby Cost?
Typical costs for a small business insurance policy in Kansas range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by industry but average around 1.50 dollars per 100 dollars of payroll for low risk offices. Commercial property insurance adds 500 to 2,000 dollars annually. These are general estimates and actual costs depend on your specific business. This is general information and not insurance advice.
About business insurance agents in Derby
Business insurance agents in Derby Kansas help local companies find coverage that meets Kansas state requirements. Kansas law requires most businesses with employees to carry workers compensation insurance. Agents can also help with general liability commercial property and professional liability policies tailored to Derby businesses.
Frequently Asked Questions
What types of business insurance are required in Kansas?
Kansas requires workers compensation insurance for most employers with five or more employees. Commercial auto insurance is required for any business owned vehicles. Other coverages like general liability are not legally required but are often demanded by landlords or clients.
How do I find a business insurance agent in Derby Kansas?
You can search online for independent agents in Derby or ask other local business owners for referrals. The Kansas Insurance Department website also provides a list of licensed agents in Sedgwick County. Many agents offer free initial consultations to discuss your needs.
What factors affect the cost of business insurance in Kansas?
Costs depend on your industry payroll number of employees and claims history. Location in Derby and specific business activities also matter. Kansas has a competitive insurance market which can help keep rates reasonable.
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