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Find Business Insurance Agents Near You in Gardner, KS

Browse business insurance agents serving Gardner, Kansas. Updated 2026-07-14.

The top-rated business insurance agent in Gardner, Kansas is Joe Oldham - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include MJH Insurance, Farmers Insurance - Robert Kelly Insurance Agency, Inc, T Miller and Associates Inc American Family Insurance. This directory lists 12 business insurance agents serving Gardner.

Showing 12 business insurance agents in Gardner, KSListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Joe Oldham - State Farm Insurance Agent224 E Main St(913) 856-6124
2MJH Insurance345 N Moonlight Rd(913) 856-0002
3Farmers Insurance - Robert Kelly Insurance Agency, Inc235 E Main St(913) 856-3816
4T Miller and Associates Inc American Family Insurance213 E Main St(913) 856-6177
5Ample Green Insurance526 E Main St(913) 372-7979
6Shelter Insurance - Sharla Neis950 E Lincoln Ln b(913) 938-5030
7Farm Bureau Financial Services112 S Elm St(913) 856-2197
8Security 1st Title104 E Main St(913) 938-5340
9ALFT Insurance Agency Inc230 E Main St B(913) 856-8050
10M.D.S.I.S MD Serving Insurance Solution747 E Lincoln Ln unit D(913) 938-5017
JO
224 E Main St
Joe Oldham - State Farm Insurance Agent
Business Insurance Agent · Gardner, KS

Joe Oldham - State Farm Insurance Agent serves Gardner, Kansas, and the surrounding Johnson County area, offering commercial insurance solutions for local businesses. As a business insurance agent, the company assists entrepreneurs and company owners with managing risk through specialized coverage options. Essential services include general liability protection and workers compensation policies, which help shield enterprises from common operational exposures. The agency also provides customary guidance on business property protection tailored to the needs of small and mid-sized firms in this region.

MI
345 N Moonlight Rd
MJH Insurance
Business Insurance Agent · Gardner, KS

MJH Insurance provides a range of business insurance coverage options designed to protect companies from financial loss. The agency develops tailored service plans to address specific operational risks and also offers ongoing maintenance of policies to ensure that coverage keeps pace with changing business needs. Operating in Gardner, Kansas, it works with a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.

FI
235 E Main St
Farmers Insurance - Robert Kelly Insurance Agency, Inc
Business Insurance Agent · Gardner, KS

Farmers Insurance - Robert Kelly Insurance Agency, Inc serves homeowners, businesses, and property managers in Gardner, Kansas. It offers commercial coverage policies designed to protect local enterprises from common operational risks and liability exposures. The agency works closely with business owners to evaluate their specific insurance needs, including property, general liability, and workers compensation. Professional representatives provide ongoing support throughout the policy term. This agency also covers clients in the neighboring Olathe community as part of its Greater Kansas City metropolitan service area.

TM
213 E Main St
T Miller and Associates Inc American Family Insurance
Business Insurance Agent · Gardner, KS

T Miller and Associates Inc American Family Insurance provides business insurance agent services to Gardner, Kansas, and the surrounding communities. It handles liability coverage, property protection, and general commercial policies for local companies. The agency works to assess each client’s specific operational risks and typical exposures. It then matches those needs with appropriate coverage options drawn from standard market offerings. For a typical job, the agent meets with the business owner to review existing operations, identifies key vulnerabilities, and presents a tailored insurance package designed to address those specific concerns.

AG
526 E Main St
Ample Green Insurance
Business Insurance Agent · Gardner, KS

Ample Green Insurance in Gardner, KS distinguishes between one-time consultations for specific business issues and recurring service agreements for ongoing protection. Their coverage offerings can be tailored to match policies with local business operations and liability concerns. This agency serves a range of commercial clients in the area to help them secure appropriate plans. Service runs on either a one-time, a scheduled, or an as-needed basis depending on the client’s preference for engagement and risk management.

SI
950 E Lincoln Ln b
Shelter Insurance - Sharla Neis
Business Insurance Agent · Gardner, KS

Shelter Insurance - Sharla Neis specializes in business insurance packages, offering general liability and property coverage to protect local enterprises. It also provides tailored policies for professional services, retail shops, and contractors in Gardner and the surrounding area. In addition to core protections, the agent advises clients on adjusting deductibles and coverage limits to fit budget changes. During the busy start of a new fiscal year, the office helps business owners review inventory values or equipment needs to ensure policies remain current against seasonal shifts in operations.

FB
112 S Elm St
Farm Bureau Financial Services
Business Insurance Agent · Gardner, KS

As local businesses in Gardner prepare for seasonal shifts and fluctuating weather conditions, Farm Bureau Financial Services provides region-specific guidance on protecting commercial property and liability exposures. This agency reviews each operation's unique risks, including equipment, inventory, and customer traffic patterns. The team then presents coverage options from a well-established carrier network. Policies are explained in clear terms so business owners understand deductibles and exclusions. To begin, an agent will schedule an on-site inspection of the business premises and review current operational documents.

S1
104 E Main St
Security 1st Title
Business Insurance Agent · Gardner, KS

Security 1st Title provides general business insurance coverage to protect local companies against common operational risks. The agency specializes in offering additional tailored policies that address specific liability and property concerns beyond basic protection. Serving the Gardner, Kansas area, it works with commercial clients needing coverage for standard business interruptions, property damage, and general liability exposures. Its clientele includes offices, warehouses, and food service operations that require distinct insurance solutions suited to their unique daily activities and regulatory requirements.

AI
230 E Main St B
ALFT Insurance Agency Inc
Business Insurance Agent · Gardner, KS

ALFT Insurance Agency Inc provides residential insurance services for homeowners in Gardner and the surrounding areas. The agency also offers comprehensive commercial coverage tailored to the needs of local businesses, from liability protections to property policies. Serving clients throughout Johnson County and the broader Kansas City metro region, the firm works to secure appropriate policies for diverse business operations. Agents focus on helping clients manage risk and adjust coverage as their enterprises grow, with proactive follow-up provided between regular renewal visits.

MD
747 E Lincoln Ln unit D
M.D.S.I.S MD Serving Insurance Solution
Business Insurance Agent · Gardner, KS

M.D.S.I.S MD Serving Insurance Solution operates in Gardner, Kansas, focusing on business insurance agency services. It assists local enterprises in securing commercial coverage that addresses liability, property, and operational risks. The firm works closely with owners to tailor policies that fit different industry requirements, from retail shops to contractors. Standard offerings help protect company assets and manage employee-related exposures. A specialty service this agency can add on is professional liability insurance for service-based businesses.

RO
112 S Elm St
Russell Otte
Business Insurance Agent · Gardner, KS
(913) 268-4222
russellotte.fbfsagents.com
SS
112 S Elm St
Sean Snyder
Business Insurance Agent · Gardner, KS
(913) 856-2197
fbfs.com/find-an-agent/seansnyder

What Does a a Business Insurance Agent in Gardner Cost?

The cost of business insurance in Kansas varies by industry location and coverage limits. A small retail shop in Gardner might pay between 400 and 800 dollars per year for general liability. A construction contractor could pay 1,500 to 4,000 dollars per year for general liability and workers comp. These are estimates only. Your actual cost depends on your specific business risks and claims history. This is general information and not insurance advice.

About business insurance agents in Gardner

Gardner Kansas business owners need insurance that meets state requirements and local risks. A business insurance agent in Gardner can help you find policies for general liability commercial property and workers compensation. Kansas law requires most employers to carry workers compensation insurance if they have five or more employees.

Frequently Asked Questions

What types of business insurance do I need in Gardner Kansas?

Common coverages include general liability commercial property workers compensation and commercial auto. Kansas law requires workers comp for businesses with five or more employees. Your agent can help you choose based on your industry and size.

How do I find a business insurance agent in Gardner?

You can search online for local independent agents or contact the Kansas Insurance Department for a list of licensed agents. Many Gardner agents offer free quotes and can meet with you in person.

Does Kansas have specific business insurance requirements?

Yes. Kansas requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not required by law but are often needed by landlords or contracts.

Business Insurance Agents in Other Kansas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.