The top-rated business insurance agent in Manhattan, Kansas is State Farm Insurance: Josh Salmans, rated 4.9 stars across 404 reviews. Other highly rated options include Copeland Insurance Agency, Pray Family Agency: Allstate Insurance, Bankers Life. This directory lists 19 business insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance: Josh Salmans | 511 Leavenworth St | (785) 776-8754 |
| 2 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 3 | Pray Family Agency: Allstate Insurance | 409 Poyntz Ave Ste A | (785) 537-4101 |
| 4 | Bankers Life | 1115 Westport Dr Ste B | (785) 587-8173 |
| 5 | Tim Engle Agency, Inc. American Family Insurance | 3320 Anderson Ave | (785) 539-9200 |
| 6 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 7 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 8 | Cura Insurance | 120 N 4th St Suite E | (785) 370-0722 |
| 9 | Karl Kunz - State Farm Insurance Agent | 1325 Poyntz Ave | (785) 776-3800 |
| 10 | Shelter Insurance - Mike Bean | 2308 Anderson Ave | (785) 537-1718 |
State Farm Insurance: Josh Salmans serves the Manhattan, Kansas area as a business insurance agent. It provides coverage tailored to local business needs, helping entrepreneurs protect their assets and manage daily risks. Professional liability and workers’ compensation policies are common offerings in this region, addressing specific operational challenges. The company assists clients with commercial property insurance to safeguard physical locations and equipment. It also handles general liability coverage to protect against third-party claims during normal business activities.
Copeland Insurance Agency in Manhattan, Kansas provides a full range of business insurance solutions, including general liability, property coverage, and workers compensation. The agency also assists local enterprises with risk assessment and policy maintenance to ensure consistent protection. It services a variety of commercial properties, such as retail storefronts, restaurants, apartment complexes, and single-family homes used for business purposes.
Pray Family Agency: Allstate Insurance serves homeowners, businesses, and property managers in the Manhattan, Kansas, area. It offers business insurance policies to help protect local enterprises from common operational risks, including liability and property damage. The agency assists commercial clients in tailoring coverage that fits their specific industry needs. Beyond standard business insurance, it manages consultations to review individual risk factors for small companies. The agency also extends its services to the neighboring community of Junction City, ensuring consistent coverage options across the broader Flint Hills region.
Bankers Life in Manhattan, Kansas, offers business insurance clients a clear choice between one-time policy purchases and ongoing protection plans that renew. Coverage typically includes liability, property, and workers’ compensation to suit small and mid-sized enterprises. Agents assess each operation’s unique risks to recommend appropriate limits and deductibles. Service is provided strictly as needed, with no set schedule, allowing businesses to request adjustments or policy reviews whenever circumstances change.
Serving Manhattan, Kansas, and the surrounding communities, Tim Engle Agency, Inc. American Family Insurance handles business insurance coverage for local enterprises. It helps protect companies from common financial risks through policies tailored to their specific operational needs. For each client, the agency reviews the unique exposures of the business, then recommends appropriate coverage limits. This approach ensures that the policy selected addresses the actual liabilities and property concerns faced by the company in its daily operations.
Kramer Agency & Associates LLC American Family Insurance focuses on business insurance agent services, including general liability and commercial property coverage. Based in Manhattan, KS, the agency also assists local enterprises with workers' compensation and commercial auto policies. It works closely with area small businesses to evaluate their unique operational risks and coverage gaps. As winter approaches, the agency helps clients review policies to ensure adequate protection against snow-related property damage and liability from icy walkways.
As spring storms sweep through Manhattan, local businesses prepare for seasonal property risks. Wild & Associates LLC American Family Insurance helps commercial clients review general liability, property, and workers' compensation coverage suited to their operations. Agents discuss common peril exposures for area storefronts and office spaces. Service includes analyzing current policies against potential weather or accident losses. The agency schedules an on-site inspection to identify specific building hazards and protective gaps before recommending adjustments.
Cura Insurance offers residential coverage in Manhattan, Kansas, assisting homeowners with policies that protect personal property and liability. The agency also provides commercial coverage for local small businesses, including general liability and property insurance, serving clients throughout the area. Policyholders appreciate receiving clear explanations of their options during initial consultations. Following each annual review or claim, the team reaches out to adjust coverage as needs change, ensuring that customers have ongoing support between regular visits.
Karl Kunz - State Farm Insurance Agent serves the Manhattan, KS area, providing comprehensive coverage options for local businesses. This agency specializes in crafting tailored insurance policies that protect a company’s assets and operations from unexpected losses. Evaluating each client’s unique risk profile allows for the development of appropriate liability and property protection. Services can be extended to cover the specific needs of commercial offices, warehousing facilities, and food service establishments.
Shelter Insurance - Mike Bean in Manhattan, KS, is known for providing business insurance policies tailored to local commercial operations. Its service range covers general liability, property coverage, and workers' compensation for small to mid-sized enterprises. A typical business insurance agent in this area helps clients manage risk through personalized policy reviews and claims support. Shelter Insurance - Mike Bean can also craft specialized endorsements for agricultural or contractor businesses to address unique operational exposures.
What Does a a Business Insurance Agent in Manhattan Cost?
Typical annual premiums for a small business in Manhattan Kansas range from $500 for a low-risk office to $5,000 or more for a construction or manufacturing business. Workers compensation costs average about $1.50 per $100 of payroll for low-risk jobs and up to $10 per $100 for high-risk work. General liability policies often cost between $400 and $1,500 per year. This is general information and not insurance advice.
About business insurance agents in Manhattan
A business insurance agent in Manhattan, Kansas helps local companies find coverage that meets Kansas state requirements and protects against common risks. Kansas law requires most employers to carry workers compensation insurance if they have five or more employees. Agents in Manhattan can also help with commercial auto policies for vehicles used in business operations near Kansas State University or in the downtown area.
Frequently Asked Questions
What types of business insurance are required in Kansas?
Kansas law requires workers compensation insurance for employers with five or more employees. Commercial auto insurance is required for any business-owned vehicles. General liability is not legally required but is strongly recommended for most businesses.
How do I find a licensed business insurance agent in Manhattan Kansas?
You can search the Kansas Insurance Department website for licensed agents in Manhattan. Local agents often work with major carriers like Travelers, Nationwide, or The Hartford. Ask for referrals from other business owners in the Manhattan area.
What factors affect the cost of business insurance in Manhattan Kansas?
Costs depend on your industry, number of employees, annual revenue, claims history, and coverage limits. A retail store may pay less than a construction company. Location in Manhattan also matters due to local crime rates and weather risks like tornadoes.
Business Insurance Agents in Other Kansas Cities
Derby · Gardner · Hutchinson · Kansas City · Lawrence · Leavenworth · Leawood · Lenexa · Olathe · Overland Park · Salina · Shawnee · Topeka · Wichita