The top-rated business insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Younger Insurance Agency, Bowers Insurance, Scott Powell - State Farm Insurance Agent. This directory lists 20 business insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Brenneman - State Farm Insurance Agent | 1201 Potomac Ave | (301) 790-1600 |
| 2 | Younger Insurance Agency | 1945 Dual Hwy | (240) 527-2344 |
| 3 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 4 | Scott Powell - State Farm Insurance Agent | 816 Virginia Ave | (240) 420-2886 |
| 5 | Donna Nave-Perry - State Farm Insurance Agent | 18024 Maugans Ave | (240) 267-2027 |
| 6 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
| 7 | Antietam Insurance Associates, Inc. | 940 Frederick St | (301) 733-0895 |
| 8 | Youngbar Financial & Insurance Agency | 1850 Dual Hwy Suite 102 | (301) 271-8811 |
| 9 | Blue Ridge Risk Partners | 1120C Professional Blvd | — |
| 10 | Escobar Insurance Agency | 1136 Opal Ct | (301) 620-0950 |
Lauren Brenneman - State Farm Insurance Agent serves the Hagerstown, Maryland, area, providing business insurance solutions for local enterprises. The agency works with small and mid-sized companies to secure coverage that protects their operations. Their typical clients include retail stores, contractors, and professional offices needing general liability and property protection. They also address specific risks like business interruption and commercial auto insurance, helping firms maintain stability after unexpected events. Workers’ compensation insurance is a key service they manage for Hagerstown businesses.
Younger Insurance Agency provides a broad range of business insurance services in Hagerstown, MD, including general liability, property, and workers’ compensation coverage. It offers personalized risk assessments to help business owners select appropriate limits and deductibles. The agency also reviews policies annually to adjust for growing inventory or changing operations. Its maintenance plans include periodic coverage audits and prompt claims assistance. Younger Insurance services single-family homes, apartment complexes, retail stores, and local restaurants.
Bowers Insurance provides coverage for local homeowners, businesses, and property managers operating in Hagerstown, Maryland. It assists commercial clients with essential policies designed to protect assets, manage liability risk, and secure continuity of operations against unforeseen events. The agency focuses on tailoring general liability and property coverage to meet the specific needs of each enterprise. Beyond Hagerstown, the firm extends its business insurance services to property managers and proprietors throughout Washington County.
Scott Powell - State Farm Insurance Agent serves the Hagerstown, Maryland area and surrounding communities, handling business insurance policies for local enterprises. The agency provides coverage tailored to protect commercial assets and liability needs common in the region. By assessing each client’s operational risks and property details, it connects business owners with relevant policy options. During a typical job, the agent reviews exposure points and recommends specific coverage limits to match the unique requirements of the business.
Donna Nave-Perry - State Farm Insurance Agent in Hagerstown, MD provides business insurance coverage tailored to local commercial needs. It helps small and mid-sized enterprises protect their assets with liability, property, and workers compensation policies. The agency also assists clients with personal lines such as auto, home, and life insurance. Through its regular service work, it evaluates risks and recommends appropriate coverage limits. As the winter season approaches, the agency advises businesses on safeguarding against snow-related property damage and liability from icy walkways.
Wright-Gardner Insurance in Hagerstown, MD, provides business owners with a choice between one-time policy setups for specific projects and recurring services that handle ongoing commercial exposure over multiple periods. Coverage options are tailored to match each company’s operations and regulatory needs. This agency evaluates risk profiles to recommend appropriate protection for property, liability, and other standard exposures faced by local enterprises. Service runs on an as-needed basis, allowing clients to request adjustments at policy renewal or when their business circumstances change.
As Hagerstown businesses prepare for the change of seasons, protecting their assets against local weather and operational risks becomes essential. Antietam Insurance Associates, Inc. serves as a business insurance agent, helping commercial clients identify appropriate coverage for their specific needs. From liability protection to property policies, they guide business owners through the complexities of available plans. After an initial discussion about a company’s operations and risk exposures, they proceed with a thorough on-site inspection to evaluate the premises in detail.
Youngbar Financial & Insurance Agency provides general business insurance solutions in Hagerstown, MD, and the surrounding region. The agency specializes in liability, property, and worker’s compensation coverage to protect companies from common operational risks. It can also offer policies for commercial auto and additional endorsements as needed. Youngbar Financial & Insurance Agency serves a broad range of commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Business Insurance Agent in Hagerstown Cost?
Typical costs for a small business insurance policy in Maryland range from 400 to 2,000 per year for general liability. Workers compensation premiums vary by payroll and classification code, averaging 1,000 to 3,000 annually for a low-risk office. Commercial auto policies in Hagerstown often cost 1,200 to 2,500 per vehicle per year. These figures are estimates and your actual premium will depend on your specific business. This is general information and not insurance advice.
About business insurance agents in Hagerstown
Business insurance agents in Hagerstown Maryland help local companies find coverage that meets state requirements and protects against common risks. Maryland law requires most businesses to carry workers compensation insurance if they have one or more employees. An agent can guide you through options like general liability, property insurance, and commercial auto policies tailored to Washington County.
Frequently Asked Questions
What types of business insurance are required in Maryland?
Maryland requires workers compensation insurance for any business with one or more employees. Businesses with commercial vehicles must also carry auto liability insurance. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.
How do I find a business insurance agent in Hagerstown?
You can search online for independent agents or brokerages in Hagerstown. The Maryland Insurance Administration provides a license lookup tool to verify an agents credentials. Ask for referrals from other local business owners in Washington County.
What factors affect business insurance costs in Maryland?
Costs depend on your industry, number of employees, revenue, claims history, and coverage limits. For example, a small retail shop in Hagerstown might pay 500 to 1,500 per year for general liability. A construction company with higher risks could pay several thousand dollars annually.
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