The top-rated business insurance agent in Severna Park, Maryland is Lee Talbot - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Alex Schwab: Allstate Insurance, Jeffrey Brent - State Farm Insurance Agent, Sean Garvey - State Farm Insurance Agent. This directory lists 15 business insurance agents serving Severna Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Talbot - State Farm Insurance Agent | 170 Ritchie Hwy | (410) 647-5900 |
| 2 | Alex Schwab: Allstate Insurance | 517 Benfield Rd Ste 202 | (410) 674-7888 |
| 3 | Jeffrey Brent - State Farm Insurance Agent | 504 Baltimore Annapolis Blvd #7 | (410) 544-7174 |
| 4 | Sean Garvey - State Farm Insurance Agent | 529 Benfield Rd Suite 200 | (410) 647-7770 |
| 5 | Highstreet- Bye Insurance Agency | 238 Ritchie Hwy | (410) 544-4300 |
| 6 | Moran Insurance | 696 Ritchie Hwy | (410) 544-3422 |
| 7 | Performance Insurance Group | 238 Ritchie Hwy | (410) 674-9066 |
| 8 | Marty Lewis - State Farm Insurance Agent | 838 Ritchie Hwy Ste 3B | (410) 761-1144 |
| 9 | Patrick Hughes: Allstate Insurance | 815 Ritchie Hwy #116 | (410) 761-8873 |
| 10 | Eichhorn Insurance Agency | 535 Ritchie Hwy | (410) 544-9975 |
Lee Talbot - State Farm Insurance Agent serves Severna Park and the surrounding Anne Arundel County area, providing business insurance coverage tailored for local enterprises. The agency works with small to mid-sized businesses to assess risks and select appropriate policies. Commercial auto insurance for company vehicles and general liability coverage for retail or office spaces are two specific services handled by this agent in the region.
Alex Schwab: Allstate Insurance in Severna Park, MD offers a comprehensive range of business insurance solutions tailored for local entrepreneurs and companies. The agency provides personalized policy reviews and coverage adjustments to ensure protection keeps pace with operational changes. Clients receive ongoing support through regular account consultations, risk management guidance, and responsive claims assistance. This approach helps safeguard diverse properties such as single-family homes, apartment complexes, retail storefronts, and full-service restaurants.
Jeffrey Brent - State Farm Insurance Agent in Severna Park, MD, serves homeowners, businesses, and property managers by offering tailored business insurance coverage. Policies help protect commercial assets, liability risks, and income streams for local enterprises. The agency works with clients to review and adjust coverage as their operations evolve. Businesses in surrounding Anne Arundel County communities such as Arnold and Crownsville also access these risk management services through this location.
Serving businesses in Severna Park, MD, and the surrounding communities, Sean Garvey - State Farm Insurance Agent handles commercial insurance needs for a range of local enterprises. The agency works to help businesses manage liability, property coverage, and other standard risks typically faced in the area. For a typical job, it begins by reviewing the client’s operations and exposures to present appropriate options that fit the business's specific situation and budget.
When you need consistent protection, recurring policies are often chosen for ongoing business liabilities, while a single, one-time general liability solution can address a short-term project or seasonal need. Located in Severna Park, MD, Highstreet- Bye Insurance Agency provides coverage that helps shield local enterprises from common operational risks typical of this region. This agency customizes its service to fit each client’s workflow, offering coverage and support on either a one-time, scheduled, or as-needed basis.
Moran Insurance offers tailored commercial auto, general liability, and property coverage specific to small and mid-size businesses. Operating in Severna Park, MD, it also provides workers’ compensation, professional liability, and cyber risk policies to complement a full-service agency’s offerings. Regular policy reviews ensure local firms maintain adequate protection as their operations grow. As the fall season approaches, the firm helps retail and hospitality businesses adjust their liability limits for increased holiday foot traffic and seasonal staffing changes.
Spring storms along the Chesapeake often expose weaknesses in commercial properties around Severna Park. Performance Insurance Group helps local businesses review their current coverage to address these vulnerabilities before major claims arise. As a business insurance agent, the company works closely with shop owners, contractors, and professional offices to compare policies that match each operation’s specific risk profile. A typical initial step involves scheduling a walk-through of the business premises, allowing for a thorough assessment of exposure points and current protection gaps.
Marty Lewis - State Farm Insurance Agent in Severna Park, MD offers local businesses general liability and commercial property coverage to protect their physical assets. This agency also provides specialized add-ons such as business interruption insurance and professional liability protection. Dealing with everyday operational risks, the agency helps clients secure necessary policies tailored to various sectors. Its services regularly cover office spaces, storage warehouses, and food service establishments throughout the region.
Patrick Hughes: Allstate Insurance in Severna Park, MD, is known for providing business insurance coverage tailored to local companies. The agency serves a range of industries, helping commercial clients assess their unique liability and property risks within the area. Policies typically protect assets, operations, and income from unexpected disruptions. Common coverages offered include general liability, commercial property, and workers' compensation. The agency also specializes in adding professional liability insurance, which protects businesses against claims of negligence or errors in their services.
Eichhorn Insurance Agency in Severna Park, MD, provides residential insurance for local homeowners, ensuring their properties and personal assets are protected. The agency also structures commercial policies for area businesses, covering liability and property risks across Anne Arundel County and surrounding communities. Business insurance agents here analyze client operations to align appropriate deductibles and limits with real-world exposures. Claims coordination often involves direct contact with carriers, with follow-up service arranged between regular coverage reviews to update policies as a commercial operation evolves.
What Does a a Business Insurance Agent in Severna Park Cost?
Typical costs for a business insurance agent in Maryland vary by business type and size. A small retail shop might pay $500 to $1,500 per year for general liability, while a contractor could pay $2,000 to $5,000 annually for combined policies. Workers compensation costs depend on payroll and industry classification, averaging $1.50 to $3.00 per $100 of payroll. This is general information, not insurance advice.
About business insurance agents in Severna Park
Business insurance agents in Severna Park, Maryland help local companies find coverage that meets state requirements. Maryland law mandates workers compensation insurance for most employers with one or more employees. Agents can guide you through options for general liability, property, and professional liability policies tailored to your Severna Park business.
Frequently Asked Questions
What types of business insurance are required in Maryland?
Maryland requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not required by state law but are often needed by landlords or clients.
How do I choose a business insurance agent in Severna Park?
Look for an agent who is licensed in Maryland and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare quotes. Check online reviews and ask for references from other local business owners.
Can a business insurance agent help with Maryland-specific risks?
Yes, an agent familiar with Severna Park can address risks like flood damage near the Magothy River or liability from seasonal tourism. They can also advise on compliance with Maryland's unique employment laws and insurance regulations.
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