The top-rated business insurance agent in Beverly, Massachusetts is Sterling Insurance Agency Inc, rated 4.9 stars across 206 reviews. Other highly rated options include Leslie S. Ray Ins. Agency, Inc., Cross Insurance, Archer Insurance Agency. This directory lists 15 business insurance agents serving Beverly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sterling Insurance Agency Inc | 186 Cabot St Suite 203 | (978) 922-6600 |
| 2 | Leslie S. Ray Ins. Agency, Inc. | 129 Dodge St | (978) 927-2600 |
| 3 | Cross Insurance | 48 Dunham Rdg Rd #1000 | (978) 922-2288 |
| 4 | Archer Insurance Agency | 271 Cabot St | (978) 922-4600 |
| 5 | MCJ Insurance Agency | 409A Cabot St | (978) 338-4670 |
| 6 | Soucy Insurance Agency, Inc. | 100 Cummings Center #101f | (978) 744-7110 |
| 7 | Duffy Insurance | 50 Dunham Rdg Rd G200 | (978) 969-6207 |
| 8 | Carmen Kimball Insurance | 48 Beckford St | (978) 922-0086 |
| 9 | Universal Insurance Agency | 412 Hale St #350 | (781) 654-8082 |
| 10 | Priority Insurance Massachusetts | 162 Cabot St | (978) 248-8512 |
Sterling Insurance Agency Inc serves the Beverly, Massachusetts area and surrounding Essex County as a business insurance agent. The firm works with local entrepreneurs and established companies to find appropriate coverage for their commercial operations. It assists clients in navigating general liability policies that protect against common workplace and customer claims. Property insurance options are also available to safeguard physical assets from damage or loss. Additionally, the agency handles workers’ compensation plans to help businesses manage employee injury risks and meet state requirements.
Leslie S. Ray Ins. Agency, Inc. provides a full spectrum of business insurance services, including general liability, property coverage, and workers’ compensation. The agency offers tailored insurance plans for commercial clients, along with periodic policy reviews to help ensure coverage aligns with changing business needs and risk exposures. It serves a variety of property classes in and around Beverly, MA, including single-family homes used for home-based businesses, apartments, retail shops, and restaurants.
As Beverly businesses prepare for the shift in seasonal foot traffic during the fall and winter months, Cross Insurance helps owners adjust their commercial coverage to address evolving risks. Operating in Beverly, Massachusetts, this business insurance agent works with companies to structure policies that protect physical assets, liability exposures, and income streams. The agent evaluates current business operations, reviews existing liability limits, and discusses property protection for office and retail spaces before conducting an on-site inspection to assess each location’s specific risk conditions.
Archer Insurance Agency serves local businesses, property managers, and commercial property owners in Beverly, Massachusetts. It provides general liability, property, and workers' compensation coverage to protect small and mid-sized enterprises from operational risks. The agency also offers business interruption and commercial auto policies tailored to each client’s needs. Understanding the unique challenges faced by companies in the North Shore area, the agency works to find appropriate coverage solutions. Its service area extends to the neighboring communities of Salem and the greater Cape Ann region.
MCJ Insurance Agency in Beverly, MA, helps businesses distinguish between one-time policies for specific projects and recurring annual coverage that protects ongoing operations. Their business insurance category includes general liability and property coverage tailored to local companies. Professional guidance addresses common risks faced by organizations in the area, such as weather-related property damage or customer injuries on site. Service appointments for new quotes or policy reviews run on an as-needed basis, arranged at the client’s convenience with no required schedule.
Soucy Insurance Agency, Inc. serves Beverly, MA, and the surrounding North Shore communities, handling a full range of commercial insurance needs for local businesses. It offers policies that protect against common risks, including general liability and property coverage. The agency also provides specialized plans tailored to different industries, such as contractors and retail operations. For a typical account, it assesses each client’s unique exposures to recommend appropriate safeguards and then finds suitable coverage from multiple carriers.
Duffy Insurance provides business insurance coverage in the Beverly, Massachusetts area. It specializes in general liability policies that protect against common operational risks, and it adds on property coverage to guard buildings and equipment from fire or theft. Businesses can also secure workers’ compensation insurance for their employees. The agency serves several commercial sectors including office environments, warehouses storing inventory, and food service operations such as restaurants and caterers.
Carmen Kimball Insurance in Beverly, MA provides tailored coverage for small and mid-sized businesses, including general liability, commercial property, and workers’ compensation. The agency also serves local professionals and service providers, helping them secure appropriate policies to protect their daily operations. By offering risk assessments and policy reviews, it assists North Shore business owners in navigating the complex insurance landscape. As winter approaches, the agency helps seasonal and year-round operations address potential liabilities related to weather-related closures and equipment damage.
With seasonal weather shifts and new construction in the Beverly area, businesses often face evolving risk profiles that threaten their operations. Universal Insurance Agency, a local business insurance agent in Beverly, MA, works to help companies navigate these changing exposures. The team reviews existing policies and identifies gaps for coverage including general liability and commercial property. This process begins by scheduling an on-site inspection of the business premises to evaluate current hazards and assess necessary protections.
Priority Insurance Massachusetts in Beverly provides comprehensive business insurance coverage, helping local enterprises manage risk and protect their assets. As a dedicated agent, the company specializes in tailoring policy add-ons such as equipment breakdown and cyber liability protection to meet unique operational needs. It serves a variety of commercial sectors in the region, including professional offices, warehouse and distribution facilities, and food service establishments requiring general liability and property coverage.
What Does a a Business Insurance Agent in Beverly Cost?
Typical costs for a small business insurance policy in Massachusetts range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by payroll and industry, often starting around $1,000 per year. Commercial property insurance may add another $500 to $2,000 annually. These are general estimates and your actual cost will depend on your specific business type, location, and coverage limits. This information is for general reference and is not insurance advice.
About business insurance agents in Beverly
Beverly business owners can work with a local insurance agent to find coverage that meets Massachusetts requirements. Agents help you compare policies for general liability, commercial property, and workers compensation. Massachusetts law requires most employers to carry workers comp insurance, and an agent can guide you through that process.
Frequently Asked Questions
What types of business insurance do I need in Beverly Massachusetts?
Most businesses need general liability insurance and property insurance. If you have employees, Massachusetts law requires workers compensation insurance. An agent can also help with professional liability or commercial auto coverage if needed.
How do I find a business insurance agent in Beverly?
You can search online for independent agents in Beverly or ask other local business owners for referrals. Many agents offer free consultations to review your risks and provide quotes from multiple carriers.
Is business insurance required by law in Massachusetts?
Massachusetts requires workers compensation insurance for nearly all employers with one or more employees. General liability and property insurance are not required by state law, but landlords and clients often demand them.