The top-rated business insurance agent in Dracut, Massachusetts is BETTENCOURT INSURANCE GROUP, INC, rated 4.9 stars across 347 reviews. Other highly rated options include Colleen A Coughlin Insurance Agency Inc., L'Hussier Insurance, Cloutier Insurance Agency. This directory lists 10 business insurance agents serving Dracut.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | BETTENCOURT INSURANCE GROUP, INC | 7 Broadway Rd Unit B | (978) 770-0217 |
| 2 | Colleen A Coughlin Insurance Agency Inc. | 1794 Bridge St #5a | (978) 221-6991 |
| 3 | L'Hussier Insurance | 1641 Bridge St | (978) 452-5240 |
| 4 | Cloutier Insurance Agency | 1996 Lakeview Ave | (978) 957-4881 |
| 5 | WellSure Insurance Service | 31 Bolton Ave | (978) 593-3150 |
| 6 | Albert A Daigle Insurance Agency Inc | 313 Willard St | (978) 459-2101 |
| 7 | Szczepanik Stephen J Insurance Agency | 471 Aiken Ave | (978) 454-3106 |
| 8 | Buxton Insurance | 471 Aiken Ave | (978) 454-8636 |
| 9 | Falcons Insurance & Financial | 1049 Lakeview Ave # 9 | (978) 323-4500 |
| 10 | berkshire hathaway insurance guard companies | 11 C, 11 Broadway Rd | (800) 673-2465 |
Bettencourt Insurance Group, Inc. serves the businesses of Dracut, MA and surrounding Middlesex County with comprehensive commercial insurance coverage. The agency works closely with local enterprises to assess their unique operational risks, offering tailored policies that safeguard against common liability exposures. They help firms secure property insurance for physical assets and equipment breakdowns. Additionally, the agency handles workers' compensation policies and commercial auto coverage for fleets operating in this area.
Colleen A Coughlin Insurance Agency Inc. provides a broad array of business insurance coverages tailored for operations in the Dracut, Massachusetts area. Its services include general liability, property protection, and workers’ compensation policies to manage everyday commercial risks. The agency maintains structured renewal reviews and policy check-ins to help clients adjust their coverage as their operations evolve. This ongoing consultation ensures businesses can stay properly protected without interruption. The agency serves a diverse clientele, with offerings suitable for single-family homes being used for business, apartments, retail storefronts, and full-service restaurant properties.
L'Hussier Insurance serves businesses in Dracut and throughout Middlesex County, Massachusetts, offering comprehensive commercial insurance coverage. As a dedicated business insurance agent, the company helps local enterprises secure policies that protect against property damage, liability claims, and employee-related risks. This includes tailoring coverage to meet the unique operational needs of small and mid-sized businesses across various industries. L'Hussier Insurance regularly assists clients with general liability and commercial property insurance policies specific to the region.
Cloutier Insurance Agency in Dracut, Massachusetts, serves homeowners, businesses, and property managers seeking commercial coverage. The agency works with clients to analyze their insurance needs and secure appropriate policies for general liability, property, and workers’ compensation. Business owners in the area rely on this firm for straightforward guidance on managing risk. Commercial clients benefit from tailored plans designed to protect their assets and operations. Cloutier Insurance Agency also provides its business insurance services to neighboring communities throughout the Greater Lowell metropolitan area.
WellSure Insurance Service serves Dracut, Massachusetts, and the surrounding communities of the Merrimack Valley region, handling commercial insurance policies for local business owners. The company focuses on coverage for liability, property, and workers’ compensation claims that regional enterprises commonly require. To address a typical job, the agency first reviews a client’s operations and risk exposure, then recommends appropriate policy limits and endorsements from its carrier network.
Albert A Daigle Insurance Agency Inc in Dracut, MA assists local businesses in distinguishing between one-time policy purchases and recurring coverage options that renew annually. The agency structures its work around typical business insurance plans, including general liability, property, and workers’ compensation policies tailored to small and mid-sized companies. Service is provided entirely on a scheduled basis, with annual policy reviews and renewal processing conducted for each client account.
Szczepanik Stephen J Insurance Agency provides specialized coverage for commercial property, general liability, and workers’ compensation to protect local businesses in Dracut, MA. It also advises clients on bundling common policies to manage overhead and reduce gaps in risk protection. The agency regularly reviews inventory values and policy limits before major seasonal changes, such as the start of winter operations or summer construction projects, to ensure coverage remains adequate.
As Dracut businesses face the shifting demands of each season, Buxton Insurance provides tailored guidance for safeguarding operations year-round. This local agency specializes in helping small and mid-sized companies choose appropriate liability and property coverage that matches their specific risks. By focusing on the unique needs of area retailers, contractors, and service providers, the team works to ensure policies align with current business activities. The process typically begins with a thorough on-site inspection to evaluate facilities and inventory, which then informs a personalized initial assessment of protection needs.
Falcons Insurance & Financial provides business insurance coverage for companies in Dracut, MA, and the surrounding region. Its specialty add-ons include liability protection and property insurance tailored to local commercial risks. The agency helps businesses secure policies that safeguard against common operational exposures and property damage. Commercial sectors it can serve include professional offices, warehouses, and food service establishments seeking reliable coverage for their daily operations, equipment, and inventory needs.
Berkshire Hathaway Insurance Guard Companies in Dracut, MA, provides homeowners and renters insurance to protect local residences and personal property. For area small businesses, the agency offers commercial liability, property, and workers’ compensation coverage tailored to various local operations. Serving the Greater Dracut region including neighboring communities, they assist clients with policy reviews and claims support. After helping a business secure initial coverage or adjust existing plans, agents often schedule periodic check-ins to discuss growing needs and potential changes between regular visits.
What Does a a Business Insurance Agent in Dracut Cost?
Typical costs for a small business insurance package in Dracut range from 500 to 2,500 dollars per year for general liability and property coverage. Workers compensation premiums vary by payroll and industry classification often starting at 1,000 dollars per year. Actual costs depend on your specific risks coverage limits and deductible choices. This is general information not insurance advice.
About business insurance agents in Dracut
Business insurance agents in Dracut Massachusetts help local companies find coverage for general liability commercial property and workers compensation. Massachusetts law requires most employers to carry workers compensation insurance under M.G.L. c. 152. Agents can also assist with business auto policies for vehicles used in your Dracut operations.
Frequently Asked Questions
What types of business insurance do Dracut agents offer?
Agents in Dracut typically offer general liability commercial property workers compensation and business interruption insurance. They can also provide professional liability and cyber insurance for local businesses.
Is workers compensation insurance required for Dracut businesses?
Yes Massachusetts law requires all employers with one or more employees to carry workers compensation insurance under M.G.L. c. 152. This applies to Dracut businesses including sole proprietors with employees.
How do I choose a business insurance agent in Dracut?
Look for an agent licensed in Massachusetts with experience in your industry. Ask about their access to multiple carriers and check their standing with the Massachusetts Division of Insurance.