The top-rated business insurance agent in Chelmsford, Massachusetts is Premiere Insurance, rated 5.0 stars across 1,256 reviews. Other highly rated options include Allstate Insurance: Todd Seesman, L'Hussier Insurance, Talbot Insurance Agency. This directory lists 11 business insurance agents serving Chelmsford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premiere Insurance | 7 Summer St # 19 | (978) 221-0139 |
| 2 | Allstate Insurance: Todd Seesman | 83 Parkhurst Rd #10 | (978) 710-7040 |
| 3 | L'Hussier Insurance | 63 Chelmsford St #2 | (978) 256-1583 |
| 4 | Talbot Insurance Agency | 205 Chelmsford St | (978) 256-3367 |
| 5 | Kaplansky Insurance - Chelmsford Branch | 118 Chelmsford St | (978) 256-0900 |
| 6 | Kevin Lynch office of Commonwealth Property & Casualty | 233 Chelmsford St | (978) 322-5639 |
| 7 | Schwartz Financial Services, Inc. | 2 Meeting House Rd #12 | (781) 932-3289 |
| 8 | Time Insurance Solutions LLC | 48 Chelmsford St #5b | (978) 455-7774 |
| 9 | Alpine Insurance Inc | 15 Fletcher St STE 2 | (978) 453-0076 |
| 10 | LaMarche Associates, Inc. | 4 North Rd | (978) 256-8586 |
Premiere Insurance serves the Chelmsford, Massachusetts area and the broader Middlesex County region as a business insurance agent. The company assists local enterprises in securing coverage to protect against common operational risks. It helps clients evaluate policies for property damage and liability exposures that arise from daily commercial activities. General liability insurance and commercial property insurance are two specific services this agency handles for businesses in this area.
Allstate Insurance: Todd Seesman provides a full range of business insurance services, including general liability, property, and commercial auto coverage. The agency works with clients to structure tailored protection plans that address specific operational risks. Ongoing policy reviews and risk management consultations are offered to help adjust coverage as businesses evolve. The agency serves a variety of commercial properties, such as single-family homes used for business, apartments, retail storefronts, and restaurants in the Chelmsford, MA area.
L'Hussier Insurance serves Chelmsford, Massachusetts, and the surrounding Merrimack Valley communities. It handles business insurance for local enterprises, working with clients to address their commercial coverage requirements. The agency focuses on understanding each client's operational exposures and then matching them with appropriate policies from its network of carriers. For a typical new assignment, it begins with a review of the current business risks and then assembles a tailored insurance proposal to meet those specific needs.
Talbot Insurance Agency in Chelmsford, MA assists local businesses by distinguishing between one-time policy placements and recurring coverage plans that renew annually. Their focus includes commercial property, liability, and workers’ compensation protections tailored to area enterprises. These professionals evaluate operational risks to recommend appropriate coverage limits and deductibles. Service arrangements are flexible, with consultations provided on a scheduled basis for policy reviews and on an as-needed basis for claims handling or coverage adjustments.
Kaplansky Insurance in Chelmsford, Massachusetts, serves local homeowners, businesses, and property managers by offering commercial coverage tailored to regional risks. The agency helps companies assess their liability, property, and worker protection needs through comprehensive policy evaluations. Business clients from retail shops to professional offices rely on this branch for practical insurance guidance. The Chelmsford team also writes coverage for properties and businesses in neighboring Lowell and along the Route 3 corridor.
The Kevin Lynch office of Commonwealth Property & Casualty in Chelmsford, MA, specializes in crafting commercial insurance packages tailored for local small to mid-sized businesses. Its agents assess individual liability and property exposures, then match coverage to those specific operational risks. The agency also serves a broader regional clientele by handling workers’ compensation policies and general commercial liability. As autumn brings peak holiday retail traffic and potential for increased slip-and-fall claims, the office helps seasonal merchants adjust their liability limits accordingly.
As businesses in Chelmsford prepare for the busy fourth quarter, Schwartz Financial Services, Inc. provides commercial insurance solutions. They work with local companies to assess liability, property, and worker protection needs. Guiding each client through the available coverage types allows for a plan tailored to the company size and industry. The initial process involves a review of current operations, followed by a detailed property inspection to calculate risk exposure and finalize coverage limits.
Time Insurance Solutions LLC arranges residential insurance services for homeowners in Chelmsford, MA, and the surrounding area. The firm also provides commercial coverage for local businesses, helping proprietors protect their operations from common risks like property damage or liability claims. Clients can expect clear policy guidance for new clients and for coverage updates. Follow-up service between regular policy reviews is available whenever adjustments or questions arise.
Alpine Insurance Inc provides business insurance coverage for companies in the Chelmsford, Massachusetts area. The agency specializes in customized policies that protect against property damage, liability claims, and operational disruptions. It works closely with clients to assess risk and secure appropriate general liability and commercial property insurance. Alpine Insurance Inc can serve a range of commercial sectors, including offices, warehouses, and food service establishments.
LaMarche Associates, Inc., based in Chelmsford, MA, is known for providing business insurance coverage to local enterprises. The agency assists companies in assessing their unique operational risks and securing appropriate policies to protect against common liabilities. Customized plans can address property, liability, and workers’ compensation needs for various industries. The firm also offers specialized protection for professional service businesses, such as errors and omissions insurance.
What Does a a Business Insurance Agent in Chelmsford Cost?
Typical costs for a small business insurance policy in Massachusetts range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification and average around 1.50 to 2.50 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location. This is general information and not insurance advice.
About business insurance agents in Chelmsford
Business insurance agents in Chelmsford Massachusetts help local companies secure coverage that meets state requirements. Massachusetts law mandates that all employers provide workers compensation insurance if they have any employees. Agents can also advise on general liability and commercial property policies tailored to Chelmsford businesses.
Frequently Asked Questions
What types of business insurance do Chelmsford agents offer?
Agents in Chelmsford typically offer general liability commercial property workers compensation and professional liability insurance. They also provide coverage for specific risks like cyber liability and commercial auto.
Is business insurance required by law in Massachusetts?
Yes Massachusetts law requires workers compensation insurance for any business with one or more employees. Other coverages like general liability are not required by state law but are often required by landlords or contracts.
How do I choose a business insurance agent in Chelmsford?
Look for an agent licensed in Massachusetts who has experience with your industry. Check their reviews and ask about their claims process. A local agent will understand Chelmsford specific risks like weather or zoning issues.