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Directory of business insurance agents in Ludlow, Massachusetts. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 10 business insurance agents in Ludlow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223
thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775
reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424
hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901
idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444
dowd.com
Duke Insurance Brokerage, Inc.
200 Center St STE 15, Ludlow, MA 01056
(413) 583-2611
dukeinsurancebrokerageinc.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616
cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901
dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192
fieldeddy.com
Business insurance agents in Ludlow Massachusetts help local companies find coverage that meets state requirements and protects against common risks. Massachusetts law requires most employers to carry workers compensation insurance and commercial auto insurance for business vehicles. An agent can guide you through options like general liability property insurance and professional liability coverage.
What Does a Business Insurance Agent in Ludlow Cost?
Typical costs for business insurance in Massachusetts vary widely by industry size and location. A small retail shop in Ludlow might pay between 500 and 1500 dollars per year for general liability insurance. A construction contractor could pay 2000 to 5000 dollars annually for general liability and workers compensation combined. Premiums depend on factors like payroll revenue and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance do I need in Ludlow Massachusetts?
Most businesses need general liability insurance and property insurance. Massachusetts law requires workers compensation if you have employees and commercial auto insurance for any business vehicles. Your agent can help determine if you need professional liability or other specialized coverage.
How do I find a business insurance agent in Ludlow?
You can search online for independent agents in Ludlow or ask other local business owners for referrals. The Massachusetts Association of Insurance Agents also provides a directory of member agents who serve the Ludlow area.
Does Massachusetts require business interruption insurance?
Massachusetts does not require business interruption insurance by law. However many lenders and landlords may require it as part of a lease or loan agreement. An agent can explain how this coverage helps replace lost income after a covered event.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.