The top-rated business insurance agent in North Andover, Massachusetts is AAA North Andover, rated 4.5 stars across 218 reviews. Other highly rated options include MTM Insurance Associates, LLC, MTMBrainerd INC., Benefit Advisors Group. This directory lists 19 business insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA North Andover | 75 Turnpike St | (978) 681-9200 |
| 2 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 3 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 4 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 5 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 6 | Kurt Wicks: Allstate Insurance | 1211 Osgood St Ste 3a | (978) 984-5640 |
| 7 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 8 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 9 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 10 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
AAA North Andover serves businesses across Essex County and the Merrimack Valley from its location in North Andover, Massachusetts. As a business insurance agent, the company helps local enterprises obtain general liability policies and property insurance for commercial buildings and equipment. The agency assists with workers’ compensation coverage required for employees and guides clients through commercial auto insurance needs for company vehicles. It also arranges professional liability protection firms require in this region.
MTM Insurance Associates, LLC provides a full range of business insurance services, including general liability, property, and workers' compensation coverage. The agency develops tailored risk management strategies and offers ongoing policy reviews to adjust coverage as business needs evolve. Clients can also access annual audits to ensure adequate protection. The firm serviced commercial properties such as single-family homes used for business, apartment complexes, retail storefronts, and local restaurants.
MTMBrainerd INC. serves local homeowners, businesses, and property managers in North Andover, Massachusetts, offering business insurance agent services to help clients secure appropriate liability and property coverage. The agency assists with risk assessment and policy selection tailored to various commercial needs. It also extends its services to businesses in the neighboring community of Lawrence and the greater Merrimack Valley area.
Serving North Andover, MA, and its surrounding communities, Benefit Advisors Group handles business insurance needs for local companies. The firm works with clients to assess general liability, commercial property, and workers’ compensation requirements. It helps business owners understand their risk exposures, providing guidance on appropriate coverage structures and policy limits. By reviewing operational details from the start, the company develops strategies tailored to each client’s specific business activities, typical for this professional area of risk management.
Durso & Jankowski Insurance in North Andover, MA, distinguishes between one-time policies for specific projects and recurring coverage for ongoing business operations. Their business insurance agents help local companies manage risk through general liability, property, and workers’ compensation plans. These core protections safeguard assets and operations in the region’s commercial landscape. Service arrangements are structured strictly on an as-needed basis, with no requirement for recurring engagement beyond the initial policy purchase or renewal cycle.
As a business insurance agent in North Andover, MA, Kurt Wicks: Allstate Insurance provides tailored coverage solutions for local enterprises, including general liability, property protection, and commercial auto policies. It also assists businesses with workers' compensation plans and professional liability options. These services help manage everyday operational risks while ensuring compliance with regional legal requirements. For North Andover business owners, this agency especially supports the transition into winter by reviewing snow removal liability and ensuring adequate coverage against seasonal property damage from ice or storms.
For a small business in North Andover planning expansion or facing a busy season, the right coverage is essential to protect against unexpected liability and property risks. MacDonald & Pangione Insurance Agency helps local companies review their current policies and identify gaps in protection against common regional threats like winter weather damage or liability from customer visits. Agents work directly with each business owner to explain coverage options and customize a plan that fits their specific industry needs. To begin, they schedule an inspection of the business premises and assess current operations.
Perry Insurance Agency, LLC. works with business owners to identify and address their general liability and property coverage needs. It specializes in assembling tailored policies that help protect company assets from everyday operational risks. The agency also assists clients with evaluating additional protections such as commercial auto and workers’ compensation. Its services are suited for a range of commercial sectors, including offices, warehouses, and food service operations in North Andover, MA.
Prime Insurance Services, Inc. is a business insurance agent in North Andover, MA, known for sourcing commercial coverage from multiple carriers. It assists local enterprises with general liability, property, and workers compensation policies. The agency helps clients navigate risk management strategies for common regional industries, including construction and retail. For businesses requiring specialized asset protection, the company can also arrange separate inland marine insurance to cover equipment and goods in transit.
MP Roberts Insurance Agency in North Andover, MA provides residential insurance services to protect homes and personal property in the area. The agency also offers commercial coverage for local business owners, helping them manage risks specific to their operations and industry. Serving the North Andover region and surrounding communities, the agency works closely with clients to review their policies and adjust coverage as needs change. Regular follow-up appointments ensure that coverage remains appropriate between scheduled annual visits.
What Does a a Business Insurance Agent in North Andover Cost?
Typical costs for a small business insurance package in Massachusetts range from 500 to 3000 dollars per year for general liability. Workers compensation premiums average 1 to 2 dollars per 100 dollars of payroll. Commercial auto insurance costs vary by vehicle type and driving history. Actual costs depend on your specific business size industry and claims history. This is general information not insurance advice.
About business insurance agents in North Andover
Business insurance agents in North Andover Massachusetts help local companies find coverage that meets state requirements. Massachusetts law requires all employers to carry workers compensation insurance if they have any employees. Agents can also help with general liability commercial property and professional liability policies tailored to businesses in Essex County.
Frequently Asked Questions
What types of business insurance do North Andover agents offer?
Agents in North Andover offer general liability commercial property workers compensation and commercial auto insurance. They can also provide professional liability cyber liability and business interruption coverage based on your industry needs.
Is business insurance required by law in Massachusetts?
Yes Massachusetts law requires workers compensation insurance for any business with one or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not legally required but are often mandated by landlords or contracts.
How do North Andover business insurance agents determine coverage needs?
Agents review your business operations number of employees revenue and industry risks. They also consider Massachusetts specific regulations and local factors like weather risks in Essex County. This helps them recommend appropriate policy limits and deductibles.