The top-rated business insurance agent in Springfield, Massachusetts is Western Mass Auto Insurance Inc., rated 4.8 stars across 529 reviews. Other highly rated options include Greg Quimby at Comparion Insurance Agency, Comparion Insurance Agency, CHI Insurance Agency Inc.. This directory lists 15 business insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Western Mass Auto Insurance Inc. | 383 Belmont Ave | (413) 781-3800 |
| 2 | Greg Quimby at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7016 |
| 3 | Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 567-2000 |
| 4 | CHI Insurance Agency Inc. | 1691 Main St | (413) 736-6785 |
| 5 | Heather Arnold at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 754-7004 |
| 6 | Alban Insurance Agency | 85 Wilbraham Rd | (888) 302-1568 |
| 7 | Amber Barnes at Comparion Insurance Agency | 1000 Hall of Fame Ave Suite 4 | (413) 846-2364 |
| 8 | FR insurance and Benefits LLC | 1 monarch place suite 2030 | (413) 505-5090 |
| 9 | Freeway Insurance | 54 Island Pond Rd | (413) 449-7010 |
| 10 | Local Auto Insurance LLC | 481 Cooley St | (413) 444-1200 |
Western Mass Auto Insurance Inc. serves the Springfield, Massachusetts metro area by acting as a business insurance agent. The company helps local companies navigate their commercial coverage needs, from liability protection to property insurance. It works with various business types to ensure they carry appropriate policies for their specific operational risks. By offering tailored risk management advice, the agency aids in securing essential coverage for day-to-day operations. Common handled services include general liability policies and workers’ compensation insurance for small to medium-sized businesses in the region.
Greg Quimby at Comparion Insurance Agency offers a comprehensive range of business insurance solutions tailored to local enterprises in Springfield, MA. The agency provides customized service and maintenance plans designed to keep policies aligned with evolving operational needs and regulatory requirements. Coverage options address liability, property, and equipment risks common to the area’s commercial sector. Greg Quimby at Comparion Insurance Agency services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Comparion Insurance Agency provides a range of business insurance services in Springfield, Massachusetts, including general liability, property coverage, and workers’ compensation. Its service plans focus on reviewing policies annually to adjust for changing operations and risk exposures. The agency assists with commercial maintenance through risk management advice and claim support. It services a variety of local properties, including single-family homes used for business, apartments, retail stores, and restaurants.
CHI Insurance Agency Inc. serves Springfield-area business owners, property managers, and commercial landlords who need coverage for their companies and rental properties. The firm provides tailored business insurance policies, including general liability, property protection, and workers’ compensation to help local operations manage risk. Their agents work closely with clients in the Greater Springfield area to review exposures and select appropriate limits. CHI Insurance Agency also extends its services across the Connecticut River into West Springfield and Agawam.
Heather Arnold at Comparion Insurance Agency helps clients distinguish between one-time policies that shelter single business assets and recurring commercial coverage that keeps operations continuously protected. Based in Springfield, Massachusetts, the agency arranges general liability, property, and other essential lines to match local regulatory requirements. Service operates on an as-needed basis, allowing business owners to request modifications, file adjustments, or explore new coverage whenever their evolving enterprise demands attention.
Alban Insurance Agency serves Springfield, Massachusetts, and the surrounding communities. It handles a wide range of commercial insurance needs, including general liability and property coverage. The agency works with business owners to assess specific operational risks and financial exposures. For a typical job, it compares multiple insurance carriers to present tailored coverage options that meet local business requirements.
As Springfield businesses prepare for the winter months, protecting commercial property from snow and ice liabilities becomes essential. Amber Barnes at Comparion Insurance Agency works with local enterprises to review general liability, workers’ compensation, and property coverage tailored to seasonal risks. The agency helps restaurants, retail shops, and small manufacturers understand how liability limits apply to common slip-and-fall claims in parking lots. After an initial consultation, Barnes schedules a brief inspection of the business premises to confirm current safety measures and identify any potential coverage gaps.
FR Insurance and Benefits LLC provides specialized business insurance services for companies in the Springfield area, including liability coverage, property protection, and workers' compensation plans. The agency also offers general commercial insurance advising, helping local business owners assess their operational risks and select appropriate coverage levels. As winter approaches, the firm assists clients in reviewing policies to ensure protection against seasonal hazards such as snow damage, ice-related accidents, and heating system breakdowns that can disrupt business operations.
Freeway Insurance in Springfield, MA serves local homeowners, small businesses, and property managers seeking liability coverage and commercial property protection. As a business insurance agent, the agency helps clients assess risks and secure appropriate policies for their operations. The company works with various commercial clients in Springfield, facilitating access to general liability, workers’ compensation, and commercial auto insurance from multiple carriers. Freeway Insurance also covers businesses in the neighboring town of West Springfield and other communities throughout the greater Springfield metropolitan area.
Local Auto Insurance LLC serves businesses in Springfield, Massachusetts, by providing general liability and property coverage essentials. The agency specializes in supplemental business insurance add-ons, including commercial auto policies and workers' compensation plans. Agents help local entrepreneurs analyze risk exposures and customize policy bundles to meet operational needs. The firm works with a variety of commercial sectors, such as small offices, local warehouses, and food service establishments, ensuring appropriate protection for each distinct industry.
What Does a a Business Insurance Agent in Springfield Cost?
The cost of business insurance in Massachusetts varies by industry location and coverage limits. A small retail shop in Springfield might pay between 500 and 1500 dollars per year for general liability. Workers compensation rates are set by the state and depend on payroll and class code. Commercial auto policies can range from 1200 to 3000 dollars annually. This is general information not insurance advice.
About business insurance agents in Springfield
A business insurance agent in Springfield Massachusetts helps local companies find the right coverage for their specific risks. Massachusetts law requires most employers to carry workers compensation insurance. An agent can also help with general liability property insurance and commercial auto policies tailored to Springfield businesses.
Frequently Asked Questions
What types of business insurance are required in Massachusetts?
Massachusetts requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often needed by landlords or contracts.
How do I choose a business insurance agent in Springfield?
Look for an agent who is licensed in Massachusetts and has experience with your industry. Ask about their access to multiple insurance carriers so they can compare options. A local agent will understand Springfield specific risks like weather or local regulations.
Can a business insurance agent help with a Massachusetts independent contractor law?
Yes. Massachusetts has strict rules for classifying workers as independent contractors under M.G.L. c. 149 Section 148B. An agent can help you understand how your insurance coverage applies to contractors and employees to avoid gaps in protection.