The top-rated business insurance agent in Grand Island, New York is Bob Piatek - State Farm Insurance Agent, rated 4.9 stars across 276 reviews. Other highly rated options include Ramcy Rizek Independent Insurance Agent, Phillip Mastantuono: Allstate Insurance, First Class Insurance Company. This directory lists 10 business insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Piatek - State Farm Insurance Agent | 1837 Whitehaven Rd | (716) 773-2300 |
| 2 | Ramcy Rizek Independent Insurance Agent | 57 Carl Rd | (716) 245-9221 |
| 3 | Phillip Mastantuono: Allstate Insurance | 1979 Grand Island Blvd | (716) 775-0100 |
| 4 | First Class Insurance Company | 2413 Grand Island Blvd | (716) 217-2883 |
| 5 | Dean Boucounis - Mutual of Omaha Advisor | 96 Country Club Ln | (315) 457-1359 |
| 6 | Eric Berger Insurance | 2119 Grand Island Blvd | (716) 773-1500 |
| 7 | Boss Agency, Inc. | 1875 Grand Island Blvd | (716) 773-3051 |
| 8 | Lytle Associates Inc | 101 Lang Blvd # 2 | (716) 773-6626 |
| 9 | Thoughtful Insurance (Grand Island) | 2053 Baseline Rd | (716) 431-5292 |
| 10 | LTC Financial Partners | 2015 Harvey Rd | (716) 404-0088 |
Bob Piatek - State Farm Insurance Agent serves the Grand Island, New York area and the surrounding Niagara County region. The agency provides business insurance coverage to local enterprises, including policies that protect commercial property and liability exposures. As an independent insurance office, it helps business owners assess their unique operational risks and secure appropriate coverage solutions. The agency also offers commercial auto insurance for company vehicles and workers' compensation policies to meet state regulatory requirements.
Ramcy Rizek Independent Insurance Agent in Grand Island, NY, provides a full range of business insurance solutions, including general liability and commercial property coverage. Its service model includes periodic policy reviews to help align coverage with evolving operational needs and risk profiles. For businesses that require ongoing support, the agency offers regular maintenance consultations and claims assistance. It services a variety of properties, such as single-family homes used for home-based enterprises, multi-unit apartment buildings, retail storefronts, and local restaurants.
Phillip Mastantuono: Allstone Insurance serves homeowners, businesses, and property managers throughout Grand Island, New York, providing personalized business insurance agent services. It helps local enterprises secure essential liability and property coverage tailored to their operational risks. Commercial clients can also access policies protecting against income interruption or equipment breakdown. Residential customers receive standard home and auto insurance options from the same agency. The office additionally covers the nearby Buffalo Niagara Falls metropolitan area, ensuring accessibility for clients in adjacent Erie County communities.
First Class Insurance Company provides business insurance services to small and regional companies in Grand Island, New York, as well as the surrounding Niagara and Erie County communities. It handles the essential commercial coverages, including general liability, property protection, and workers’ compensation policies tailored for local enterprises. The agency strives to match each client with appropriate coverage limits and deductibles based on a careful assessment of operational risks. It then reviews policy details line by line to ensure the final plan meets the unique exposures of the specific business.
As spring storms and lake-effect snow threaten Grand Island properties, securing tailored business insurance becomes essential for local enterprises. Dean Boucounis - Mutual of Omaha Advisor helps entrepreneurs assess liability exposures that arise from seasonal fluctuations in the Niagara region's commerce. Workers compensation and general liability policies are evaluated to match each company's operational profile. A thorough commercial risk inspection is scheduled to identify specific vulnerabilities before recommending coverage adjustments.
Eric Berger Insurance, located in Grand Island, NY, distinguishes between one-time policy reviews for new ventures and recurring service plans for ongoing business operations. Their coverage options are designed to protect local businesses from common liability and property risks that arise in the area. Specific policies may address general liability, commercial property, and workers’ compensation needs for various small to mid-sized enterprises. Service is offered on both a scheduled basis for regular policy adjustments and as-needed for immediate risk consultations or claims support.
Specializing in liability, property, and workers' compensation coverage, Boss Agency, Inc. serves local businesses in Grand Island, NY, with tailored insurance packages. Its general agency work involves helping entrepreneurs assess operational risks and secure the right policies to protect assets and employees. As winter approaches, the agency addresses seasonal needs by advising retail and service businesses on snow removal liability and protection against weather-related property damage.
Lytle Associates Inc provides business insurance guidance for operations in Grand Island and surrounding areas. The agency helps clients manage general liability, property coverage, and workers’ compensation needs. It also offers specialized policies such as cyber liability and commercial auto insurance to address evolving risk factors. Covering property conditions and operational exposures, the firm assists with protection for offices, warehouses, and food service establishments.
Thoughtful Insurance in Grand Island assists homeowners with residential policies such as dwelling and contents coverage. The agency also provides commercial insurance for local businesses, addressing liability and property protection needs. Serving Grand Island and nearby areas, clients expect hands-on guidance when reviewing evolving exposures or updating coverage for seasonal operations. Occasional follow-up consultations ensure policies remain relevant between regular renewal meetings or risk assessments.
LTC Financial Partners in Grand Island, NY, is known for helping local businesses secure appropriate insurance coverage to manage operational and liability risks. The agency serves a diverse range of commercial clients, from small retail shops to mid-size service providers, tailoring policies to fit each firm's specific needs. It focuses on general liability, property, and workers' compensation plans. Additionally, the agency offers specialized professional liability insurance to protect businesses against claims arising from professional errors or omissions.
What Does a a Business Insurance Agent in Grand Island Cost?
The cost of business insurance in New York varies widely by industry, location, and coverage limits. A small retail shop in Grand Island might pay between $500 and $1,500 per year for general liability insurance. A construction contractor could pay $3,000 to $10,000 annually for a package including workers compensation and liability. Premiums are influenced by your claims history and the specific risks of your business. This is general information, not insurance advice.
About business insurance agents in Grand Island
Business insurance agents in Grand Island, New York help local companies secure coverage for property, liability, and workers compensation. New York state law requires most employers to carry workers compensation insurance, and agents can guide you through these requirements. They also assist with commercial auto policies for vehicles operating on Grand Island roads and the nearby I-190.
Frequently Asked Questions
What types of business insurance are required in New York?
New York law requires workers compensation insurance for most employers with at least one employee. Disability benefits insurance is also mandatory for private sector employers. Commercial auto insurance is required for any business-owned vehicles.
How do I find a business insurance agent in Grand Island?
You can search for licensed agents through the New York State Department of Financial Services website. Local agents in Grand Island often specialize in small business coverage for retail, construction, and service industries common in the area.
What is the typical process for getting a business insurance quote in New York?
An agent will review your business operations, revenue, number of employees, and risk factors. They then compare policies from multiple carriers to find coverage that meets New York state minimums and your specific needs. Quotes are usually provided within one to three business days.
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