The top-rated business insurance agent in Long Beach, New York is Mackoul Risk Solutions, rated 4.9 stars across 186 reviews. Other highly rated options include Meyerson-Roth Co / DCAP Insurance, Wholesure Long Beach, NY (New Empire Group), Denis A. Miller Insurance Agency, Inc.. This directory lists 17 business insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mackoul Risk Solutions | 216 W Park Ave | (866) 622-5685 |
| 2 | Meyerson-Roth Co / DCAP Insurance | 30b W Park Ave | (516) 432-5800 |
| 3 | Wholesure Long Beach, NY (New Empire Group) | 214 W Park Ave #3212 | (516) 431-8300 |
| 4 | Denis A. Miller Insurance Agency, Inc. | 28 E Park Ave | (516) 432-9245 |
| 5 | Seaview Adjusting Group, Inc | 28 E Park Ave 2nd Floor | (516) 360-3070 |
| 6 | Lancer Insurance Company | 370 W Park Ave | (516) 431-4441 |
| 7 | Edwin J. O'Toole Insurance Agency | 727A W Park Ave | (516) 764-7800 |
| 8 | Aja Link Insurance Services | 48 E Park Ave 2nd Floor | (516) 313-8918 |
| 9 | Hometown Atlantic Inc | 120 W Park Ave # 209 | (516) 670-9305 |
| 10 | Insurance Agency | 832 W Beech St | (914) 256-2294 |
Mackoul Risk Solutions serves the Long Beach, New York, metro area as a business insurance agent focused on commercial coverage. The agency works with local companies to assess their liability exposures and craft appropriate protection plans. It regularly assists clients in evaluating property and casualty policies to safeguard their operations. The firm also helps businesses secure workers’ compensation insurance and provides guidance on commercial auto coverage for vehicle fleets.
Meyerson-Roth Co / DCAP Insurance provides a full range of business insurance agent services, including policy consultation, risk assessment, and coverage placement for local enterprises. The agency also offers ongoing service plan management, with periodic policy reviews and claims support to ensure clients remain adequately protected as their needs evolve. Located in Long Beach, NY, it specializes in serving a diverse local commercial client base. The company handles insurance for single-family homes, apartment buildings, retail stores, and restaurants across the region.
Wholesure Long Beach, NY, an office of New Empire Group, serves local homeowners, small businesses, and property managers seeking reliable coverage for their operations and assets. The agency works with area clients to identify general liability, property, and workers’ compensation policies that match their risk profiles. Its team assists with claims guidance and policy adjustments as business needs change. Wholesure primarily covers the Long Beach market while also extending its services to neighboring communities throughout the Nassau County section of the greater Long Island region.
Denis A. Miller Insurance Agency, Inc. in Long Beach, NY distinguishes between a one-time policy to cover a single project and recurring, annually renewable commercial insurance packages. The agency provides protection covering general liability, property damage, and business interruption for local firms. These services help businesses manage everyday operational risks in the New York coastal region. All coverage and policy updates are available on a scheduled basis, with new policies issued before an existing term expires.
As a business insurance agent based in Long Beach, Seaview Adjusting Group, Inc. offers tailored coverage options for local enterprises. Its services include protecting commercial properties and managing liability risks to ensure operational stability for small and midsized businesses. The agency works to secure policies that address inventory, equipment, and general business interruption needs. During the winter months, it assists owners in reviewing insurance plans to cover potential storm damage or saltwater intrusion common to this coastal region.
Serving Long Beach and the surrounding communities on Long Island’s south shore, Lancer Insurance Company handles property, liability, and commercial coverage for small to mid-sized local businesses. It works directly with clients to identify risks specific to operating in a coastal market, from seasonal weather concerns to regional liability exposures. For a typical job, the agency reviews current operations, assesses coverage gaps, and then presents tailored policy options designed to meet the specific operational needs of each business owner.
As small businesses along Long Beach’s boardwalk prepare for the summer crowds, liability and property risks increase. Edwin J. O'Toole Insurance Agency helps local shops and contractors secure tailored coverage for equipment, customer injuries, and seasonal fluctuations in revenue. The agency guides Long Beach business owners through the process of protecting their assets, from storefronts to vehicles involved in daily operations. A typical engagement begins with a review of the particular gaps in a client’s current policies, followed by an on-site inspection of the business premises.
Aja Link Insurance Services operates in Long Beach, New York, offering general business insurance guidance to local enterprises. The firm specializes in helping clients understand additional coverage options, such as liability extensions or property endorsements, that complement standard policies. By reviewing unique operational risks, the agency tailors protection for offices, warehouses, and food service establishments requiring distinct plans for equipment, inventory, or customer safety.
Hometown Atlantic Inc serves as a business insurance agent for clients in Long Beach, New York, and the surrounding area. The firm helps local commercial enterprises secure necessary coverage to protect their operations and assets. They also assist residential customers with their personal insurance needs alongside their business portfolio. Agents work with property and liability policies tailored for small to mid-sized businesses in this coastal community. Follow-up and repeat service are coordinated between regular visits to adjust coverage as business needs change.
Insurance Agency in Long Beach, NY, is known for providing comprehensive commercial insurance solutions tailored to small and medium-sized businesses. Its service range includes general liability, property, and workers’ compensation coverage designed to protect local enterprises from common operational risks. The agency also assists clients with evaluating policy limits and deductibles to align with their specific needs. For businesses requiring additional protection, it offers specialized cyber liability insurance to address data breach exposures.
What Does a a Business Insurance Agent in Long Beach Cost?
The cost of business insurance in New York varies widely by industry, location, and coverage limits. A small retail shop in Long Beach might pay between $500 and $1,500 per year for general liability. A construction contractor could pay $3,000 to $8,000 or more for workers compensation and liability combined. Factors include payroll, revenue, claims history, and property value. This is general information, not insurance advice.
About business insurance agents in Long Beach
Business insurance agents in Long Beach, New York help local companies secure coverage that meets New York state requirements. New York law mandates workers compensation insurance for most businesses with employees. Agents can also assist with general liability, commercial property, and professional liability policies tailored to your Long Beach operation.
Frequently Asked Questions
What types of business insurance are required in New York?
New York requires workers compensation insurance for most employers with one or more employees. Disability benefits insurance is also mandatory. Other coverages like general liability and commercial auto are not state required but are often needed by landlords or clients.
How do I find a licensed business insurance agent in Long Beach?
You can search the New York State Department of Financial Services website for licensed agents. Local agents in Long Beach understand the specific risks of coastal businesses, such as flood and wind damage. Ask for referrals from other business owners in the area.
Can a business insurance agent help me with a New York specific claim?
Yes. An agent can guide you through the claims process and help you understand New York insurance laws, such as the statute of limitations for filing a property damage claim. New York generally allows two years for property damage claims and three years for personal injury claims from the date of loss.
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