The top-rated business insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, Clarity Insurance Agency. This directory lists 20 business insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | Brian M. Gill - State Farm Insurance Agent | 713 Walt Whitman Rd | (631) 549-9444 |
| 4 | Clarity Insurance Agency | 35 Melville Park Rd #400 | (516) 862-4422 |
| 5 | YZ Insurance Group | 555 Broadhollow Rd # 303 | (516) 464-2100 |
| 6 | Coverland Brokerage Inc | 555 Broadhollow Rd #117 | (516) 696-3590 |
| 7 | Plan Medicare - Long Island Medicare Agent | 48 S Service Rd Suite 400 | (516) 900-7877 |
| 8 | ASAP Insurance Brokerage | 200 Broadhollow Rd Suite 207 | (888) 205-6660 |
| 9 | MICHAEL M INSURANCE SERVICES | 445 Broadhollow Rd #25 | (631) 774-3786 |
| 10 | Safe Haven Insurance Agency | 555 Broadhollow Rd | (631) 608-1137 |
First Heritage Insurance Agency serves businesses throughout Nassau County from its base in Melville, New York, offering commercial insurance solutions tailored to local enterprises of various sizes. The firm helps clients secure policies that address operational risks, property protection, and liability coverage requirements common in the region. General liability insurance and commercial property insurance are two specific services this agency handles for area businesses.
PRK Insurance Agency Inc provides a full range of business insurance services for enterprises in Melville, NY. It offers consultation on liability, property, and workers' compensation coverage tailored to operational needs. The agency also assists clients with periodic policy reviews and claims support to maintain adequate protection as businesses evolve. Its service work includes evaluating risk exposures and recommending appropriate coverage adjustments. PRK Insurance Agency Inc services single-family homes, apartments, retail stores, and restaurants.
Brian M. Gill - State Farm Insurance Agent in Melville, NY provides business insurance policies for local companies, property managers, and commercial property owners operating throughout the area. The agency works to tailor coverage that addresses each client’s specific operational exposure and liability concerns. Policies commonly include protection for commercial property, general liability, and workers’ compensation. The agency also assists clients in nearby Huntington and the greater Long Island region with their risk management and insurance needs.
Clarity Insurance Agency serves Melville, New York, and the surrounding Long Island communities. It handles business insurance for local companies, addressing general liability, property coverage, and workers’ compensation. The agency also advises clients on commercial auto and professional liability needs specific to this region. To manage a typical job, the agency first reviews a company’s operations and risks, then matches them with appropriate coverage from standard carriers.
YZ Insurance Group in Melville, NY offers business insurance clients a choice between one-time coverage for single projects or recurring policies for ongoing operations. Their services include general liability and commercial property protection tailored to local industry needs. Agents assess each business’s unique risk profile to recommend appropriate policy limits. Service arrangements are scheduled on a regular review cycle or arranged as-needed for special events or seasonal exposures.
Coverland Brokerage Inc in Melville, NY provides tailored liability coverage and risk management solutions for small and medium-sized enterprises, along with general property insurance and workers’ compensation packages designed to protect local business operations. As a business insurance agent, it evaluates regional exposures and recommends appropriate policy limits. During the winter season, it focuses on advising clients about snow-related claims and temporary closures that could affect their commercial coverage needs.
As the seasonal demands of business owners fluctuate on Long Island, Plan Medicare - Long Island Medicare Agent in Melville assists local enterprises with their insurance needs. This business insurance agent works to help clients navigate complex coverage requirements for commercial property and liability policies. By focusing on tailored risk management solutions, the company aligns its services with the unique challenges of operating in the region. An initial assessment of a business’s current coverage and identifying potential gaps marks the first step in their consultation process.
ASAP Insurance Brokerage provides comprehensive business insurance solutions to enterprises throughout Melville, NY. The agency specializes in constructing tailored liability and property coverage packages that address unique operational exposures. Their professional risk assessments help identify potential gaps in protection for clients. The firm serves a diverse commercial clientele, including offices requiring general liability and property insurance, warehouses needing coverage for inventory and equipment, and food service operations seeking protection against product liability and equipment breakdown.
MICHAEL M INSURANCE SERVICES is a business insurance agent based in Melville, NY, known for helping local companies secure coverage that aligns with their operational needs. The agency offers a range of standard commercial policies, including general liability, property insurance, and workers compensation. These coverages are essential for protecting businesses from common financial risks. Additionally, the agency can add on specialized cyber liability protection to address data breaches and digital threats.
What Does a a Business Insurance Agent in Melville Cost?
The cost of business insurance in New York varies widely. A small retail store in Melville might pay 500 to 1,500 dollars per year for general liability. Workers compensation rates are set by the New York State Insurance Fund and depend on your payroll and industry class code. A typical package for a small office could range from 1,000 to 3,000 dollars annually. This is general information and not insurance advice.
About business insurance agents in Melville
A business insurance agent in Melville, New York can help you protect your company from financial losses. New York law requires most employers to carry workers compensation insurance and disability benefits. Local agents understand the specific risks for businesses on Long Island, from retail shops to professional offices.
Frequently Asked Questions
What types of business insurance do I need in Melville New York?
Most businesses need general liability insurance and property insurance. New York law requires workers compensation for any business with employees. You may also need commercial auto insurance if you use vehicles for work.
How do I choose a business insurance agent in Melville?
Look for an agent licensed in New York who has experience with your industry. Ask about their knowledge of local risks like flooding or winter storms. Check that they work with multiple insurance companies to find you options.
Is business insurance required by law in New York?
New York requires workers compensation insurance for almost all employers. Commercial auto insurance is required if you have business vehicles. General liability is not always required by law but is usually needed by landlords or contracts.
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