The top-rated business insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,567 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 20 business insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue, New York area and surrounding Suffolk County, offering business insurance coverage tailored to local enterprises. The agency assists commercial clients with policies that protect property, liability, and operational risks common among small and mid-sized firms in this region. It provides personalized consultations to evaluate individual business needs, ensuring appropriate coverage limits are selected. Specific services handled include general liability insurance to safeguard against third-party claims and commercial property insurance for physical assets such as buildings and inventory.
Steve Klinzing - State Farm Insurance Agent in Patchogue, NY, provides a range of commercial insurance products, including general liability, property, and workers’ compensation coverage. It offers ongoing risk assessment and policy review services to help maintain appropriate protection as businesses evolve. The agency also assists with claims guidance and coverage adjustments. Its typical clients include single-family homes, apartments, retail establishments, and restaurants.
Robert Donahue - State Farm Insurance Agent in Patchogue, NY, serves local homeowners, business owners, and property managers seeking coverage for their assets and liabilities. It offers commercial policies tailored to small and mid-sized businesses, helping protect against common operational risks. Personal insurance options are also available for local residents. The agency further assists clients in nearby communities throughout Suffolk County, including those along the South Shore corridor.
Bay Harbour Insurance Agency, Inc. serves Patchogue, New York, and the surrounding communities across Suffolk County. The company handles a wide range of business insurance needs, including general liability, property coverage, and commercial auto policies. It helps local small business owners, retail shops, and contractors protect their operations from common risks. For a typical job, the agency begins by assessing a client's specific exposures and liabilities, then pairs them with appropriate coverage options from multiple carriers.
Gary Lombardo: Allstate Insurance in Patchogue, NY, offers specialized commercial auto, general liability, and property coverage for small and mid-sized businesses. It also provides tailored risk management advice and customized policies for local entrepreneurs and retailers. The agency assists proprietors with workers’ compensation plans and proper coverage for leased equipment. As the holiday season approaches, it helps businesses add temporary liability insurance for seasonal stores or pop-up markets operating in the downtown Patchogue area.
Specialized Insurance serves the Patchogue area by helping local businesses manage their commercial coverage needs, including general liability and property insurance. The agency focuses on customizing protection plans that address unique operational risks for each client. As a business insurance agent, it works with companies to balance adequate coverage with practical budgeting requirements. The agency can support a range of commercial sectors, including offices requiring professional liability, warehouses needing inventory and equipment protection, and food service operations securing general and product liability policies.
Lighthouse Insurance Patchogue in Patchogue, NY provides business insurance agent services for local companies. They assist clients in distinguishing between one-time policy purchases and recurring coverage plans to suit operational needs. Their offerings focus on protecting assets, liability, and other essential commercial risks common in the area. The agency ensures businesses understand their coverage options through careful consultation. Service arrangements for new policies, renewals, or adjustments are conducted on a one-time, scheduled, or as-needed basis.
As the seasons change on Long Island, local business owners often reassess their coverage needs to address shifting weather and market conditions. Michael Cirigliano from Allstate Insurance in Patchogue helps Patchogue entrepreneurs navigate these complexities with professional guidance focused on commercial property and liability protection. This agency provides tailored advice designed to match each operation’s specific exposure and risk tolerance. The process begins when an agent schedules a convenient inspection and initial assessment of the client’s premises and current insurance profile, ensuring no detail is overlooked before moving forward.
Wekerle Agency Inc in Patchogue, NY, is known for helping local businesses secure the right commercial insurance coverage. It offers a broad range of general liability, property, and workers’ compensation policies tailored to different industries. The agency assists clients in navigating complex risk management decisions. Services extend to evaluating policy limits and deductibles to match operational budgets. A specialty add-on service includes professional liability insurance for consultants and independent contractors.
What Does a a Business Insurance Agent in Patchogue Cost?
Typical costs for a small business insurance package in Patchogue New York range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums average 1 to 3 dollars per 100 dollars of payroll. Commercial auto insurance adds 1,200 to 2,400 dollars annually per vehicle. These figures vary widely based on industry size and risk factors. This is general information and not insurance advice.
About business insurance agents in Patchogue
Business insurance agents in Patchogue New York help local companies protect their assets and meet state requirements. New York law mandates that all businesses with employees carry workers compensation insurance. Agents in Patchogue can guide you through general liability property and commercial auto policies tailored to Suffolk County risks.
Frequently Asked Questions
What types of business insurance are required in New York?
New York requires workers compensation insurance for any business with employees. Disability benefits insurance is also mandatory. Agents in Patchogue can help you understand additional coverages like general liability and commercial auto that may be needed for your specific industry.
How do I find a licensed business insurance agent in Patchogue?
You can search the New York State Department of Financial Services website for licensed agents in Patchogue. Local agents often have experience with small businesses in Suffolk County and can provide personalized service. Ask for references from other business owners in the area.
What factors affect the cost of business insurance in Patchogue?
Costs depend on your industry payroll revenue and claims history. Location in Patchogue near the coast may increase flood or storm risk for property coverage. New York state minimum coverage requirements also influence premiums. An agent can provide a quote based on your specific business details.
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