The top-rated business insurance agent in Rockville Centre, New York is Oscar Espinal - State Farm Insurance Agent, rated 5.0 stars across 671 reviews. Other highly rated options include Farmers Insurance - Nestor Morales, Jason Hrzich Medicare Agent, Silvershore Group, LLC.. This directory lists 19 business insurance agents serving Rockville Centre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oscar Espinal - State Farm Insurance Agent | 566 Merrick Rd | (516) 208-4451 |
| 2 | Farmers Insurance - Nestor Morales | 268 Merrick Rd | (516) 881-9099 |
| 3 | Jason Hrzich Medicare Agent | 119 N Park Ave Suite 210 | (516) 314-1961 |
| 4 | Silvershore Group, LLC. | 450 Sunrise Hwy | (516) 259-2500 |
| 5 | InsBOSS USA, Inc. | 450 Sunrise Hwy #2h | (833) 467-2677 |
| 6 | Alexander Anderson: Allstate Insurance | 530 Merrick Rd | (516) 544-2022 |
| 7 | RVC Insurance Agency | 450 Sunrise Hwy Unit 2A | (516) 608-9192 |
| 8 | Goosehead Insurance - Kimberly Kelly | 43 Clinton Ave Suite 1B | (516) 526-5719 |
| 9 | Diane McGrath - State Farm Insurance Agent | 75 N Park Ave | (516) 678-8282 |
| 10 | J.A. Faccibene & Associates, Inc. | 100 Merrick Rd | (516) 766-3513 |
Oscar Espinal - State Farm Insurance Agent serves the Rockville Centre, New York area, providing comprehensive business insurance solutions. It helps local entrepreneurs protect their commercial property and handle liability concerns that arise in daily operations. Clients can obtain coverage for equipment breakdowns and income loss due to unforeseen closures. Additionally, the office assists in managing worker injury protections and professional liability risks.
Serving Rockville Centre and surrounding areas, Nestor Morales at Farmers Insurance provides a range of business insurance policies, including general liability and workers' compensation coverage. The agency assists clients with selecting appropriate plans and offers ongoing policy review and claims support to maintain adequate protection throughout the year. This business insurance agent services various local enterprises, including single-family homes used as home offices, apartment buildings, retail shops, and restaurants.
Jason Hrzich Medicare Agent serves local homeowners, business owners, and property managers in the Rockville Centre area, offering commercial insurance policies to protect their assets and operations. The agency assists clients with general liability, property coverage, and other essential business insurance products tailored to individual needs. Each policy is designed to address the specific risks faced by small and medium-sized companies. The agency also extends its services to clients throughout Nassau County, including nearby communities such as Lynbrook and Oceanside.
Silvershore Group, LLC., serving Rockville Centre and the surrounding Nassau County communities, matches local businesses with commercial insurance policies. It handles essential coverages including general liability, property, workers’ compensation, and commercial auto for small to mid-sized companies. The agency evaluates each client’s unique operations, loss exposures, and budget to identify suitable carriers and policy terms. It then presents clear coverage options, explains key policy differences, and assists with the application and binding process. This structured, consultative approach ensures businesses gain appropriate protection for their specific operational risks.
InsBOSS USA, Inc. in Rockville Centre, NY distinguishes between clients needing a single commercial policy for a one-off project and those requiring ongoing risk management through periodic updates. They offer general liability, property, and workers' compensation coverage to safeguard local businesses against common operational exposures. Services also address industry-specific needs to ensure comprehensive protection. Their support operates on an as-needed basis, allowing business owners to schedule consultations or filings only when a policy change, renewal, or new risk assessment is required.
Serving Rockville Centre and the surrounding area, Alexander Anderson: Allstate Insurance specializes in business insurance policies tailored to local commercial needs, including general liability and property coverage. The agency works closely with business owners to assess risks across various industries, ensuring adequate protection for daily operations. As seasons change, it also helps companies address unique concerns such as snow-removal liability or post-holiday inventory spikes, adjusting coverage to match shifting exposures throughout the year.
As local businesses in Rockville Centre prepare for the busy retail season after summer, protecting inventory and liabilities becomes a priority. RVC Insurance Agency works with owners to evaluate property and casualty exposures common to the area. They review current policies and recommend adjustments for evolving needs like new equipment purchases or seasonal staffing changes. Their process begins by scheduling a thorough inspection of the business premises to identify potential gaps in coverage before any binding takes place.
Goosehead Insurance - Kimberly Kelly serves homeowners in Rockville Centre and the surrounding area, offering policies tailored to protect residential properties and possessions. The agency also assists local businesses with commercial coverage, helping to safeguard their operations and assets. It provides ongoing support between renewal cycles, ensuring that policyholders can follow up on claims or adjust their plans to reflect any changes. Prompt follow-up care is offered to maintain reliable coverage from one regular appointment to the next.
Diane McGrath's agency in Rockville Centre, NY provides business insurance to protect local companies from common operational risks. Clients can add specialized coverage options to their general liability policies, including property, workers' compensation, and commercial auto insurance. The agency works with owners of small to mid-sized businesses, offering tailored risk management solutions. It serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
J.A. Faccibene & Associates, Inc. is a business insurance agency serving the Rockville Centre, NY area. It assists local companies in securing necessary coverage to protect their assets and manage operational risks. The firm works with clients across various industries to evaluate liability, property, and workers' compensation needs. Commercial auto and professional liability coverage rounds out the standard portfolio. The agency can also add on specialized business interruption insurance.
What Does a a Business Insurance Agent in Rockville Centre Cost?
Typical costs for a small business insurance policy in New York range from $500 to $3,000 per year for general liability. Workers compensation premiums are based on payroll and industry class codes, often starting around $1,000 per year for low-risk offices. Professional liability insurance can cost $1,000 to $5,000 annually. These are estimates and actual costs vary by business size, location, and risk factors. This information is general and not insurance advice.
About business insurance agents in Rockville Centre
Business insurance agents in Rockville Centre, New York help local companies secure coverage that meets state requirements. New York law mandates workers compensation insurance for most employers with one or more employees. An agent can guide you through these requirements and find policies tailored to your business type.
Frequently Asked Questions
What types of business insurance are required in New York?
New York requires workers compensation insurance for most employers. Commercial auto insurance is required for any business-owned vehicles. General liability is not state-mandated but is often required by landlords or contracts.
How do I find a business insurance agent in Rockville Centre?
You can search online directories, ask for referrals from other local business owners, or contact the New York State Insurance Department for a list of licensed agents in Rockville Centre.
What factors affect the cost of business insurance in New York?
Costs depend on your industry, payroll, revenue, location, claims history, and coverage limits. For example, a retail store in Rockville Centre may pay less than a construction company due to different risk levels.
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